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Cheap Car Insurance in Wisconsin

Looking for the cheapest car insurance in Wisconsin? The average driver here pays $132/mo for full coverage, but the cheapest company β€” GEICO β€” starts at just $100/mo. That's a potential savings of $384/year. The key is comparing quotes from multiple carriers.

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Written & reviewed by Richard Mohn Licensed Insurance Agent & Founder, Rate Reduction Insurance
πŸŽ–οΈ U.S. Military Veteran πŸ“‹ Licensed in 50 States πŸ• 15+ Years Experience πŸ“… Updated: April 10, 2026

How to Get the Cheapest Car Insurance in Wisconsin

The price you pay for car insurance in Wisconsin depends on your driving record, credit score, age, vehicle, and ZIP code. The same driver can see wildly different quotes from different companies β€” sometimes hundreds of dollars apart. Here's how to lock in the lowest rate:

Cheapest Companies in Wisconsin (2026)

Based on our analysis, these carriers offer the lowest full coverage rates statewide:

Insurance Company6-Month PremiumMonthly Cost
GEICO ⭐$600$100/mo
Rural Mutual$630$105/mo
Progressive$672$112/mo
American Family$708$118/mo
State Farm$738$123/mo

Rates based on 2026 data for a 35-year-old driver with good credit and clean record. Your rate will vary.

πŸŽ–οΈ Get Cheap Car Insurance Quotes in Wisconsin

Compare 5+ carriers. Free, no-obligation quote from a licensed agent.

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Auto Insurance by Wisconsin City

Rates vary by city. Find rates for your area:

More Wisconsin Auto Insurance Guides

πŸ“„ Minimum Coverageβ€Ί πŸ“„ Full Coverageβ€Ί πŸ“„ SR-22 Insuranceβ€Ί πŸ“„ No Deposit Insuranceβ€Ί πŸ“„ Liability Insuranceβ€Ί πŸ“„ Collision Insuranceβ€Ί πŸ“„ Comprehensive Insuranceβ€Ί πŸ“„ Uninsured Motorist Insuranceβ€Ί πŸ“„ PIP Insuranceβ€Ί πŸ“„ Gap Insuranceβ€Ί πŸ“„ Non-Owner Car Insuranceβ€Ί πŸ“„ Teen Driver Insuranceβ€Ί πŸ“„ Senior Driver Insuranceβ€Ί πŸ“„ Military Car Insuranceβ€Ί πŸ“„ High Risk Auto Insuranceβ€Ί πŸ“„ First-Time Driver Insuranceβ€Ί πŸ“„ Insurance After DUIβ€Ί πŸ“„ Bad Credit Car Insuranceβ€Ί πŸ“„ Multi-Car Insuranceβ€Ί πŸ“„ Rideshare Insuranceβ€Ί πŸ“„ Car Insurance Discountsβ€Ί πŸ“„ Bundle Home & Autoβ€Ί πŸ“„ Pay-Per-Mile Insuranceβ€Ί πŸ“„ Same-Day Car Insuranceβ€Ί πŸ“„ Month-to-Month Insuranceβ€Ί πŸ“„ Insurance After Accidentβ€Ί πŸ“„ Electric Vehicle Insuranceβ€Ί

Cheap Car Insurance in Wisconsin β€” FAQ

Who has the cheapest car insurance in Wisconsin?
GEICO offers the cheapest full coverage at $100/month in Wisconsin. Rates vary by driver β€” call (888) 217-6781 for a personalized comparison.
How much is cheap car insurance in Wisconsin?
Full coverage in Wisconsin averages $132/month, liability-only averages $37/month. The cheapest option is GEICO at $100/month. Compare multiple quotes for your best rate.
Can I get a free cheap car insurance quote in Wisconsin?
Yes β€” call (888) 217-6781 for a free, no-obligation quote. We compare 5+ carriers in Wisconsin to find your lowest rate in under 2 minutes.

Sources & Methodology

Our rate analysis is based on publicly available rate filings and industry data. We regularly update our research to ensure accuracy.

  1. Rate data based on 2026 carrier rate filings analyzed by state insurance departments and third-party data providers including Quadrant Information Services.
  2. Wisconsin OCI β€” official state insurance regulator for Wisconsin.
  3. National Association of Insurance Commissioners (NAIC) β€” national insurance data and consumer resources.
  4. Wisconsin DMV β€” Wisconsin vehicle registration and licensing requirements.
  5. Insurance Information Institute (III) β€” independent insurance education and research.
  6. National Highway Traffic Safety Administration (NHTSA) β€” crash and safety statistics.
  7. NHTSA FARS Database β€” fatal crash and DUI arrest data by state and locality.

Save on Cheap Car Insurance in Wisconsin

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