Holladay drivers pay an average of $1,739/year — $32 less than the national average. With 401 crashes per year and a 1.8 per 1,000 vehicle theft rate, comparing 5+ carriers can save you up to $515/year.
(888) 217-6781Estimated full coverage auto insurance rates for Holladay, UT from top carriers. Rates are adjusted for Holladay's 401 annual crashes, 1.8 per 1,000 theft rate, and local risk factors:
| Insurance Company | 6-Month Premium | Monthly Cost |
|---|---|---|
| USAA ⭐ | $578 | $96/mo |
| GEICO | $658 | $110/mo |
| Bear River Mutual | $697 | $116/mo |
| Progressive | $743 | $124/mo |
| State Farm | $811 | $135/mo |
Estimates based on 2026 rate filings for ZIP 84117. USAA is cheapest at ~$96/mo. Actual rates vary by driver profile and exact Holladay location.
These Holladay-specific safety and risk statistics directly impact what you pay for auto insurance:
Compare rates from 5+ insurance companies serving Holladay, UT. Takes under 2 minutes.
(888) 217-6781Holladay is a smaller city in Utah with a population of 31,965. Drivers here generally benefit from lower traffic density and fewer claims than larger metro areas, which translates to more affordable auto insurance. However, local factors such as snow, ice, inversions, flash flooding, dust storms, rural highway speeds, and distance to repair facilities can still impact premiums. Comparing carriers is essential to find the best rate in Holladay.
For official Utah insurance regulations, visit the Utah Insurance Department. For driver licensing, see the Utah DMV.
Your specific ZIP code within Holladay can swing your premium by hundreds of dollars. Here's how rates compare across Holladay neighborhoods:
| ZIP Code | Neighborhood | Avg. Annual | Monthly |
|---|---|---|---|
| 84126 | Holladay South Side | $1,610/yr | $134/mo |
| 84118 | Holladay North Side | $1,689/yr | $141/mo |
| 84133 | Holladay West Side | $1,754/yr | $146/mo |
| 84121 | Holladay East Side | $1,770/yr | $148/mo |
| 84117 | Holladay Downtown/Central | $1,850/yr | $154/mo |
The cheapest ZIP is 84126 (Holladay South Side) at $1,610/yr. The most expensive is 84117 (Holladay Downtown/Central) at $1,850/yr — a $240/year difference for the same driver.
Your Holladay ZIP code matters. Call for a rate specific to your exact location.
(888) 217-6781Age is one of the biggest rating factors in Holladay. Here's how rates differ by age group:
| Age Group | Avg. Annual | Monthly | vs. City Avg |
|---|---|---|---|
| Teen (16-19) | $3,652/yr | $304/mo | +110% vs avg |
| Young Adult (20-25) | $2,435/yr | $203/mo | +40% vs avg |
| Adult (26-35) | $1,739/yr | $145/mo | 0% vs avg |
| Mid-Career (36-50) | $1,530/yr | $128/mo | -12% vs avg |
| Senior (51-65) | $1,443/yr | $120/mo | -17% vs avg |
| 65+ | $1,548/yr | $129/mo | -11% vs avg |
Teens in Holladay pay an average of $3,652/year — 110% more than the city average. The best rates go to Senior (51-65) drivers at $1,443/year. Good student discounts, driver training courses, and being added to a parent's policy can significantly reduce teen rates.
Compare auto insurance rates in other Utah cities:
Our rate analysis is based on publicly available rate filings and industry data. We regularly update our research to ensure accuracy.
Holladay drivers can save up to $515/year. ZIP 84126 (Holladay South Side) has the lowest rates starting at $1,610/yr.
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