Jenks drivers pay an average of $2,189/year — $418 more than the national average. With 317 crashes per year and a 1.7 per 1,000 vehicle theft rate, comparing 5+ carriers can save you up to $461/year.
(888) 217-6781Estimated full coverage auto insurance rates for Jenks, OK from top carriers. Rates are adjusted for Jenks's 317 annual crashes, 1.7 per 1,000 theft rate, and local risk factors:
| Insurance Company | 6-Month Premium | Monthly Cost |
|---|---|---|
| GEICO ⭐ | $830 | $138/mo |
| Oklahoma Farm Bureau | $887 | $148/mo |
| Progressive | $933 | $156/mo |
| State Farm | $1,025 | $171/mo |
| Allstate | $1,244 | $207/mo |
Estimates based on 2026 rate filings for ZIP 74037. GEICO is cheapest at ~$138/mo. Actual rates vary by driver profile and exact Jenks location.
These Jenks-specific safety and risk statistics directly impact what you pay for auto insurance:
Compare rates from 5+ insurance companies serving Jenks, OK. Takes under 2 minutes.
(888) 217-6781Jenks is a smaller city in Oklahoma with a population of 25,949. Drivers here generally benefit from lower traffic density and fewer claims than larger metro areas, which translates to more affordable auto insurance. However, local factors such as tornadoes, severe thunderstorms, hail, ice storms, flooding, rural highway speeds, and distance to repair facilities can still impact premiums. Comparing carriers is essential to find the best rate in Jenks.
For official Oklahoma insurance regulations, visit the Oklahoma Insurance Department. For driver licensing, see the Oklahoma Motor Vehicle Division.
Your specific ZIP code within Jenks can swing your premium by hundreds of dollars. Here's how rates compare across Jenks neighborhoods:
| ZIP Code | Neighborhood | Avg. Annual | Monthly |
|---|---|---|---|
| 74046 | Jenks South Side | $2,028/yr | $169/mo |
| 74038 | Jenks North Side | $2,128/yr | $177/mo |
| 74053 | Jenks West Side | $2,130/yr | $178/mo |
| 74041 | Jenks East Side | $2,238/yr | $187/mo |
| 74037 | Jenks Downtown/Central | $2,347/yr | $196/mo |
The cheapest ZIP is 74046 (Jenks South Side) at $2,028/yr. The most expensive is 74037 (Jenks Downtown/Central) at $2,347/yr — a $319/year difference for the same driver.
Your Jenks ZIP code matters. Call for a rate specific to your exact location.
(888) 217-6781Age is one of the biggest rating factors in Jenks. Here's how rates differ by age group:
| Age Group | Avg. Annual | Monthly | vs. City Avg |
|---|---|---|---|
| Teen (16-19) | $4,597/yr | $383/mo | +110% vs avg |
| Young Adult (20-25) | $3,065/yr | $255/mo | +40% vs avg |
| Adult (26-35) | $2,189/yr | $182/mo | 0% vs avg |
| Mid-Career (36-50) | $1,926/yr | $161/mo | -12% vs avg |
| Senior (51-65) | $1,817/yr | $151/mo | -17% vs avg |
| 65+ | $1,948/yr | $162/mo | -11% vs avg |
Teens in Jenks pay an average of $4,597/year — 110% more than the city average. The best rates go to Senior (51-65) drivers at $1,817/year. Good student discounts, driver training courses, and being added to a parent's policy can significantly reduce teen rates.
Compare auto insurance rates in other Oklahoma cities:
Our rate analysis is based on publicly available rate filings and industry data. We regularly update our research to ensure accuracy.
Jenks drivers can save up to $461/year. ZIP 74046 (Jenks South Side) has the lowest rates starting at $2,028/yr.
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