Friendswood drivers pay an average of $2,450/year — $679 more than the national average. With 454 crashes per year and a 2.0 per 1,000 vehicle theft rate, comparing 5+ carriers can save you up to $734/year.
(888) 217-6781Estimated full coverage auto insurance rates for Friendswood, TX from top carriers. Rates are adjusted for Friendswood's 454 annual crashes, 2.0 per 1,000 theft rate, and local risk factors:
| Insurance Company | 6-Month Premium | Monthly Cost |
|---|---|---|
| USAA ⭐ | $815 | $136/mo |
| GEICO | $929 | $155/mo |
| Progressive | $1,048 | $175/mo |
| State Farm | $1,145 | $191/mo |
| Allstate | $1,396 | $233/mo |
Estimates based on 2026 rate filings for ZIP 77546. USAA is cheapest at ~$136/mo. Actual rates vary by driver profile and exact Friendswood location.
These Friendswood-specific safety and risk statistics directly impact what you pay for auto insurance:
Compare rates from 5+ insurance companies serving Friendswood, TX. Takes under 2 minutes.
(888) 217-6781Friendswood is a smaller city in Texas with a population of 41,213. Drivers here generally benefit from lower traffic density and fewer claims than larger metro areas, which translates to more affordable auto insurance. However, local factors such as hurricanes, tornadoes, hail, flooding, extreme heat, rural highway speeds, and distance to repair facilities can still impact premiums. Comparing carriers is essential to find the best rate in Friendswood.
For official Texas insurance regulations, visit the Texas Department of Insurance (TDI). For driver licensing, see the Texas DMV.
Your specific ZIP code within Friendswood can swing your premium by hundreds of dollars. Here's how rates compare across Friendswood neighborhoods:
| ZIP Code | Neighborhood | Avg. Annual | Monthly |
|---|---|---|---|
| 77552 | Friendswood South Side | $2,341/yr | $195/mo |
| 77551 | Friendswood North Side | $2,354/yr | $196/mo |
| 77558 | Friendswood West Side | $2,405/yr | $200/mo |
| 77548 | Friendswood East Side | $2,525/yr | $210/mo |
| 77546 | Friendswood Downtown/Central | $2,633/yr | $219/mo |
The cheapest ZIP is 77552 (Friendswood South Side) at $2,341/yr. The most expensive is 77546 (Friendswood Downtown/Central) at $2,633/yr — a $292/year difference for the same driver.
Your Friendswood ZIP code matters. Call for a rate specific to your exact location.
(888) 217-6781Age is one of the biggest rating factors in Friendswood. Here's how rates differ by age group:
| Age Group | Avg. Annual | Monthly | vs. City Avg |
|---|---|---|---|
| Teen (16-19) | $5,145/yr | $429/mo | +110% vs avg |
| Young Adult (20-25) | $3,430/yr | $286/mo | +40% vs avg |
| Adult (26-35) | $2,450/yr | $204/mo | 0% vs avg |
| Mid-Career (36-50) | $2,156/yr | $180/mo | -12% vs avg |
| Senior (51-65) | $2,034/yr | $170/mo | -17% vs avg |
| 65+ | $2,181/yr | $182/mo | -11% vs avg |
Teens in Friendswood pay an average of $5,145/year — 110% more than the city average. The best rates go to Senior (51-65) drivers at $2,034/year. Good student discounts, driver training courses, and being added to a parent's policy can significantly reduce teen rates.
Compare auto insurance rates in other Texas cities:
Our rate analysis is based on publicly available rate filings and industry data. We regularly update our research to ensure accuracy.
Friendswood drivers can save up to $734/year. ZIP 77552 (Friendswood South Side) has the lowest rates starting at $2,341/yr.
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