Alexandria drivers pay an average of $1,729/year — $42 less than the national average. With 2,041 crashes per year and a 3.0 per 1,000 vehicle theft rate, comparing 5+ carriers can save you up to $577/year.
(888) 217-6781Estimated full coverage auto insurance rates for Alexandria, VA from top carriers. Rates are adjusted for Alexandria's 2,041 annual crashes, 3.0 per 1,000 theft rate, and local risk factors:
| Insurance Company | 6-Month Premium | Monthly Cost |
|---|---|---|
| USAA ⭐ | $576 | $96/mo |
| GEICO | $654 | $109/mo |
| Progressive | $738 | $123/mo |
| State Farm | $810 | $135/mo |
| Allstate | $983 | $164/mo |
Estimates based on 2026 rate filings for ZIP 22314. USAA is cheapest at ~$96/mo. Actual rates vary by driver profile and exact Alexandria location.
These Alexandria-specific safety and risk statistics directly impact what you pay for auto insurance:
Compare rates from 5+ insurance companies serving Alexandria, VA. Takes under 2 minutes.
(888) 217-6781Alexandria is a mid-size city in Virginia with a population of 159,467. While it avoids the extreme congestion of larger metros, Alexandria has its own risk factors — growing commuter traffic, expanding development, and hurricanes, nor'easters, flooding, thunderstorms, ice — that shape local auto insurance rates. Drivers in Alexandria typically pay close to the Virginia state average, with significant variation by ZIP code and neighborhood.
For official Virginia insurance regulations, visit the Virginia Bureau of Insurance. For driver licensing, see the Virginia DMV.
Your specific ZIP code within Alexandria can swing your premium by hundreds of dollars. Here's how rates compare across Alexandria neighborhoods:
| ZIP Code | Neighborhood | Avg. Annual | Monthly |
|---|---|---|---|
| 22326 | Alexandria South Side | $1,620/yr | $135/mo |
| 22315 | Alexandria North Side | $1,646/yr | $137/mo |
| 22326 | Alexandria West Side | $1,704/yr | $142/mo |
| 22324 | Alexandria East Side | $1,789/yr | $149/mo |
| 22314 | Alexandria Downtown/Central | $1,835/yr | $153/mo |
The cheapest ZIP is 22326 (Alexandria South Side) at $1,620/yr. The most expensive is 22314 (Alexandria Downtown/Central) at $1,835/yr — a $215/year difference for the same driver.
Your Alexandria ZIP code matters. Call for a rate specific to your exact location.
(888) 217-6781Age is one of the biggest rating factors in Alexandria. Here's how rates differ by age group:
| Age Group | Avg. Annual | Monthly | vs. City Avg |
|---|---|---|---|
| Teen (16-19) | $3,631/yr | $303/mo | +110% vs avg |
| Young Adult (20-25) | $2,421/yr | $202/mo | +40% vs avg |
| Adult (26-35) | $1,729/yr | $144/mo | 0% vs avg |
| Mid-Career (36-50) | $1,522/yr | $127/mo | -12% vs avg |
| Senior (51-65) | $1,435/yr | $120/mo | -17% vs avg |
| 65+ | $1,539/yr | $128/mo | -11% vs avg |
Teens in Alexandria pay an average of $3,631/year — 110% more than the city average. The best rates go to Senior (51-65) drivers at $1,435/year. Good student discounts, driver training courses, and being added to a parent's policy can significantly reduce teen rates.
Compare auto insurance rates in other Virginia cities:
Our rate analysis is based on publicly available rate filings and industry data. We regularly update our research to ensure accuracy.
Alexandria drivers can save up to $577/year. ZIP 22326 (Alexandria South Side) has the lowest rates starting at $1,620/yr.
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