Yorkshire drivers pay an average of $1,579/year — $192 less than the national average. With 127 crashes per year and a 2.1 per 1,000 vehicle theft rate, comparing 5+ carriers can save you up to $427/year.
(888) 217-6781Estimated full coverage auto insurance rates for Yorkshire, VA from top carriers. Rates are adjusted for Yorkshire's 127 annual crashes, 2.1 per 1,000 theft rate, and local risk factors:
| Insurance Company | 6-Month Premium | Monthly Cost |
|---|---|---|
| USAA ⭐ | $526 | $88/mo |
| GEICO | $597 | $99/mo |
| Progressive | $674 | $112/mo |
| State Farm | $739 | $123/mo |
| Allstate | $898 | $150/mo |
Estimates based on 2026 rate filings for ZIP 20121. USAA is cheapest at ~$88/mo. Actual rates vary by driver profile and exact Yorkshire location.
These Yorkshire-specific safety and risk statistics directly impact what you pay for auto insurance:
Compare rates from 5+ insurance companies serving Yorkshire, VA. Takes under 2 minutes.
(888) 217-6781Yorkshire is a smaller city in Virginia with a population of 10,992. Drivers here generally benefit from lower traffic density and fewer claims than larger metro areas, which translates to more affordable auto insurance. However, local factors such as hurricanes, nor'easters, flooding, thunderstorms, ice, rural highway speeds, and distance to repair facilities can still impact premiums. Comparing carriers is essential to find the best rate in Yorkshire.
For official Virginia insurance regulations, visit the Virginia Bureau of Insurance. For driver licensing, see the Virginia DMV.
Your specific ZIP code within Yorkshire can swing your premium by hundreds of dollars. Here's how rates compare across Yorkshire neighborhoods:
| ZIP Code | Neighborhood | Avg. Annual | Monthly |
|---|---|---|---|
| 20127 | Yorkshire South Side | $1,474/yr | $123/mo |
| 20125 | Yorkshire North Side | $1,561/yr | $130/mo |
| 20125 | Yorkshire West Side | $1,582/yr | $132/mo |
| 20127 | Yorkshire East Side | $1,599/yr | $133/mo |
| 20121 | Yorkshire Downtown/Central | $1,694/yr | $141/mo |
The cheapest ZIP is 20127 (Yorkshire South Side) at $1,474/yr. The most expensive is 20121 (Yorkshire Downtown/Central) at $1,694/yr — a $220/year difference for the same driver.
Your Yorkshire ZIP code matters. Call for a rate specific to your exact location.
(888) 217-6781Age is one of the biggest rating factors in Yorkshire. Here's how rates differ by age group:
| Age Group | Avg. Annual | Monthly | vs. City Avg |
|---|---|---|---|
| Teen (16-19) | $3,316/yr | $276/mo | +110% vs avg |
| Young Adult (20-25) | $2,211/yr | $184/mo | +40% vs avg |
| Adult (26-35) | $1,579/yr | $132/mo | 0% vs avg |
| Mid-Career (36-50) | $1,390/yr | $116/mo | -12% vs avg |
| Senior (51-65) | $1,311/yr | $109/mo | -17% vs avg |
| 65+ | $1,405/yr | $117/mo | -11% vs avg |
Teens in Yorkshire pay an average of $3,316/year — 110% more than the city average. The best rates go to Senior (51-65) drivers at $1,311/year. Good student discounts, driver training courses, and being added to a parent's policy can significantly reduce teen rates.
Compare auto insurance rates in other Virginia cities:
Our rate analysis is based on publicly available rate filings and industry data. We regularly update our research to ensure accuracy.
Yorkshire drivers can save up to $427/year. ZIP 20127 (Yorkshire South Side) has the lowest rates starting at $1,474/yr.
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