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Cheap Auto Insurance in Pleasant View, UT

Pleasant View drivers pay an average of $1,590/year β€” $181 less than the national average. With 121 crashes per year and a 2.0 per 1,000 vehicle theft rate, comparing 5+ carriers can save you up to $366/year.

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Written & reviewed by Richard Mohn Licensed Insurance Agent & Founder, Rate Reduction Insurance
πŸŽ–οΈ U.S. Military Veteran πŸ“‹ Licensed in 50 States πŸ• 15+ Years Experience πŸ“… Updated: April 10, 2026

Pleasant View, UT Auto Insurance Rates by Carrier (2026)

Estimated full coverage auto insurance rates for Pleasant View, UT from top carriers. Rates are adjusted for Pleasant View's 121 annual crashes, 2.0 per 1,000 theft rate, and local risk factors:

Insurance Company6-Month PremiumMonthly Cost
USAA ⭐$529$88/mo
GEICO$601$100/mo
Bear River Mutual$638$106/mo
Progressive$679$113/mo
State Farm$741$124/mo

Estimates based on 2026 rate filings for ZIP 84602. USAA is cheapest at ~$88/mo. Actual rates vary by driver profile and exact Pleasant View location.

Pleasant View Driving Safety & Insurance Stats

These Pleasant View-specific safety and risk statistics directly impact what you pay for auto insurance:

$1,590
Avg. Annual Premium
121
Crashes Per Year
1
Fatal Crashes/Year
37
DUI Arrests/Year
2.0 per 1,000
Vehicle Thefts
6%
Uninsured Drivers
21.8 min
Avg. Commute
11K
Population

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Auto Insurance in Pleasant View: What Drives Your Rate

Pleasant View is a smaller city in Utah with a population of 11,083. Drivers here generally benefit from lower traffic density and fewer claims than larger metro areas, which translates to more affordable auto insurance. However, local factors such as snow, ice, inversions, flash flooding, dust storms, rural highway speeds, and distance to repair facilities can still impact premiums. Comparing carriers is essential to find the best rate in Pleasant View.

Key Risk Factors in Pleasant View

For official Utah insurance regulations, visit the Utah Insurance Department. For driver licensing, see the Utah DMV.

Auto Insurance Rates by ZIP Code in Pleasant View, UT

Your specific ZIP code within Pleasant View can swing your premium by hundreds of dollars. Here's how rates compare across Pleasant View neighborhoods:

ZIP CodeNeighborhoodAvg. AnnualMonthly
84617Pleasant View South Side$1,506/yr$126/mo
84604Pleasant View North Side$1,514/yr$126/mo
84618Pleasant View West Side$1,572/yr$131/mo
84604Pleasant View East Side$1,650/yr$138/mo
84602Pleasant View Downtown/Central$1,730/yr$144/mo

The cheapest ZIP is 84617 (Pleasant View South Side) at $1,506/yr. The most expensive is 84602 (Pleasant View Downtown/Central) at $1,730/yr β€” a $224/year difference for the same driver.

πŸŽ–οΈ Live in Pleasant View South Side or Pleasant View Downtown/Central?

Your Pleasant View ZIP code matters. Call for a rate specific to your exact location.

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Auto Insurance Rates by Age in Pleasant View, UT

Age is one of the biggest rating factors in Pleasant View. Here's how rates differ by age group:

Age GroupAvg. AnnualMonthlyvs. City Avg
Teen (16-19)$3,339/yr$278/mo+110% vs avg
Young Adult (20-25)$2,226/yr$186/mo+40% vs avg
Adult (26-35)$1,590/yr$133/mo0% vs avg
Mid-Career (36-50)$1,399/yr$117/mo-12% vs avg
Senior (51-65)$1,320/yr$110/mo-17% vs avg
65+$1,415/yr$118/mo-11% vs avg

Teens in Pleasant View pay an average of $3,339/year β€” 110% more than the city average. The best rates go to Senior (51-65) drivers at $1,320/year. Good student discounts, driver training courses, and being added to a parent's policy can significantly reduce teen rates.

