Newport News drivers pay an average of $1,819/year — $48 more than the national average. With 2,474 crashes per year and a 3.1 per 1,000 vehicle theft rate, comparing 5+ carriers can save you up to $667/year.
(888) 217-6781Estimated full coverage auto insurance rates for Newport News, VA from top carriers. Rates are adjusted for Newport News's 2,474 annual crashes, 3.1 per 1,000 theft rate, and local risk factors:
| Insurance Company | 6-Month Premium | Monthly Cost |
|---|---|---|
| USAA ⭐ | $606 | $101/mo |
| GEICO | $688 | $115/mo |
| Progressive | $776 | $129/mo |
| State Farm | $852 | $142/mo |
| Allstate | $1,035 | $172/mo |
Estimates based on 2026 rate filings for ZIP 23607. USAA is cheapest at ~$101/mo. Actual rates vary by driver profile and exact Newport News location.
These Newport News-specific safety and risk statistics directly impact what you pay for auto insurance:
Compare rates from 5+ insurance companies serving Newport News, VA. Takes under 2 minutes.
(888) 217-6781Newport News is a mid-size city in Virginia with a population of 186,247. While it avoids the extreme congestion of larger metros, Newport News has its own risk factors — growing commuter traffic, expanding development, and hurricanes, nor'easters, flooding, thunderstorms, ice — that shape local auto insurance rates. Drivers in Newport News typically pay close to the Virginia state average, with significant variation by ZIP code and neighborhood.
For official Virginia insurance regulations, visit the Virginia Bureau of Insurance. For driver licensing, see the Virginia DMV.
Your specific ZIP code within Newport News can swing your premium by hundreds of dollars. Here's how rates compare across Newport News neighborhoods:
| ZIP Code | Neighborhood | Avg. Annual | Monthly |
|---|---|---|---|
| 23622 | Newport News South Side | $1,721/yr | $143/mo |
| 23609 | Newport News North Side | $1,731/yr | $144/mo |
| 23623 | Newport News West Side | $1,766/yr | $147/mo |
| 23609 | Newport News East Side | $1,855/yr | $155/mo |
| 23607 | Newport News Downtown/Central | $1,970/yr | $164/mo |
The cheapest ZIP is 23622 (Newport News South Side) at $1,721/yr. The most expensive is 23607 (Newport News Downtown/Central) at $1,970/yr — a $249/year difference for the same driver.
Your Newport News ZIP code matters. Call for a rate specific to your exact location.
(888) 217-6781Age is one of the biggest rating factors in Newport News. Here's how rates differ by age group:
| Age Group | Avg. Annual | Monthly | vs. City Avg |
|---|---|---|---|
| Teen (16-19) | $3,820/yr | $318/mo | +110% vs avg |
| Young Adult (20-25) | $2,547/yr | $212/mo | +40% vs avg |
| Adult (26-35) | $1,819/yr | $152/mo | 0% vs avg |
| Mid-Career (36-50) | $1,601/yr | $133/mo | -12% vs avg |
| Senior (51-65) | $1,510/yr | $126/mo | -17% vs avg |
| 65+ | $1,619/yr | $135/mo | -11% vs avg |
Teens in Newport News pay an average of $3,820/year — 110% more than the city average. The best rates go to Senior (51-65) drivers at $1,510/year. Good student discounts, driver training courses, and being added to a parent's policy can significantly reduce teen rates.
Compare auto insurance rates in other Virginia cities:
Our rate analysis is based on publicly available rate filings and industry data. We regularly update our research to ensure accuracy.
Newport News drivers can save up to $667/year. ZIP 23622 (Newport News South Side) has the lowest rates starting at $1,721/yr.
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