West Jordan drivers pay an average of $1,823/year — $52 more than the national average. With 1,471 crashes per year and a 2.9 per 1,000 vehicle theft rate, comparing 5+ carriers can save you up to $599/year.
(888) 217-6781Estimated full coverage auto insurance rates for West Jordan, UT from top carriers. Rates are adjusted for West Jordan's 1,471 annual crashes, 2.9 per 1,000 theft rate, and local risk factors:
| Insurance Company | 6-Month Premium | Monthly Cost |
|---|---|---|
| USAA ⭐ | $606 | $101/mo |
| GEICO | $690 | $115/mo |
| Bear River Mutual | $731 | $122/mo |
| Progressive | $779 | $130/mo |
| State Farm | $850 | $142/mo |
Estimates based on 2026 rate filings for ZIP 84088. USAA is cheapest at ~$101/mo. Actual rates vary by driver profile and exact West Jordan location.
These West Jordan-specific safety and risk statistics directly impact what you pay for auto insurance:
Compare rates from 5+ insurance companies serving West Jordan, UT. Takes under 2 minutes.
(888) 217-6781West Jordan is a mid-size city in Utah with a population of 116,961. While it avoids the extreme congestion of larger metros, West Jordan has its own risk factors — growing commuter traffic, expanding development, and snow, ice, inversions, flash flooding, dust storms — that shape local auto insurance rates. Drivers in West Jordan typically pay close to the Utah state average, with significant variation by ZIP code and neighborhood.
For official Utah insurance regulations, visit the Utah Insurance Department. For driver licensing, see the Utah DMV.
Your specific ZIP code within West Jordan can swing your premium by hundreds of dollars. Here's how rates compare across West Jordan neighborhoods:
| ZIP Code | Neighborhood | Avg. Annual | Monthly |
|---|---|---|---|
| 84091 | West Jordan South Side | $1,703/yr | $142/mo |
| 84092 | West Jordan North Side | $1,803/yr | $150/mo |
| 84096 | West Jordan West Side | $1,829/yr | $152/mo |
| 84098 | West Jordan East Side | $1,848/yr | $154/mo |
| 84088 | West Jordan Downtown/Central | $1,959/yr | $163/mo |
The cheapest ZIP is 84091 (West Jordan South Side) at $1,703/yr. The most expensive is 84088 (West Jordan Downtown/Central) at $1,959/yr — a $256/year difference for the same driver.
Your West Jordan ZIP code matters. Call for a rate specific to your exact location.
(888) 217-6781Age is one of the biggest rating factors in West Jordan. Here's how rates differ by age group:
| Age Group | Avg. Annual | Monthly | vs. City Avg |
|---|---|---|---|
| Teen (16-19) | $3,828/yr | $319/mo | +110% vs avg |
| Young Adult (20-25) | $2,552/yr | $213/mo | +40% vs avg |
| Adult (26-35) | $1,823/yr | $152/mo | 0% vs avg |
| Mid-Career (36-50) | $1,604/yr | $134/mo | -12% vs avg |
| Senior (51-65) | $1,513/yr | $126/mo | -17% vs avg |
| 65+ | $1,622/yr | $135/mo | -11% vs avg |
Teens in West Jordan pay an average of $3,828/year — 110% more than the city average. The best rates go to Senior (51-65) drivers at $1,513/year. Good student discounts, driver training courses, and being added to a parent's policy can significantly reduce teen rates.
Compare auto insurance rates in other Utah cities:
Our rate analysis is based on publicly available rate filings and industry data. We regularly update our research to ensure accuracy.
West Jordan drivers can save up to $599/year. ZIP 84091 (West Jordan South Side) has the lowest rates starting at $1,703/yr.
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