Lewisville drivers pay an average of $2,555/year — $784 more than the national average. With 1,377 crashes per year and a 2.8 per 1,000 vehicle theft rate, comparing 5+ carriers can save you up to $839/year.
(888) 217-6781Estimated full coverage auto insurance rates for Lewisville, TX from top carriers. Rates are adjusted for Lewisville's 1,377 annual crashes, 2.8 per 1,000 theft rate, and local risk factors:
| Insurance Company | 6-Month Premium | Monthly Cost |
|---|---|---|
| USAA ⭐ | $850 | $142/mo |
| GEICO | $969 | $161/mo |
| Progressive | $1,093 | $182/mo |
| State Farm | $1,194 | $199/mo |
| Allstate | $1,456 | $243/mo |
Estimates based on 2026 rate filings for ZIP 75057. USAA is cheapest at ~$142/mo. Actual rates vary by driver profile and exact Lewisville location.
These Lewisville-specific safety and risk statistics directly impact what you pay for auto insurance:
Compare rates from 5+ insurance companies serving Lewisville, TX. Takes under 2 minutes.
(888) 217-6781Lewisville is a mid-size city in Texas with a population of 111,822. While it avoids the extreme congestion of larger metros, Lewisville has its own risk factors — growing commuter traffic, expanding development, and hurricanes, tornadoes, hail, flooding, extreme heat — that shape local auto insurance rates. Drivers in Lewisville typically pay close to the Texas state average, with significant variation by ZIP code and neighborhood.
For official Texas insurance regulations, visit the Texas Department of Insurance (TDI). For driver licensing, see the Texas DMV.
Your specific ZIP code within Lewisville can swing your premium by hundreds of dollars. Here's how rates compare across Lewisville neighborhoods:
| ZIP Code | Neighborhood | Avg. Annual | Monthly |
|---|---|---|---|
| 75069 | Lewisville South Side | $2,396/yr | $200/mo |
| 75069 | Lewisville West Side | $2,481/yr | $207/mo |
| 75058 | Lewisville North Side | $2,511/yr | $209/mo |
| 75067 | Lewisville East Side | $2,611/yr | $218/mo |
| 75057 | Lewisville Downtown/Central | $2,801/yr | $233/mo |
The cheapest ZIP is 75069 (Lewisville South Side) at $2,396/yr. The most expensive is 75057 (Lewisville Downtown/Central) at $2,801/yr — a $405/year difference for the same driver.
Your Lewisville ZIP code matters. Call for a rate specific to your exact location.
(888) 217-6781Age is one of the biggest rating factors in Lewisville. Here's how rates differ by age group:
| Age Group | Avg. Annual | Monthly | vs. City Avg |
|---|---|---|---|
| Teen (16-19) | $5,366/yr | $447/mo | +110% vs avg |
| Young Adult (20-25) | $3,577/yr | $298/mo | +40% vs avg |
| Adult (26-35) | $2,555/yr | $213/mo | 0% vs avg |
| Mid-Career (36-50) | $2,248/yr | $187/mo | -12% vs avg |
| Senior (51-65) | $2,121/yr | $177/mo | -17% vs avg |
| 65+ | $2,274/yr | $190/mo | -11% vs avg |
Teens in Lewisville pay an average of $5,366/year — 110% more than the city average. The best rates go to Senior (51-65) drivers at $2,121/year. Good student discounts, driver training courses, and being added to a parent's policy can significantly reduce teen rates.
Compare auto insurance rates in other Texas cities:
Our rate analysis is based on publicly available rate filings and industry data. We regularly update our research to ensure accuracy.
Lewisville drivers can save up to $839/year. ZIP 75069 (Lewisville South Side) has the lowest rates starting at $2,396/yr.
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