Palmview drivers pay an average of $2,396/year — $625 more than the national average. With 199 crashes per year and a 1.8 per 1,000 vehicle theft rate, comparing 5+ carriers can save you up to $680/year.
(888) 217-6781Estimated full coverage auto insurance rates for Palmview, TX from top carriers. Rates are adjusted for Palmview's 199 annual crashes, 1.8 per 1,000 theft rate, and local risk factors:
| Insurance Company | 6-Month Premium | Monthly Cost |
|---|---|---|
| USAA ⭐ | $797 | $133/mo |
| GEICO | $908 | $151/mo |
| Progressive | $1,025 | $171/mo |
| State Farm | $1,120 | $187/mo |
| Allstate | $1,365 | $228/mo |
Estimates based on 2026 rate filings for ZIP 78572. USAA is cheapest at ~$133/mo. Actual rates vary by driver profile and exact Palmview location.
These Palmview-specific safety and risk statistics directly impact what you pay for auto insurance:
Compare rates from 5+ insurance companies serving Palmview, TX. Takes under 2 minutes.
(888) 217-6781Palmview is a smaller city in Texas with a population of 15,830. Drivers here generally benefit from lower traffic density and fewer claims than larger metro areas, which translates to more affordable auto insurance. However, local factors such as hurricanes, tornadoes, hail, flooding, extreme heat, rural highway speeds, and distance to repair facilities can still impact premiums. Comparing carriers is essential to find the best rate in Palmview.
For official Texas insurance regulations, visit the Texas Department of Insurance (TDI). For driver licensing, see the Texas DMV.
Your specific ZIP code within Palmview can swing your premium by hundreds of dollars. Here's how rates compare across Palmview neighborhoods:
| ZIP Code | Neighborhood | Avg. Annual | Monthly |
|---|---|---|---|
| 78587 | Palmview South Side | $2,248/yr | $187/mo |
| 78576 | Palmview West Side | $2,348/yr | $196/mo |
| 78575 | Palmview North Side | $2,356/yr | $196/mo |
| 78580 | Palmview East Side | $2,470/yr | $206/mo |
| 78572 | Palmview Downtown/Central | $2,577/yr | $215/mo |
The cheapest ZIP is 78587 (Palmview South Side) at $2,248/yr. The most expensive is 78572 (Palmview Downtown/Central) at $2,577/yr — a $329/year difference for the same driver.
Your Palmview ZIP code matters. Call for a rate specific to your exact location.
(888) 217-6781Age is one of the biggest rating factors in Palmview. Here's how rates differ by age group:
| Age Group | Avg. Annual | Monthly | vs. City Avg |
|---|---|---|---|
| Teen (16-19) | $5,032/yr | $419/mo | +110% vs avg |
| Young Adult (20-25) | $3,354/yr | $280/mo | +40% vs avg |
| Adult (26-35) | $2,396/yr | $200/mo | 0% vs avg |
| Mid-Career (36-50) | $2,108/yr | $176/mo | -12% vs avg |
| Senior (51-65) | $1,989/yr | $166/mo | -17% vs avg |
| 65+ | $2,132/yr | $178/mo | -11% vs avg |
Teens in Palmview pay an average of $5,032/year — 110% more than the city average. The best rates go to Senior (51-65) drivers at $1,989/year. Good student discounts, driver training courses, and being added to a parent's policy can significantly reduce teen rates.
Compare auto insurance rates in other Texas cities:
Our rate analysis is based on publicly available rate filings and industry data. We regularly update our research to ensure accuracy.
Palmview drivers can save up to $680/year. ZIP 78587 (Palmview South Side) has the lowest rates starting at $2,248/yr.
(888) 217-6781Free quote · No obligation · Licensed agents · Under 2 minutes