Call Now β€” Free Quote
πŸŽ–οΈ Veteran-Owned & Operated●Mon–Sat 8am–9pm EST●Licensed Insurance Agency●A+ BBB Rated●100,000+ Drivers Helped●(888) 217-6781●
Licensed
A+ Rated
100K+ Helped
Get Free Quote(888) 217-6781
Veteran-Owned
15+ Years Experience
A+ BBB Rated
Licensed & Insured

Cheap Auto Insurance in Verona, WI

Verona drivers pay an average of $1,462/year β€” $309 less than the national average. With 159 crashes per year and a 2.0 per 1,000 vehicle theft rate, comparing 5+ carriers can save you up to $262/year.

(888) 217-6781
βœ“ Free quoteβœ“ No obligationβœ“ Licensed agentsβœ“ Under 2 min
RM
Written & reviewed by Richard Mohn Licensed Insurance Agent & Founder, Rate Reduction Insurance
πŸŽ–οΈ U.S. Military Veteran πŸ“‹ Licensed in 50 States πŸ• 15+ Years Experience πŸ“… Updated: April 10, 2026

Verona, WI Auto Insurance Rates by Carrier (2026)

Estimated full coverage auto insurance rates for Verona, WI from top carriers. Rates are adjusted for Verona's 159 annual crashes, 2.0 per 1,000 theft rate, and local risk factors:

Insurance Company6-Month PremiumMonthly Cost
GEICO ⭐$555$93/mo
Rural Mutual$583$97/mo
Progressive$622$104/mo
American Family$655$109/mo
State Farm$683$114/mo

Estimates based on 2026 rate filings for ZIP 53593. GEICO is cheapest at ~$93/mo. Actual rates vary by driver profile and exact Verona location.

Verona Driving Safety & Insurance Stats

These Verona-specific safety and risk statistics directly impact what you pay for auto insurance:

$1,462
Avg. Annual Premium
159
Crashes Per Year
1
Fatal Crashes/Year
38
DUI Arrests/Year
2.0 per 1,000
Vehicle Thefts
10%
Uninsured Drivers
24.0 min
Avg. Commute
14K
Population

πŸŽ–οΈ Verona Drivers β€” Get Your Free Quote

Compare rates from 5+ insurance companies serving Verona, WI. Takes under 2 minutes.

(888) 217-6781
βœ“ Veteran-ownedβœ“ 90 secondsβœ“ $0 cost

Auto Insurance in Verona: What Drives Your Rate

Verona is a smaller city in Wisconsin with a population of 14,030. Drivers here generally benefit from lower traffic density and fewer claims than larger metro areas, which translates to more affordable auto insurance. However, local factors such as blizzards, severe thunderstorms, tornadoes, ice, lake-effect snow, rural highway speeds, and distance to repair facilities can still impact premiums. Comparing carriers is essential to find the best rate in Verona.

Key Risk Factors in Verona

For official Wisconsin insurance regulations, visit the Wisconsin OCI. For driver licensing, see the Wisconsin DMV.

Auto Insurance Rates by ZIP Code in Verona, WI

Your specific ZIP code within Verona can swing your premium by hundreds of dollars. Here's how rates compare across Verona neighborhoods:

ZIP CodeNeighborhoodAvg. AnnualMonthly
53608Verona South Side$1,374/yr$115/mo
53595Verona North Side$1,396/yr$116/mo
53609Verona West Side$1,431/yr$119/mo
53595Verona East Side$1,505/yr$125/mo
53593Verona Downtown/Central$1,600/yr$133/mo

The cheapest ZIP is 53608 (Verona South Side) at $1,374/yr. The most expensive is 53593 (Verona Downtown/Central) at $1,600/yr β€” a $226/year difference for the same driver.

πŸŽ–οΈ Live in Verona South Side or Verona Downtown/Central?

Your Verona ZIP code matters. Call for a rate specific to your exact location.

(888) 217-6781
βœ“ Veteran-ownedβœ“ 90 secondsβœ“ $0 cost

Auto Insurance Rates by Age in Verona, WI

Age is one of the biggest rating factors in Verona. Here's how rates differ by age group:

Age GroupAvg. AnnualMonthlyvs. City Avg
Teen (16-19)$3,070/yr$256/mo+110% vs avg
Young Adult (20-25)$2,047/yr$171/mo+40% vs avg
Adult (26-35)$1,462/yr$122/mo0% vs avg
Mid-Career (36-50)$1,287/yr$107/mo-12% vs avg
Senior (51-65)$1,213/yr$101/mo-17% vs avg
65+$1,301/yr$108/mo-11% vs avg

Teens in Verona pay an average of $3,070/year β€” 110% more than the city average. The best rates go to Senior (51-65) drivers at $1,213/year. Good student discounts, driver training courses, and being added to a parent's policy can significantly reduce teen rates.

