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Cheap Auto Insurance in De Pere, WI

De Pere drivers pay an average of $1,513/year β€” $258 less than the national average. With 331 crashes per year and a 1.9 per 1,000 vehicle theft rate, comparing 5+ carriers can save you up to $313/year.

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Written & reviewed by Richard Mohn Licensed Insurance Agent & Founder, Rate Reduction Insurance
πŸŽ–οΈ U.S. Military Veteran πŸ“‹ Licensed in 50 States πŸ• 15+ Years Experience πŸ“… Updated: April 10, 2026

De Pere, WI Auto Insurance Rates by Carrier (2026)

Estimated full coverage auto insurance rates for De Pere, WI from top carriers. Rates are adjusted for De Pere's 331 annual crashes, 1.9 per 1,000 theft rate, and local risk factors:

Insurance Company6-Month PremiumMonthly Cost
GEICO ⭐$575$96/mo
Rural Mutual$603$101/mo
Progressive$644$107/mo
American Family$678$113/mo
State Farm$707$118/mo

Estimates based on 2026 rate filings for ZIP 54307. GEICO is cheapest at ~$96/mo. Actual rates vary by driver profile and exact De Pere location.

De Pere Driving Safety & Insurance Stats

These De Pere-specific safety and risk statistics directly impact what you pay for auto insurance:

$1,513
Avg. Annual Premium
331
Crashes Per Year
3
Fatal Crashes/Year
67
DUI Arrests/Year
1.9 per 1,000
Vehicle Thefts
10%
Uninsured Drivers
20.8 min
Avg. Commute
25K
Population

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Auto Insurance in De Pere: What Drives Your Rate

De Pere is a smaller city in Wisconsin with a population of 25,410. Drivers here generally benefit from lower traffic density and fewer claims than larger metro areas, which translates to more affordable auto insurance. However, local factors such as blizzards, severe thunderstorms, tornadoes, ice, lake-effect snow, rural highway speeds, and distance to repair facilities can still impact premiums. Comparing carriers is essential to find the best rate in De Pere.

Key Risk Factors in De Pere

For official Wisconsin insurance regulations, visit the Wisconsin OCI. For driver licensing, see the Wisconsin DMV.

Auto Insurance Rates by ZIP Code in De Pere, WI

Your specific ZIP code within De Pere can swing your premium by hundreds of dollars. Here's how rates compare across De Pere neighborhoods:

ZIP CodeNeighborhoodAvg. AnnualMonthly
54310De Pere South Side$1,394/yr$116/mo
54310De Pere North Side$1,462/yr$122/mo
54327De Pere West Side$1,515/yr$126/mo
54311De Pere East Side$1,529/yr$127/mo
54307De Pere Downtown/Central$1,658/yr$138/mo

The cheapest ZIP is 54310 (De Pere South Side) at $1,394/yr. The most expensive is 54307 (De Pere Downtown/Central) at $1,658/yr β€” a $264/year difference for the same driver.

πŸŽ–οΈ Live in De Pere South Side or De Pere Downtown/Central?

Your De Pere ZIP code matters. Call for a rate specific to your exact location.

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Auto Insurance Rates by Age in De Pere, WI

Age is one of the biggest rating factors in De Pere. Here's how rates differ by age group:

Age GroupAvg. AnnualMonthlyvs. City Avg
Teen (16-19)$3,177/yr$265/mo+110% vs avg
Young Adult (20-25)$2,118/yr$177/mo+40% vs avg
Adult (26-35)$1,513/yr$126/mo0% vs avg
Mid-Career (36-50)$1,331/yr$111/mo-12% vs avg
Senior (51-65)$1,256/yr$105/mo-17% vs avg
65+$1,347/yr$112/mo-11% vs avg

Teens in De Pere pay an average of $3,177/year β€” 110% more than the city average. The best rates go to Senior (51-65) drivers at $1,256/year. Good student discounts, driver training courses, and being added to a parent's policy can significantly reduce teen rates.

