Green Bay drivers pay an average of $1,594/year — $177 less than the national average. With 1,514 crashes per year and a 2.6 per 1,000 vehicle theft rate, comparing 5+ carriers can save you up to $394/year.
(888) 217-6781Estimated full coverage auto insurance rates for Green Bay, WI from top carriers. Rates are adjusted for Green Bay's 1,514 annual crashes, 2.6 per 1,000 theft rate, and local risk factors:
| Insurance Company | 6-Month Premium | Monthly Cost |
|---|---|---|
| GEICO ⭐ | $605 | $101/mo |
| Rural Mutual | $636 | $106/mo |
| Progressive | $678 | $113/mo |
| American Family | $714 | $119/mo |
| State Farm | $745 | $124/mo |
Estimates based on 2026 rate filings for ZIP 54303. GEICO is cheapest at ~$101/mo. Actual rates vary by driver profile and exact Green Bay location.
These Green Bay-specific safety and risk statistics directly impact what you pay for auto insurance:
Compare rates from 5+ insurance companies serving Green Bay, WI. Takes under 2 minutes.
(888) 217-6781Green Bay is a mid-size city in Wisconsin with a population of 107,395. While it avoids the extreme congestion of larger metros, Green Bay has its own risk factors — growing commuter traffic, expanding development, and blizzards, severe thunderstorms, tornadoes, ice, lake-effect snow — that shape local auto insurance rates. Drivers in Green Bay typically pay close to the Wisconsin state average, with significant variation by ZIP code and neighborhood.
For official Wisconsin insurance regulations, visit the Wisconsin OCI. For driver licensing, see the Wisconsin DMV.
Your specific ZIP code within Green Bay can swing your premium by hundreds of dollars. Here's how rates compare across Green Bay neighborhoods:
| ZIP Code | Neighborhood | Avg. Annual | Monthly |
|---|---|---|---|
| 54318 | Green Bay South Side | $1,479/yr | $123/mo |
| 54305 | Green Bay North Side | $1,566/yr | $131/mo |
| 54319 | Green Bay West Side | $1,592/yr | $133/mo |
| 54305 | Green Bay East Side | $1,628/yr | $136/mo |
| 54303 | Green Bay Downtown/Central | $1,712/yr | $143/mo |
The cheapest ZIP is 54318 (Green Bay South Side) at $1,479/yr. The most expensive is 54303 (Green Bay Downtown/Central) at $1,712/yr — a $233/year difference for the same driver.
Your Green Bay ZIP code matters. Call for a rate specific to your exact location.
(888) 217-6781Age is one of the biggest rating factors in Green Bay. Here's how rates differ by age group:
| Age Group | Avg. Annual | Monthly | vs. City Avg |
|---|---|---|---|
| Teen (16-19) | $3,347/yr | $279/mo | +110% vs avg |
| Young Adult (20-25) | $2,232/yr | $186/mo | +40% vs avg |
| Adult (26-35) | $1,594/yr | $133/mo | 0% vs avg |
| Mid-Career (36-50) | $1,403/yr | $117/mo | -12% vs avg |
| Senior (51-65) | $1,323/yr | $110/mo | -17% vs avg |
| 65+ | $1,419/yr | $118/mo | -11% vs avg |
Teens in Green Bay pay an average of $3,347/year — 110% more than the city average. The best rates go to Senior (51-65) drivers at $1,323/year. Good student discounts, driver training courses, and being added to a parent's policy can significantly reduce teen rates.
Compare auto insurance rates in other Wisconsin cities:
Our rate analysis is based on publicly available rate filings and industry data. We regularly update our research to ensure accuracy.
Green Bay drivers can save up to $394/year. ZIP 54318 (Green Bay South Side) has the lowest rates starting at $1,479/yr.
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