Eagle Pass drivers pay an average of $2,481/year — $710 more than the national average. With 340 crashes per year and a 2.2 per 1,000 vehicle theft rate, comparing 5+ carriers can save you up to $765/year.
(888) 217-6781Estimated full coverage auto insurance rates for Eagle Pass, TX from top carriers. Rates are adjusted for Eagle Pass's 340 annual crashes, 2.2 per 1,000 theft rate, and local risk factors:
| Insurance Company | 6-Month Premium | Monthly Cost |
|---|---|---|
| USAA ⭐ | $825 | $138/mo |
| GEICO | $940 | $157/mo |
| Progressive | $1,062 | $177/mo |
| State Farm | $1,160 | $193/mo |
| Allstate | $1,414 | $236/mo |
Estimates based on 2026 rate filings for ZIP 78852. USAA is cheapest at ~$138/mo. Actual rates vary by driver profile and exact Eagle Pass location.
These Eagle Pass-specific safety and risk statistics directly impact what you pay for auto insurance:
Compare rates from 5+ insurance companies serving Eagle Pass, TX. Takes under 2 minutes.
(888) 217-6781Eagle Pass is a smaller city in Texas with a population of 28,130. Drivers here generally benefit from lower traffic density and fewer claims than larger metro areas, which translates to more affordable auto insurance. However, local factors such as hurricanes, tornadoes, hail, flooding, extreme heat, rural highway speeds, and distance to repair facilities can still impact premiums. Comparing carriers is essential to find the best rate in Eagle Pass.
For official Texas insurance regulations, visit the Texas Department of Insurance (TDI). For driver licensing, see the Texas DMV.
Your specific ZIP code within Eagle Pass can swing your premium by hundreds of dollars. Here's how rates compare across Eagle Pass neighborhoods:
| ZIP Code | Neighborhood | Avg. Annual | Monthly |
|---|---|---|---|
| 78867 | Eagle Pass South Side | $2,333/yr | $194/mo |
| 78855 | Eagle Pass North Side | $2,369/yr | $197/mo |
| 78856 | Eagle Pass West Side | $2,488/yr | $207/mo |
| 78860 | Eagle Pass East Side | $2,515/yr | $210/mo |
| 78852 | Eagle Pass Downtown/Central | $2,724/yr | $227/mo |
The cheapest ZIP is 78867 (Eagle Pass South Side) at $2,333/yr. The most expensive is 78852 (Eagle Pass Downtown/Central) at $2,724/yr — a $391/year difference for the same driver.
Your Eagle Pass ZIP code matters. Call for a rate specific to your exact location.
(888) 217-6781Age is one of the biggest rating factors in Eagle Pass. Here's how rates differ by age group:
| Age Group | Avg. Annual | Monthly | vs. City Avg |
|---|---|---|---|
| Teen (16-19) | $5,210/yr | $434/mo | +110% vs avg |
| Young Adult (20-25) | $3,473/yr | $289/mo | +40% vs avg |
| Adult (26-35) | $2,481/yr | $207/mo | 0% vs avg |
| Mid-Career (36-50) | $2,183/yr | $182/mo | -12% vs avg |
| Senior (51-65) | $2,059/yr | $172/mo | -17% vs avg |
| 65+ | $2,208/yr | $184/mo | -11% vs avg |
Teens in Eagle Pass pay an average of $5,210/year — 110% more than the city average. The best rates go to Senior (51-65) drivers at $2,059/year. Good student discounts, driver training courses, and being added to a parent's policy can significantly reduce teen rates.
Compare auto insurance rates in other Texas cities:
Our rate analysis is based on publicly available rate filings and industry data. We regularly update our research to ensure accuracy.
Eagle Pass drivers can save up to $765/year. ZIP 78867 (Eagle Pass South Side) has the lowest rates starting at $2,333/yr.
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