How to Get the Cheapest Auto Insurance in De Pere

Wisconsin Auto Insurance Guides

πŸ“„ Cheap Car Insuranceβ€Ί πŸ“„ Minimum Coverageβ€Ί πŸ“„ Full Coverageβ€Ί πŸ“„ SR-22 Insuranceβ€Ί πŸ“„ No Deposit Insuranceβ€Ί πŸ“„ Liability Insuranceβ€Ί πŸ“„ Collision Insuranceβ€Ί πŸ“„ Comprehensive Insuranceβ€Ί πŸ“„ Uninsured Motorist Insuranceβ€Ί πŸ“„ PIP Insuranceβ€Ί πŸ“„ Gap Insuranceβ€Ί πŸ“„ Non-Owner Car Insuranceβ€Ί πŸ“„ Teen Driver Insuranceβ€Ί πŸ“„ Senior Driver Insuranceβ€Ί πŸ“„ Military Car Insuranceβ€Ί πŸ“„ High Risk Auto Insuranceβ€Ί πŸ“„ First-Time Driver Insuranceβ€Ί πŸ“„ Insurance After DUIβ€Ί πŸ“„ Bad Credit Car Insuranceβ€Ί πŸ“„ Multi-Car Insuranceβ€Ί πŸ“„ Rideshare Insuranceβ€Ί πŸ“„ Car Insurance Discountsβ€Ί πŸ“„ Bundle Home & Autoβ€Ί πŸ“„ Pay-Per-Mile Insuranceβ€Ί πŸ“„ Same-Day Car Insuranceβ€Ί πŸ“„ Month-to-Month Insuranceβ€Ί πŸ“„ Insurance After Accidentβ€Ί πŸ“„ Electric Vehicle Insuranceβ€Ί

More Wisconsin Cities

Compare auto insurance rates in other Wisconsin cities:

De Pere, WI Auto Insurance FAQ

How much is car insurance in De Pere, WI?
The average annual auto insurance premium in De Pere is $1,513, which is $258 below the national average. Rates range from $1,394/yr in De Pere South Side (ZIP 54310) to $1,658/yr in De Pere Downtown/Central (ZIP 54307). Your driving record, age, vehicle, and exact ZIP code all affect your rate.
Who has the cheapest auto insurance in De Pere?
GEICO typically offers the cheapest full coverage in De Pere at around $96/month. However, with 331 annual crashes and a 10% uninsured driver rate in De Pere, rates vary widely β€” comparing quotes from multiple companies is essential. Call (888) 217-6781 for a free comparison.
What auto insurance is required in De Pere, WI?
De Pere follows Wisconsin state law requiring minimum liability of 25/50/10. However, with 331 crashes per year and 3 fatal crashes annually in De Pere, experts recommend at least 50/100/50 coverage plus comprehensive and collision to protect against De Pere's risks including blizzards, severe thunderstorms, tornadoes, ice, lake-effect snow.
Can I get a free auto insurance quote for De Pere?
Yes! Call Rate Reduction Insurance at (888) 217-6781 for a free, no-obligation quote. Our licensed agents compare 5+ carriers to find the cheapest rate for your specific De Pere ZIP code β€” whether you're in De Pere South Side or De Pere Downtown/Central. Most quotes take under 2 minutes.
Why is car insurance affordable in De Pere?
De Pere has 331 crashes per year, 67 DUI arrests annually, and a vehicle theft rate of 1.9 per 1,000. Despite these factors, De Pere's 20.8 min average commute and lower traffic density help keep rates manageable compared to larger metro areas. Comparing quotes regularly is the best way to save.
What ZIP code has the cheapest car insurance in De Pere?
ZIP code 54310 (De Pere South Side) tends to have the lowest rates in De Pere at around $1,394/year. The most expensive area is De Pere Downtown/Central (ZIP 54307) at $1,658/year β€” a difference of $264/year for the same driver profile.

Sources & Methodology

Our rate analysis is based on publicly available rate filings and industry data. We regularly update our research to ensure accuracy.

  1. Rate data based on 2026 carrier rate filings analyzed by state insurance departments and third-party data providers including Quadrant Information Services.
  2. Wisconsin OCI β€” official state insurance regulator for Wisconsin.
  3. National Association of Insurance Commissioners (NAIC) β€” national insurance data and consumer resources.
  4. Wisconsin DMV β€” Wisconsin vehicle registration and licensing requirements.
  5. Insurance Information Institute (III) β€” independent insurance education and research.
  6. National Highway Traffic Safety Administration (NHTSA) β€” crash and safety statistics.
  7. NHTSA FARS Database β€” fatal crash and DUI arrest data by state and locality.

Stop Overpaying for Auto Insurance in De Pere

De Pere drivers can save up to $313/year. ZIP 54310 (De Pere South Side) has the lowest rates starting at $1,394/yr.

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