Manor drivers pay an average of $2,196/year — $425 more than the national average. With 155 crashes per year and a 2.1 per 1,000 vehicle theft rate, comparing 5+ carriers can save you up to $480/year.
(888) 217-6781Estimated full coverage auto insurance rates for Manor, TX from top carriers. Rates are adjusted for Manor's 155 annual crashes, 2.1 per 1,000 theft rate, and local risk factors:
| Insurance Company | 6-Month Premium | Monthly Cost |
|---|---|---|
| USAA ⭐ | $730 | $122/mo |
| GEICO | $832 | $139/mo |
| Progressive | $940 | $157/mo |
| State Farm | $1,027 | $171/mo |
| Allstate | $1,251 | $209/mo |
Estimates based on 2026 rate filings for ZIP 78653. USAA is cheapest at ~$122/mo. Actual rates vary by driver profile and exact Manor location.
These Manor-specific safety and risk statistics directly impact what you pay for auto insurance:
Compare rates from 5+ insurance companies serving Manor, TX. Takes under 2 minutes.
(888) 217-6781Manor is a smaller city in Texas with a population of 13,652. Drivers here generally benefit from lower traffic density and fewer claims than larger metro areas, which translates to more affordable auto insurance. However, local factors such as hurricanes, tornadoes, hail, flooding, extreme heat, rural highway speeds, and distance to repair facilities can still impact premiums. Comparing carriers is essential to find the best rate in Manor.
For official Texas insurance regulations, visit the Texas Department of Insurance (TDI). For driver licensing, see the Texas DMV.
Your specific ZIP code within Manor can swing your premium by hundreds of dollars. Here's how rates compare across Manor neighborhoods:
| ZIP Code | Neighborhood | Avg. Annual | Monthly |
|---|---|---|---|
| 78668 | Manor South Side | $2,101/yr | $175/mo |
| 78656 | Manor North Side | $2,113/yr | $176/mo |
| 78657 | Manor West Side | $2,147/yr | $179/mo |
| 78661 | Manor East Side | $2,255/yr | $188/mo |
| 78653 | Manor Downtown/Central | $2,335/yr | $195/mo |
The cheapest ZIP is 78668 (Manor South Side) at $2,101/yr. The most expensive is 78653 (Manor Downtown/Central) at $2,335/yr — a $234/year difference for the same driver.
Your Manor ZIP code matters. Call for a rate specific to your exact location.
(888) 217-6781Age is one of the biggest rating factors in Manor. Here's how rates differ by age group:
| Age Group | Avg. Annual | Monthly | vs. City Avg |
|---|---|---|---|
| Teen (16-19) | $4,612/yr | $384/mo | +110% vs avg |
| Young Adult (20-25) | $3,074/yr | $256/mo | +40% vs avg |
| Adult (26-35) | $2,196/yr | $183/mo | 0% vs avg |
| Mid-Career (36-50) | $1,932/yr | $161/mo | -12% vs avg |
| Senior (51-65) | $1,823/yr | $152/mo | -17% vs avg |
| 65+ | $1,954/yr | $163/mo | -11% vs avg |
Teens in Manor pay an average of $4,612/year — 110% more than the city average. The best rates go to Senior (51-65) drivers at $1,823/year. Good student discounts, driver training courses, and being added to a parent's policy can significantly reduce teen rates.
Compare auto insurance rates in other Texas cities:
Our rate analysis is based on publicly available rate filings and industry data. We regularly update our research to ensure accuracy.
Manor drivers can save up to $480/year. ZIP 78668 (Manor South Side) has the lowest rates starting at $2,101/yr.
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