Menomonie drivers pay an average of $1,443/year — $328 less than the national average. With 195 crashes per year and a 2.1 per 1,000 vehicle theft rate, comparing 5+ carriers can save you up to $243/year.
(888) 217-6781Estimated full coverage auto insurance rates for Menomonie, WI from top carriers. Rates are adjusted for Menomonie's 195 annual crashes, 2.1 per 1,000 theft rate, and local risk factors:
| Insurance Company | 6-Month Premium | Monthly Cost |
|---|---|---|
| GEICO ⭐ | $548 | $91/mo |
| Rural Mutual | $575 | $96/mo |
| Progressive | $614 | $102/mo |
| American Family | $647 | $108/mo |
| State Farm | $674 | $112/mo |
Estimates based on 2026 rate filings for ZIP 54751. GEICO is cheapest at ~$91/mo. Actual rates vary by driver profile and exact Menomonie location.
These Menomonie-specific safety and risk statistics directly impact what you pay for auto insurance:
Compare rates from 5+ insurance companies serving Menomonie, WI. Takes under 2 minutes.
(888) 217-6781Menomonie is a smaller city in Wisconsin with a population of 16,843. Drivers here generally benefit from lower traffic density and fewer claims than larger metro areas, which translates to more affordable auto insurance. However, local factors such as blizzards, severe thunderstorms, tornadoes, ice, lake-effect snow, rural highway speeds, and distance to repair facilities can still impact premiums. Comparing carriers is essential to find the best rate in Menomonie.
For official Wisconsin insurance regulations, visit the Wisconsin OCI. For driver licensing, see the Wisconsin DMV.
Your specific ZIP code within Menomonie can swing your premium by hundreds of dollars. Here's how rates compare across Menomonie neighborhoods:
| ZIP Code | Neighborhood | Avg. Annual | Monthly |
|---|---|---|---|
| 54754 | Menomonie South Side | $1,348/yr | $112/mo |
| 54755 | Menomonie North Side | $1,414/yr | $118/mo |
| 54759 | Menomonie West Side | $1,434/yr | $120/mo |
| 54761 | Menomonie East Side | $1,450/yr | $121/mo |
| 54751 | Menomonie Downtown/Central | $1,557/yr | $130/mo |
The cheapest ZIP is 54754 (Menomonie South Side) at $1,348/yr. The most expensive is 54751 (Menomonie Downtown/Central) at $1,557/yr — a $209/year difference for the same driver.
Your Menomonie ZIP code matters. Call for a rate specific to your exact location.
(888) 217-6781Age is one of the biggest rating factors in Menomonie. Here's how rates differ by age group:
| Age Group | Avg. Annual | Monthly | vs. City Avg |
|---|---|---|---|
| Teen (16-19) | $3,030/yr | $253/mo | +110% vs avg |
| Young Adult (20-25) | $2,020/yr | $168/mo | +40% vs avg |
| Adult (26-35) | $1,443/yr | $120/mo | 0% vs avg |
| Mid-Career (36-50) | $1,270/yr | $106/mo | -12% vs avg |
| Senior (51-65) | $1,198/yr | $100/mo | -17% vs avg |
| 65+ | $1,284/yr | $107/mo | -11% vs avg |
Teens in Menomonie pay an average of $3,030/year — 110% more than the city average. The best rates go to Senior (51-65) drivers at $1,198/year. Good student discounts, driver training courses, and being added to a parent's policy can significantly reduce teen rates.
Compare auto insurance rates in other Wisconsin cities:
Our rate analysis is based on publicly available rate filings and industry data. We regularly update our research to ensure accuracy.
Menomonie drivers can save up to $243/year. ZIP 54754 (Menomonie South Side) has the lowest rates starting at $1,348/yr.
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