Warr Acres drivers pay an average of $1,966/year — $195 more than the national average. With 122 crashes per year and a 2.1 per 1,000 vehicle theft rate, comparing 5+ carriers can save you up to $238/year.
(888) 217-6781Estimated full coverage auto insurance rates for Warr Acres, OK from top carriers. Rates are adjusted for Warr Acres's 122 annual crashes, 2.1 per 1,000 theft rate, and local risk factors:
| Insurance Company | 6-Month Premium | Monthly Cost |
|---|---|---|
| GEICO ⭐ | $745 | $124/mo |
| Oklahoma Farm Bureau | $797 | $133/mo |
| Progressive | $838 | $140/mo |
| State Farm | $921 | $153/mo |
| Allstate | $1,118 | $186/mo |
Estimates based on 2026 rate filings for ZIP 73122. GEICO is cheapest at ~$124/mo. Actual rates vary by driver profile and exact Warr Acres location.
These Warr Acres-specific safety and risk statistics directly impact what you pay for auto insurance:
Compare rates from 5+ insurance companies serving Warr Acres, OK. Takes under 2 minutes.
(888) 217-6781Warr Acres is a smaller city in Oklahoma with a population of 10,452. Drivers here generally benefit from lower traffic density and fewer claims than larger metro areas, which translates to more affordable auto insurance. However, local factors such as tornadoes, severe thunderstorms, hail, ice storms, flooding, rural highway speeds, and distance to repair facilities can still impact premiums. Comparing carriers is essential to find the best rate in Warr Acres.
For official Oklahoma insurance regulations, visit the Oklahoma Insurance Department. For driver licensing, see the Oklahoma Motor Vehicle Division.
Your specific ZIP code within Warr Acres can swing your premium by hundreds of dollars. Here's how rates compare across Warr Acres neighborhoods:
| ZIP Code | Neighborhood | Avg. Annual | Monthly |
|---|---|---|---|
| 73131 | Warr Acres South Side | $1,818/yr | $152/mo |
| 73123 | Warr Acres North Side | $1,907/yr | $159/mo |
| 73138 | Warr Acres West Side | $1,985/yr | $165/mo |
| 73126 | Warr Acres East Side | $2,007/yr | $167/mo |
| 73122 | Warr Acres Downtown/Central | $2,127/yr | $177/mo |
The cheapest ZIP is 73131 (Warr Acres South Side) at $1,818/yr. The most expensive is 73122 (Warr Acres Downtown/Central) at $2,127/yr — a $309/year difference for the same driver.
Your Warr Acres ZIP code matters. Call for a rate specific to your exact location.
(888) 217-6781Age is one of the biggest rating factors in Warr Acres. Here's how rates differ by age group:
| Age Group | Avg. Annual | Monthly | vs. City Avg |
|---|---|---|---|
| Teen (16-19) | $4,129/yr | $344/mo | +110% vs avg |
| Young Adult (20-25) | $2,752/yr | $229/mo | +40% vs avg |
| Adult (26-35) | $1,966/yr | $164/mo | 0% vs avg |
| Mid-Career (36-50) | $1,730/yr | $144/mo | -12% vs avg |
| Senior (51-65) | $1,632/yr | $136/mo | -17% vs avg |
| 65+ | $1,750/yr | $146/mo | -11% vs avg |
Teens in Warr Acres pay an average of $4,129/year — 110% more than the city average. The best rates go to Senior (51-65) drivers at $1,632/year. Good student discounts, driver training courses, and being added to a parent's policy can significantly reduce teen rates.
Compare auto insurance rates in other Oklahoma cities:
Our rate analysis is based on publicly available rate filings and industry data. We regularly update our research to ensure accuracy.
Warr Acres drivers can save up to $238/year. ZIP 73131 (Warr Acres South Side) has the lowest rates starting at $1,818/yr.
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