Bixby drivers pay an average of $2,194/year — $423 more than the national average. With 363 crashes per year and a 1.8 per 1,000 vehicle theft rate, comparing 5+ carriers can save you up to $466/year.
(888) 217-6781Estimated full coverage auto insurance rates for Bixby, OK from top carriers. Rates are adjusted for Bixby's 363 annual crashes, 1.8 per 1,000 theft rate, and local risk factors:
| Insurance Company | 6-Month Premium | Monthly Cost |
|---|---|---|
| GEICO ⭐ | $831 | $139/mo |
| Oklahoma Farm Bureau | $889 | $148/mo |
| Progressive | $935 | $156/mo |
| State Farm | $1,028 | $171/mo |
| Allstate | $1,247 | $208/mo |
Estimates based on 2026 rate filings for ZIP 74008. GEICO is cheapest at ~$139/mo. Actual rates vary by driver profile and exact Bixby location.
These Bixby-specific safety and risk statistics directly impact what you pay for auto insurance:
Compare rates from 5+ insurance companies serving Bixby, OK. Takes under 2 minutes.
(888) 217-6781Bixby is a smaller city in Oklahoma with a population of 28,609. Drivers here generally benefit from lower traffic density and fewer claims than larger metro areas, which translates to more affordable auto insurance. However, local factors such as tornadoes, severe thunderstorms, hail, ice storms, flooding, rural highway speeds, and distance to repair facilities can still impact premiums. Comparing carriers is essential to find the best rate in Bixby.
For official Oklahoma insurance regulations, visit the Oklahoma Insurance Department. For driver licensing, see the Oklahoma Motor Vehicle Division.
Your specific ZIP code within Bixby can swing your premium by hundreds of dollars. Here's how rates compare across Bixby neighborhoods:
| ZIP Code | Neighborhood | Avg. Annual | Monthly |
|---|---|---|---|
| 74014 | Bixby South Side | $2,073/yr | $173/mo |
| 74013 | Bixby North Side | $2,105/yr | $175/mo |
| 74020 | Bixby West Side | $2,176/yr | $181/mo |
| 74010 | Bixby East Side | $2,276/yr | $190/mo |
| 74008 | Bixby Downtown/Central | $2,345/yr | $195/mo |
The cheapest ZIP is 74014 (Bixby South Side) at $2,073/yr. The most expensive is 74008 (Bixby Downtown/Central) at $2,345/yr — a $272/year difference for the same driver.
Your Bixby ZIP code matters. Call for a rate specific to your exact location.
(888) 217-6781Age is one of the biggest rating factors in Bixby. Here's how rates differ by age group:
| Age Group | Avg. Annual | Monthly | vs. City Avg |
|---|---|---|---|
| Teen (16-19) | $4,607/yr | $384/mo | +110% vs avg |
| Young Adult (20-25) | $3,072/yr | $256/mo | +40% vs avg |
| Adult (26-35) | $2,194/yr | $183/mo | 0% vs avg |
| Mid-Career (36-50) | $1,931/yr | $161/mo | -12% vs avg |
| Senior (51-65) | $1,821/yr | $152/mo | -17% vs avg |
| 65+ | $1,953/yr | $163/mo | -11% vs avg |
Teens in Bixby pay an average of $4,607/year — 110% more than the city average. The best rates go to Senior (51-65) drivers at $1,821/year. Good student discounts, driver training courses, and being added to a parent's policy can significantly reduce teen rates.
Compare auto insurance rates in other Oklahoma cities:
Our rate analysis is based on publicly available rate filings and industry data. We regularly update our research to ensure accuracy.
Bixby drivers can save up to $466/year. ZIP 74014 (Bixby South Side) has the lowest rates starting at $2,073/yr.
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