Longview drivers pay an average of $2,578/year — $807 more than the national average. With 945 crashes per year and a 2.4 per 1,000 vehicle theft rate, comparing 5+ carriers can save you up to $862/year.
(888) 217-6781Estimated full coverage auto insurance rates for Longview, TX from top carriers. Rates are adjusted for Longview's 945 annual crashes, 2.4 per 1,000 theft rate, and local risk factors:
| Insurance Company | 6-Month Premium | Monthly Cost |
|---|---|---|
| USAA ⭐ | $857 | $143/mo |
| GEICO | $977 | $163/mo |
| Progressive | $1,103 | $184/mo |
| State Farm | $1,205 | $201/mo |
| Allstate | $1,469 | $245/mo |
Estimates based on 2026 rate filings for ZIP 75601. USAA is cheapest at ~$143/mo. Actual rates vary by driver profile and exact Longview location.
These Longview-specific safety and risk statistics directly impact what you pay for auto insurance:
Compare rates from 5+ insurance companies serving Longview, TX. Takes under 2 minutes.
(888) 217-6781With 81,638 residents, Longview is a growing community in Texas where auto insurance rates reflect a balance between urban and suburban driving conditions. Traffic is generally lighter than in the state's largest cities, but local factors like hurricanes, tornadoes, hail, flooding, extreme heat and commuter corridors still influence premiums. Longview drivers often find rates slightly below the Texas state average.
For official Texas insurance regulations, visit the Texas Department of Insurance (TDI). For driver licensing, see the Texas DMV.
Your specific ZIP code within Longview can swing your premium by hundreds of dollars. Here's how rates compare across Longview neighborhoods:
| ZIP Code | Neighborhood | Avg. Annual | Monthly |
|---|---|---|---|
| 75610 | Longview South Side | $2,460/yr | $205/mo |
| 75606 | Longview North Side | $2,474/yr | $206/mo |
| 75609 | Longview West Side | $2,522/yr | $210/mo |
| 75609 | Longview East Side | $2,583/yr | $215/mo |
| 75601 | Longview Downtown/Central | $2,770/yr | $231/mo |
The cheapest ZIP is 75610 (Longview South Side) at $2,460/yr. The most expensive is 75601 (Longview Downtown/Central) at $2,770/yr — a $310/year difference for the same driver.
Your Longview ZIP code matters. Call for a rate specific to your exact location.
(888) 217-6781Age is one of the biggest rating factors in Longview. Here's how rates differ by age group:
| Age Group | Avg. Annual | Monthly | vs. City Avg |
|---|---|---|---|
| Teen (16-19) | $5,414/yr | $451/mo | +110% vs avg |
| Young Adult (20-25) | $3,609/yr | $301/mo | +40% vs avg |
| Adult (26-35) | $2,578/yr | $215/mo | 0% vs avg |
| Mid-Career (36-50) | $2,269/yr | $189/mo | -12% vs avg |
| Senior (51-65) | $2,140/yr | $178/mo | -17% vs avg |
| 65+ | $2,294/yr | $191/mo | -11% vs avg |
Teens in Longview pay an average of $5,414/year — 110% more than the city average. The best rates go to Senior (51-65) drivers at $2,140/year. Good student discounts, driver training courses, and being added to a parent's policy can significantly reduce teen rates.
Compare auto insurance rates in other Texas cities:
Our rate analysis is based on publicly available rate filings and industry data. We regularly update our research to ensure accuracy.
Longview drivers can save up to $862/year. ZIP 75610 (Longview South Side) has the lowest rates starting at $2,460/yr.
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