Little Chute drivers pay an average of $1,442/year — $329 less than the national average. With 130 crashes per year and a 2.0 per 1,000 vehicle theft rate, comparing 5+ carriers can save you up to $242/year.
(888) 217-6781Estimated full coverage auto insurance rates for Little Chute, WI from top carriers. Rates are adjusted for Little Chute's 130 annual crashes, 2.0 per 1,000 theft rate, and local risk factors:
| Insurance Company | 6-Month Premium | Monthly Cost |
|---|---|---|
| GEICO ⭐ | $548 | $91/mo |
| Rural Mutual | $575 | $96/mo |
| Progressive | $613 | $102/mo |
| American Family | $646 | $108/mo |
| State Farm | $674 | $112/mo |
Estimates based on 2026 rate filings for ZIP 54140. GEICO is cheapest at ~$91/mo. Actual rates vary by driver profile and exact Little Chute location.
These Little Chute-specific safety and risk statistics directly impact what you pay for auto insurance:
Compare rates from 5+ insurance companies serving Little Chute, WI. Takes under 2 minutes.
(888) 217-6781Little Chute is a smaller city in Wisconsin with a population of 11,619. Drivers here generally benefit from lower traffic density and fewer claims than larger metro areas, which translates to more affordable auto insurance. However, local factors such as blizzards, severe thunderstorms, tornadoes, ice, lake-effect snow, rural highway speeds, and distance to repair facilities can still impact premiums. Comparing carriers is essential to find the best rate in Little Chute.
For official Wisconsin insurance regulations, visit the Wisconsin OCI. For driver licensing, see the Wisconsin DMV.
Your specific ZIP code within Little Chute can swing your premium by hundreds of dollars. Here's how rates compare across Little Chute neighborhoods:
| ZIP Code | Neighborhood | Avg. Annual | Monthly |
|---|---|---|---|
| 54152 | Little Chute South Side | $1,375/yr | $115/mo |
| 54141 | Little Chute North Side | $1,383/yr | $115/mo |
| 54152 | Little Chute West Side | $1,411/yr | $118/mo |
| 54150 | Little Chute East Side | $1,482/yr | $124/mo |
| 54140 | Little Chute Downtown/Central | $1,542/yr | $129/mo |
The cheapest ZIP is 54152 (Little Chute South Side) at $1,375/yr. The most expensive is 54140 (Little Chute Downtown/Central) at $1,542/yr — a $167/year difference for the same driver.
Your Little Chute ZIP code matters. Call for a rate specific to your exact location.
(888) 217-6781Age is one of the biggest rating factors in Little Chute. Here's how rates differ by age group:
| Age Group | Avg. Annual | Monthly | vs. City Avg |
|---|---|---|---|
| Teen (16-19) | $3,028/yr | $252/mo | +110% vs avg |
| Young Adult (20-25) | $2,019/yr | $168/mo | +40% vs avg |
| Adult (26-35) | $1,442/yr | $120/mo | 0% vs avg |
| Mid-Career (36-50) | $1,269/yr | $106/mo | -12% vs avg |
| Senior (51-65) | $1,197/yr | $100/mo | -17% vs avg |
| 65+ | $1,283/yr | $107/mo | -11% vs avg |
Teens in Little Chute pay an average of $3,028/year — 110% more than the city average. The best rates go to Senior (51-65) drivers at $1,197/year. Good student discounts, driver training courses, and being added to a parent's policy can significantly reduce teen rates.
Compare auto insurance rates in other Wisconsin cities:
Our rate analysis is based on publicly available rate filings and industry data. We regularly update our research to ensure accuracy.
Little Chute drivers can save up to $242/year. ZIP 54152 (Little Chute South Side) has the lowest rates starting at $1,375/yr.
(888) 217-6781Free quote · No obligation · Licensed agents · Under 2 minutes