Arlington drivers pay an average of $2,872/year — $1,101 more than the national average. With 5,798 crashes per year and a 3.2 per 1,000 vehicle theft rate, comparing 5+ carriers can save you up to $1,156/year.
(888) 217-6781Estimated full coverage auto insurance rates for Arlington, TX from top carriers. Rates are adjusted for Arlington's 5,798 annual crashes, 3.2 per 1,000 theft rate, and local risk factors:
| Insurance Company | 6-Month Premium | Monthly Cost |
|---|---|---|
| USAA ⭐ | $955 | $159/mo |
| GEICO | $1,089 | $181/mo |
| Progressive | $1,229 | $205/mo |
| State Farm | $1,342 | $224/mo |
| Allstate | $1,636 | $273/mo |
Estimates based on 2026 rate filings for ZIP 76010. USAA is cheapest at ~$159/mo. Actual rates vary by driver profile and exact Arlington location.
These Arlington-specific safety and risk statistics directly impact what you pay for auto insurance:
Compare rates from 5+ insurance companies serving Arlington, TX. Takes under 2 minutes.
(888) 217-6781As a major city in Texas with 394,266 residents, Arlington combines urban traffic density with suburban sprawl. This mix creates varied driving conditions — from congested downtown arteries to high-speed suburban connectors — that influence insurance pricing. Vehicle theft and accident rates in Arlington track above the state average due to the metro area's size, but savvy drivers find competitive rates by comparing multiple carriers.
For official Texas insurance regulations, visit the Texas Department of Insurance (TDI). For driver licensing, see the Texas DMV.
Your specific ZIP code within Arlington can swing your premium by hundreds of dollars. Here's how rates compare across Arlington neighborhoods:
| ZIP Code | Neighborhood | Avg. Annual | Monthly |
|---|---|---|---|
| 76019 | Arlington South Side | $2,643/yr | $220/mo |
| 76011 | Arlington North Side | $2,801/yr | $233/mo |
| 76026 | Arlington West Side | $2,810/yr | $234/mo |
| 76014 | Arlington East Side | $2,951/yr | $246/mo |
| 76010 | Arlington Downtown/Central | $3,145/yr | $262/mo |
The cheapest ZIP is 76019 (Arlington South Side) at $2,643/yr. The most expensive is 76010 (Arlington Downtown/Central) at $3,145/yr — a $502/year difference for the same driver.
Your Arlington ZIP code matters. Call for a rate specific to your exact location.
(888) 217-6781Age is one of the biggest rating factors in Arlington. Here's how rates differ by age group:
| Age Group | Avg. Annual | Monthly | vs. City Avg |
|---|---|---|---|
| Teen (16-19) | $6,031/yr | $503/mo | +110% vs avg |
| Young Adult (20-25) | $4,021/yr | $335/mo | +40% vs avg |
| Adult (26-35) | $2,872/yr | $239/mo | 0% vs avg |
| Mid-Career (36-50) | $2,527/yr | $211/mo | -12% vs avg |
| Senior (51-65) | $2,384/yr | $199/mo | -17% vs avg |
| 65+ | $2,556/yr | $213/mo | -11% vs avg |
Teens in Arlington pay an average of $6,031/year — 110% more than the city average. The best rates go to Senior (51-65) drivers at $2,384/year. Good student discounts, driver training courses, and being added to a parent's policy can significantly reduce teen rates.
Compare auto insurance rates in other Texas cities:
Our rate analysis is based on publicly available rate filings and industry data. We regularly update our research to ensure accuracy.
Arlington drivers can save up to $1,156/year. ZIP 76019 (Arlington South Side) has the lowest rates starting at $2,643/yr.
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