Bethany drivers pay an average of $2,112/year — $341 more than the national average. With 238 crashes per year and a 2.1 per 1,000 vehicle theft rate, comparing 5+ carriers can save you up to $384/year.
(888) 217-6781Estimated full coverage auto insurance rates for Bethany, OK from top carriers. Rates are adjusted for Bethany's 238 annual crashes, 2.1 per 1,000 theft rate, and local risk factors:
| Insurance Company | 6-Month Premium | Monthly Cost |
|---|---|---|
| GEICO ⭐ | $800 | $133/mo |
| Oklahoma Farm Bureau | $856 | $143/mo |
| Progressive | $900 | $150/mo |
| State Farm | $989 | $165/mo |
| Allstate | $1,201 | $200/mo |
Estimates based on 2026 rate filings for ZIP 73008. GEICO is cheapest at ~$133/mo. Actual rates vary by driver profile and exact Bethany location.
These Bethany-specific safety and risk statistics directly impact what you pay for auto insurance:
Compare rates from 5+ insurance companies serving Bethany, OK. Takes under 2 minutes.
(888) 217-6781Bethany is a smaller city in Oklahoma with a population of 20,831. Drivers here generally benefit from lower traffic density and fewer claims than larger metro areas, which translates to more affordable auto insurance. However, local factors such as tornadoes, severe thunderstorms, hail, ice storms, flooding, rural highway speeds, and distance to repair facilities can still impact premiums. Comparing carriers is essential to find the best rate in Bethany.
For official Oklahoma insurance regulations, visit the Oklahoma Insurance Department. For driver licensing, see the Oklahoma Motor Vehicle Division.
Your specific ZIP code within Bethany can swing your premium by hundreds of dollars. Here's how rates compare across Bethany neighborhoods:
| ZIP Code | Neighborhood | Avg. Annual | Monthly |
|---|---|---|---|
| 73014 | Bethany South Side | $1,956/yr | $163/mo |
| 73012 | Bethany North Side | $2,071/yr | $173/mo |
| 73012 | Bethany West Side | $2,121/yr | $177/mo |
| 73014 | Bethany East Side | $2,144/yr | $179/mo |
| 73008 | Bethany Downtown/Central | $2,302/yr | $192/mo |
The cheapest ZIP is 73014 (Bethany South Side) at $1,956/yr. The most expensive is 73008 (Bethany Downtown/Central) at $2,302/yr — a $346/year difference for the same driver.
Your Bethany ZIP code matters. Call for a rate specific to your exact location.
(888) 217-6781Age is one of the biggest rating factors in Bethany. Here's how rates differ by age group:
| Age Group | Avg. Annual | Monthly | vs. City Avg |
|---|---|---|---|
| Teen (16-19) | $4,435/yr | $370/mo | +110% vs avg |
| Young Adult (20-25) | $2,957/yr | $246/mo | +40% vs avg |
| Adult (26-35) | $2,112/yr | $176/mo | 0% vs avg |
| Mid-Career (36-50) | $1,859/yr | $155/mo | -12% vs avg |
| Senior (51-65) | $1,753/yr | $146/mo | -17% vs avg |
| 65+ | $1,880/yr | $157/mo | -11% vs avg |
Teens in Bethany pay an average of $4,435/year — 110% more than the city average. The best rates go to Senior (51-65) drivers at $1,753/year. Good student discounts, driver training courses, and being added to a parent's policy can significantly reduce teen rates.
Compare auto insurance rates in other Oklahoma cities:
Our rate analysis is based on publicly available rate filings and industry data. We regularly update our research to ensure accuracy.
Bethany drivers can save up to $384/year. ZIP 73014 (Bethany South Side) has the lowest rates starting at $1,956/yr.
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