How to Get the Cheapest Auto Insurance in Verona

Wisconsin Auto Insurance Guides

πŸ“„ Cheap Car Insuranceβ€Ί πŸ“„ Minimum Coverageβ€Ί πŸ“„ Full Coverageβ€Ί πŸ“„ SR-22 Insuranceβ€Ί πŸ“„ No Deposit Insuranceβ€Ί πŸ“„ Liability Insuranceβ€Ί πŸ“„ Collision Insuranceβ€Ί πŸ“„ Comprehensive Insuranceβ€Ί πŸ“„ Uninsured Motorist Insuranceβ€Ί πŸ“„ PIP Insuranceβ€Ί πŸ“„ Gap Insuranceβ€Ί πŸ“„ Non-Owner Car Insuranceβ€Ί πŸ“„ Teen Driver Insuranceβ€Ί πŸ“„ Senior Driver Insuranceβ€Ί πŸ“„ Military Car Insuranceβ€Ί πŸ“„ High Risk Auto Insuranceβ€Ί πŸ“„ First-Time Driver Insuranceβ€Ί πŸ“„ Insurance After DUIβ€Ί πŸ“„ Bad Credit Car Insuranceβ€Ί πŸ“„ Multi-Car Insuranceβ€Ί πŸ“„ Rideshare Insuranceβ€Ί πŸ“„ Car Insurance Discountsβ€Ί πŸ“„ Bundle Home & Autoβ€Ί πŸ“„ Pay-Per-Mile Insuranceβ€Ί πŸ“„ Same-Day Car Insuranceβ€Ί πŸ“„ Month-to-Month Insuranceβ€Ί πŸ“„ Insurance After Accidentβ€Ί πŸ“„ Electric Vehicle Insuranceβ€Ί

More Wisconsin Cities

Compare auto insurance rates in other Wisconsin cities:

Verona, WI Auto Insurance FAQ

How much is car insurance in Verona, WI?
The average annual auto insurance premium in Verona is $1,462, which is $309 below the national average. Rates range from $1,374/yr in Verona South Side (ZIP 53608) to $1,600/yr in Verona Downtown/Central (ZIP 53593). Your driving record, age, vehicle, and exact ZIP code all affect your rate.
Who has the cheapest auto insurance in Verona?
GEICO typically offers the cheapest full coverage in Verona at around $93/month. However, with 159 annual crashes and a 10% uninsured driver rate in Verona, rates vary widely β€” comparing quotes from multiple companies is essential. Call (888) 217-6781 for a free comparison.
What auto insurance is required in Verona, WI?
Verona follows Wisconsin state law requiring minimum liability of 25/50/10. However, with 159 crashes per year and 1 fatal crashes annually in Verona, experts recommend at least 50/100/50 coverage plus comprehensive and collision to protect against Verona's risks including blizzards, severe thunderstorms, tornadoes, ice, lake-effect snow.
Can I get a free auto insurance quote for Verona?
Yes! Call Rate Reduction Insurance at (888) 217-6781 for a free, no-obligation quote. Our licensed agents compare 5+ carriers to find the cheapest rate for your specific Verona ZIP code β€” whether you're in Verona South Side or Verona Downtown/Central. Most quotes take under 2 minutes.
Why is car insurance affordable in Verona?
Verona has 159 crashes per year, 38 DUI arrests annually, and a vehicle theft rate of 2.0 per 1,000. Despite these factors, Verona's 24.0 min average commute and lower traffic density help keep rates manageable compared to larger metro areas. Comparing quotes regularly is the best way to save.
What ZIP code has the cheapest car insurance in Verona?
ZIP code 53608 (Verona South Side) tends to have the lowest rates in Verona at around $1,374/year. The most expensive area is Verona Downtown/Central (ZIP 53593) at $1,600/year β€” a difference of $226/year for the same driver profile.

Sources & Methodology

Our rate analysis is based on publicly available rate filings and industry data. We regularly update our research to ensure accuracy.

  1. Rate data based on 2026 carrier rate filings analyzed by state insurance departments and third-party data providers including Quadrant Information Services.
  2. Wisconsin OCI β€” official state insurance regulator for Wisconsin.
  3. National Association of Insurance Commissioners (NAIC) β€” national insurance data and consumer resources.
  4. Wisconsin DMV β€” Wisconsin vehicle registration and licensing requirements.
  5. Insurance Information Institute (III) β€” independent insurance education and research.
  6. National Highway Traffic Safety Administration (NHTSA) β€” crash and safety statistics.
  7. NHTSA FARS Database β€” fatal crash and DUI arrest data by state and locality.

Stop Overpaying for Auto Insurance in Verona

Verona drivers can save up to $262/year. ZIP 53608 (Verona South Side) has the lowest rates starting at $1,374/yr.

(888) 217-6781

Free quote Β· No obligation Β· Licensed agents Β· Under 2 minutes