How to Get the Cheapest Auto Insurance in Pleasant View

Utah Auto Insurance Guides

πŸ“„ Cheap Car Insuranceβ€Ί πŸ“„ Minimum Coverageβ€Ί πŸ“„ Full Coverageβ€Ί πŸ“„ SR-22 Insuranceβ€Ί πŸ“„ No Deposit Insuranceβ€Ί πŸ“„ Liability Insuranceβ€Ί πŸ“„ Collision Insuranceβ€Ί πŸ“„ Comprehensive Insuranceβ€Ί πŸ“„ Uninsured Motorist Insuranceβ€Ί πŸ“„ PIP Insuranceβ€Ί πŸ“„ Gap Insuranceβ€Ί πŸ“„ Non-Owner Car Insuranceβ€Ί πŸ“„ Teen Driver Insuranceβ€Ί πŸ“„ Senior Driver Insuranceβ€Ί πŸ“„ Military Car Insuranceβ€Ί πŸ“„ High Risk Auto Insuranceβ€Ί πŸ“„ First-Time Driver Insuranceβ€Ί πŸ“„ Insurance After DUIβ€Ί πŸ“„ Bad Credit Car Insuranceβ€Ί πŸ“„ Multi-Car Insuranceβ€Ί πŸ“„ Rideshare Insuranceβ€Ί πŸ“„ Car Insurance Discountsβ€Ί πŸ“„ Bundle Home & Autoβ€Ί πŸ“„ Pay-Per-Mile Insuranceβ€Ί πŸ“„ Same-Day Car Insuranceβ€Ί πŸ“„ Month-to-Month Insuranceβ€Ί πŸ“„ Insurance After Accidentβ€Ί πŸ“„ Electric Vehicle Insuranceβ€Ί

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Pleasant View, UT Auto Insurance FAQ

How much is car insurance in Pleasant View, UT?
The average annual auto insurance premium in Pleasant View is $1,590, which is $181 below the national average. Rates range from $1,506/yr in Pleasant View South Side (ZIP 84617) to $1,730/yr in Pleasant View Downtown/Central (ZIP 84602). Your driving record, age, vehicle, and exact ZIP code all affect your rate.
Who has the cheapest auto insurance in Pleasant View?
USAA typically offers the cheapest full coverage in Pleasant View at around $88/month. However, with 121 annual crashes and a 6% uninsured driver rate in Pleasant View, rates vary widely β€” comparing quotes from multiple companies is essential. Call (888) 217-6781 for a free comparison.
What auto insurance is required in Pleasant View, UT?
Pleasant View follows Utah state law requiring minimum liability of 25/65/15. However, with 121 crashes per year and 1 fatal crashes annually in Pleasant View, experts recommend at least 50/100/50 coverage plus comprehensive and collision to protect against Pleasant View's risks including snow, ice, inversions, flash flooding, dust storms.
Can I get a free auto insurance quote for Pleasant View?
Yes! Call Rate Reduction Insurance at (888) 217-6781 for a free, no-obligation quote. Our licensed agents compare 5+ carriers to find the cheapest rate for your specific Pleasant View ZIP code β€” whether you're in Pleasant View South Side or Pleasant View Downtown/Central. Most quotes take under 2 minutes.
Why is car insurance affordable in Pleasant View?
Pleasant View has 121 crashes per year, 37 DUI arrests annually, and a vehicle theft rate of 2.0 per 1,000. Despite these factors, Pleasant View's 21.8 min average commute and lower traffic density help keep rates manageable compared to larger metro areas. Comparing quotes regularly is the best way to save.
What ZIP code has the cheapest car insurance in Pleasant View?
ZIP code 84617 (Pleasant View South Side) tends to have the lowest rates in Pleasant View at around $1,506/year. The most expensive area is Pleasant View Downtown/Central (ZIP 84602) at $1,730/year β€” a difference of $224/year for the same driver profile.

Sources & Methodology

Our rate analysis is based on publicly available rate filings and industry data. We regularly update our research to ensure accuracy.

  1. Rate data based on 2026 carrier rate filings analyzed by state insurance departments and third-party data providers including Quadrant Information Services.
  2. Utah Insurance Department β€” official state insurance regulator for Utah.
  3. National Association of Insurance Commissioners (NAIC) β€” national insurance data and consumer resources.
  4. Utah DMV β€” Utah vehicle registration and licensing requirements.
  5. Insurance Information Institute (III) β€” independent insurance education and research.
  6. National Highway Traffic Safety Administration (NHTSA) β€” crash and safety statistics.
  7. NHTSA FARS Database β€” fatal crash and DUI arrest data by state and locality.

Stop Overpaying for Auto Insurance in Pleasant View

Pleasant View drivers can save up to $366/year. ZIP 84617 (Pleasant View South Side) has the lowest rates starting at $1,506/yr.

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