Marshfield drivers pay an average of $1,463/year — $308 less than the national average. With 217 crashes per year and a 2.1 per 1,000 vehicle theft rate, comparing 5+ carriers can save you up to $263/year.
(888) 217-6781Estimated full coverage auto insurance rates for Marshfield, WI from top carriers. Rates are adjusted for Marshfield's 217 annual crashes, 2.1 per 1,000 theft rate, and local risk factors:
| Insurance Company | 6-Month Premium | Monthly Cost |
|---|---|---|
| GEICO ⭐ | $556 | $93/mo |
| Rural Mutual | $583 | $97/mo |
| Progressive | $622 | $104/mo |
| American Family | $656 | $109/mo |
| State Farm | $683 | $114/mo |
Estimates based on 2026 rate filings for ZIP 54449. GEICO is cheapest at ~$93/mo. Actual rates vary by driver profile and exact Marshfield location.
These Marshfield-specific safety and risk statistics directly impact what you pay for auto insurance:
Compare rates from 5+ insurance companies serving Marshfield, WI. Takes under 2 minutes.
(888) 217-6781Marshfield is a smaller city in Wisconsin with a population of 18,929. Drivers here generally benefit from lower traffic density and fewer claims than larger metro areas, which translates to more affordable auto insurance. However, local factors such as blizzards, severe thunderstorms, tornadoes, ice, lake-effect snow, rural highway speeds, and distance to repair facilities can still impact premiums. Comparing carriers is essential to find the best rate in Marshfield.
For official Wisconsin insurance regulations, visit the Wisconsin OCI. For driver licensing, see the Wisconsin DMV.
Your specific ZIP code within Marshfield can swing your premium by hundreds of dollars. Here's how rates compare across Marshfield neighborhoods:
| ZIP Code | Neighborhood | Avg. Annual | Monthly |
|---|---|---|---|
| 54464 | Marshfield South Side | $1,397/yr | $116/mo |
| 54452 | Marshfield North Side | $1,419/yr | $118/mo |
| 54453 | Marshfield West Side | $1,474/yr | $123/mo |
| 54457 | Marshfield East Side | $1,490/yr | $124/mo |
| 54449 | Marshfield Downtown/Central | $1,594/yr | $133/mo |
The cheapest ZIP is 54464 (Marshfield South Side) at $1,397/yr. The most expensive is 54449 (Marshfield Downtown/Central) at $1,594/yr — a $197/year difference for the same driver.
Your Marshfield ZIP code matters. Call for a rate specific to your exact location.
(888) 217-6781Age is one of the biggest rating factors in Marshfield. Here's how rates differ by age group:
| Age Group | Avg. Annual | Monthly | vs. City Avg |
|---|---|---|---|
| Teen (16-19) | $3,072/yr | $256/mo | +110% vs avg |
| Young Adult (20-25) | $2,048/yr | $171/mo | +40% vs avg |
| Adult (26-35) | $1,463/yr | $122/mo | 0% vs avg |
| Mid-Career (36-50) | $1,287/yr | $107/mo | -12% vs avg |
| Senior (51-65) | $1,214/yr | $101/mo | -17% vs avg |
| 65+ | $1,302/yr | $109/mo | -11% vs avg |
Teens in Marshfield pay an average of $3,072/year — 110% more than the city average. The best rates go to Senior (51-65) drivers at $1,214/year. Good student discounts, driver training courses, and being added to a parent's policy can significantly reduce teen rates.
Compare auto insurance rates in other Wisconsin cities:
Our rate analysis is based on publicly available rate filings and industry data. We regularly update our research to ensure accuracy.
Marshfield drivers can save up to $263/year. ZIP 54464 (Marshfield South Side) has the lowest rates starting at $1,397/yr.
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