South Jordan drivers pay an average of $1,737/year — $34 less than the national average. With 889 crashes per year and a 2.3 per 1,000 vehicle theft rate, comparing 5+ carriers can save you up to $513/year.
(888) 217-6781Estimated full coverage auto insurance rates for South Jordan, UT from top carriers. Rates are adjusted for South Jordan's 889 annual crashes, 2.3 per 1,000 theft rate, and local risk factors:
| Insurance Company | 6-Month Premium | Monthly Cost |
|---|---|---|
| USAA ⭐ | $578 | $96/mo |
| GEICO | $657 | $110/mo |
| Bear River Mutual | $697 | $116/mo |
| Progressive | $742 | $124/mo |
| State Farm | $810 | $135/mo |
Estimates based on 2026 rate filings for ZIP 84095. USAA is cheapest at ~$96/mo. Actual rates vary by driver profile and exact South Jordan location.
These South Jordan-specific safety and risk statistics directly impact what you pay for auto insurance:
Compare rates from 5+ insurance companies serving South Jordan, UT. Takes under 2 minutes.
(888) 217-6781With 77,487 residents, South Jordan is a growing community in Utah where auto insurance rates reflect a balance between urban and suburban driving conditions. Traffic is generally lighter than in the state's largest cities, but local factors like snow, ice, inversions, flash flooding, dust storms and commuter corridors still influence premiums. South Jordan drivers often find rates slightly below the Utah state average.
For official Utah insurance regulations, visit the Utah Insurance Department. For driver licensing, see the Utah DMV.
Your specific ZIP code within South Jordan can swing your premium by hundreds of dollars. Here's how rates compare across South Jordan neighborhoods:
| ZIP Code | Neighborhood | Avg. Annual | Monthly |
|---|---|---|---|
| 84104 | South Jordan South Side | $1,632/yr | $136/mo |
| 84100 | South Jordan North Side | $1,657/yr | $138/mo |
| 84103 | South Jordan West Side | $1,751/yr | $146/mo |
| 84103 | South Jordan East Side | $1,767/yr | $147/mo |
| 84095 | South Jordan Downtown/Central | $1,854/yr | $155/mo |
The cheapest ZIP is 84104 (South Jordan South Side) at $1,632/yr. The most expensive is 84095 (South Jordan Downtown/Central) at $1,854/yr — a $222/year difference for the same driver.
Your South Jordan ZIP code matters. Call for a rate specific to your exact location.
(888) 217-6781Age is one of the biggest rating factors in South Jordan. Here's how rates differ by age group:
| Age Group | Avg. Annual | Monthly | vs. City Avg |
|---|---|---|---|
| Teen (16-19) | $3,648/yr | $304/mo | +110% vs avg |
| Young Adult (20-25) | $2,432/yr | $203/mo | +40% vs avg |
| Adult (26-35) | $1,737/yr | $145/mo | 0% vs avg |
| Mid-Career (36-50) | $1,529/yr | $127/mo | -12% vs avg |
| Senior (51-65) | $1,442/yr | $120/mo | -17% vs avg |
| 65+ | $1,546/yr | $129/mo | -11% vs avg |
Teens in South Jordan pay an average of $3,648/year — 110% more than the city average. The best rates go to Senior (51-65) drivers at $1,442/year. Good student discounts, driver training courses, and being added to a parent's policy can significantly reduce teen rates.
Compare auto insurance rates in other Utah cities:
Our rate analysis is based on publicly available rate filings and industry data. We regularly update our research to ensure accuracy.
South Jordan drivers can save up to $513/year. ZIP 84104 (South Jordan South Side) has the lowest rates starting at $1,632/yr.
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