Taylorsville drivers pay an average of $1,811/year — $40 more than the national average. With 821 crashes per year and a 2.2 per 1,000 vehicle theft rate, comparing 5+ carriers can save you up to $587/year.
(888) 217-6781Estimated full coverage auto insurance rates for Taylorsville, UT from top carriers. Rates are adjusted for Taylorsville's 821 annual crashes, 2.2 per 1,000 theft rate, and local risk factors:
| Insurance Company | 6-Month Premium | Monthly Cost |
|---|---|---|
| USAA ⭐ | $602 | $100/mo |
| GEICO | $685 | $114/mo |
| Bear River Mutual | $726 | $121/mo |
| Progressive | $774 | $129/mo |
| State Farm | $844 | $141/mo |
Estimates based on 2026 rate filings for ZIP 84123. USAA is cheapest at ~$100/mo. Actual rates vary by driver profile and exact Taylorsville location.
These Taylorsville-specific safety and risk statistics directly impact what you pay for auto insurance:
Compare rates from 5+ insurance companies serving Taylorsville, UT. Takes under 2 minutes.
(888) 217-6781With 60,448 residents, Taylorsville is a growing community in Utah where auto insurance rates reflect a balance between urban and suburban driving conditions. Traffic is generally lighter than in the state's largest cities, but local factors like snow, ice, inversions, flash flooding, dust storms and commuter corridors still influence premiums. Taylorsville drivers often find rates slightly below the Utah state average.
For official Utah insurance regulations, visit the Utah Insurance Department. For driver licensing, see the Utah DMV.
Your specific ZIP code within Taylorsville can swing your premium by hundreds of dollars. Here's how rates compare across Taylorsville neighborhoods:
| ZIP Code | Neighborhood | Avg. Annual | Monthly |
|---|---|---|---|
| 84138 | Taylorsville South Side | $1,737/yr | $145/mo |
| 84125 | Taylorsville North Side | $1,764/yr | $147/mo |
| 84139 | Taylorsville West Side | $1,829/yr | $152/mo |
| 84125 | Taylorsville East Side | $1,848/yr | $154/mo |
| 84123 | Taylorsville Downtown/Central | $1,954/yr | $163/mo |
The cheapest ZIP is 84138 (Taylorsville South Side) at $1,737/yr. The most expensive is 84123 (Taylorsville Downtown/Central) at $1,954/yr — a $217/year difference for the same driver.
Your Taylorsville ZIP code matters. Call for a rate specific to your exact location.
(888) 217-6781Age is one of the biggest rating factors in Taylorsville. Here's how rates differ by age group:
| Age Group | Avg. Annual | Monthly | vs. City Avg |
|---|---|---|---|
| Teen (16-19) | $3,803/yr | $317/mo | +110% vs avg |
| Young Adult (20-25) | $2,535/yr | $211/mo | +40% vs avg |
| Adult (26-35) | $1,811/yr | $151/mo | 0% vs avg |
| Mid-Career (36-50) | $1,594/yr | $133/mo | -12% vs avg |
| Senior (51-65) | $1,503/yr | $125/mo | -17% vs avg |
| 65+ | $1,612/yr | $134/mo | -11% vs avg |
Teens in Taylorsville pay an average of $3,803/year — 110% more than the city average. The best rates go to Senior (51-65) drivers at $1,503/year. Good student discounts, driver training courses, and being added to a parent's policy can significantly reduce teen rates.
Compare auto insurance rates in other Utah cities:
Our rate analysis is based on publicly available rate filings and industry data. We regularly update our research to ensure accuracy.
Taylorsville drivers can save up to $587/year. ZIP 84138 (Taylorsville South Side) has the lowest rates starting at $1,737/yr.
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