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Cheap Auto Insurance in Levittown, PA

Levittown drivers pay an average of $2,162/year β€” $391 more than the national average. With 730 crashes per year and a 2.3 per 1,000 vehicle theft rate, comparing 5+ carriers can save you up to $494/year.

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Written & reviewed by Richard Mohn Licensed Insurance Agent & Founder, Rate Reduction Insurance
πŸŽ–οΈ U.S. Military Veteran πŸ“‹ Licensed in 50 States πŸ• 15+ Years Experience πŸ“… Updated: April 10, 2026

Levittown, PA Auto Insurance Rates by Carrier (2026)

Estimated full coverage auto insurance rates for Levittown, PA from top carriers. Rates are adjusted for Levittown's 730 annual crashes, 2.3 per 1,000 theft rate, and local risk factors:

Insurance Company6-Month PremiumMonthly Cost
GEICO ⭐$822$137/mo
Erie Insurance$863$144/mo
Progressive$922$154/mo
State Farm$1,011$169/mo
Allstate$1,230$205/mo

Estimates based on 2026 rate filings for ZIP 19055. GEICO is cheapest at ~$137/mo. Actual rates vary by driver profile and exact Levittown location.

Levittown Driving Safety & Insurance Stats

These Levittown-specific safety and risk statistics directly impact what you pay for auto insurance:

$2,162
Avg. Annual Premium
730
Crashes Per Year
6
Fatal Crashes/Year
162
DUI Arrests/Year
2.3 per 1,000
Vehicle Thefts
7%
Uninsured Drivers
23.6 min
Avg. Commute
53K
Population

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Auto Insurance in Levittown: What Drives Your Rate

With 52,699 residents, Levittown is a growing community in Pennsylvania where auto insurance rates reflect a balance between urban and suburban driving conditions. Traffic is generally lighter than in the state's largest cities, but local factors like nor'easters, heavy snow, flooding, thunderstorms, ice and commuter corridors still influence premiums. Levittown drivers often find rates slightly below the Pennsylvania state average.

Key Risk Factors in Levittown

For official Pennsylvania insurance regulations, visit the Pennsylvania Insurance Department. For driver licensing, see the PennDOT.

Auto Insurance Rates by ZIP Code in Levittown, PA

Your specific ZIP code within Levittown can swing your premium by hundreds of dollars. Here's how rates compare across Levittown neighborhoods:

ZIP CodeNeighborhoodAvg. AnnualMonthly
19070Levittown South Side$2,024/yr$169/mo
19057Levittown North Side$2,056/yr$171/mo
19071Levittown West Side$2,151/yr$179/mo
19057Levittown East Side$2,171/yr$181/mo
19055Levittown Downtown/Central$2,369/yr$197/mo

The cheapest ZIP is 19070 (Levittown South Side) at $2,024/yr. The most expensive is 19055 (Levittown Downtown/Central) at $2,369/yr β€” a $345/year difference for the same driver.

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Auto Insurance Rates by Age in Levittown, PA

Age is one of the biggest rating factors in Levittown. Here's how rates differ by age group:

Age GroupAvg. AnnualMonthlyvs. City Avg
Teen (16-19)$4,540/yr$378/mo+110% vs avg
Young Adult (20-25)$3,027/yr$252/mo+40% vs avg
Adult (26-35)$2,162/yr$180/mo0% vs avg
Mid-Career (36-50)$1,903/yr$159/mo-12% vs avg
Senior (51-65)$1,794/yr$150/mo-17% vs avg
65+$1,924/yr$160/mo-11% vs avg

Teens in Levittown pay an average of $4,540/year β€” 110% more than the city average. The best rates go to Senior (51-65) drivers at $1,794/year. Good student discounts, driver training courses, and being added to a parent's policy can significantly reduce teen rates.

How to Get the Cheapest Auto Insurance in Levittown

Pennsylvania Auto Insurance Guides

πŸ“„ Cheap Car Insuranceβ€Ί πŸ“„ Minimum Coverageβ€Ί πŸ“„ Full Coverageβ€Ί πŸ“„ SR-22 Insuranceβ€Ί πŸ“„ No Deposit Insuranceβ€Ί πŸ“„ Liability Insuranceβ€Ί πŸ“„ Collision Insuranceβ€Ί πŸ“„ Comprehensive Insuranceβ€Ί πŸ“„ Uninsured Motorist Insuranceβ€Ί πŸ“„ PIP Insuranceβ€Ί πŸ“„ Gap Insuranceβ€Ί πŸ“„ Non-Owner Car Insuranceβ€Ί πŸ“„ Teen Driver Insuranceβ€Ί πŸ“„ Senior Driver Insuranceβ€Ί πŸ“„ Military Car Insuranceβ€Ί πŸ“„ High Risk Auto Insuranceβ€Ί πŸ“„ First-Time Driver Insuranceβ€Ί πŸ“„ Insurance After DUIβ€Ί πŸ“„ Bad Credit Car Insuranceβ€Ί πŸ“„ Multi-Car Insuranceβ€Ί πŸ“„ Rideshare Insuranceβ€Ί πŸ“„ Car Insurance Discountsβ€Ί πŸ“„ Bundle Home & Autoβ€Ί πŸ“„ Pay-Per-Mile Insuranceβ€Ί πŸ“„ Same-Day Car Insuranceβ€Ί πŸ“„ Month-to-Month Insuranceβ€Ί πŸ“„ Insurance After Accidentβ€Ί πŸ“„ Electric Vehicle Insuranceβ€Ί

More Pennsylvania Cities

Compare auto insurance rates in other Pennsylvania cities:

Levittown, PA Auto Insurance FAQ

How much is car insurance in Levittown, PA?
The average annual auto insurance premium in Levittown is $2,162, which is $391 above the national average. Rates range from $2,024/yr in Levittown South Side (ZIP 19070) to $2,369/yr in Levittown Downtown/Central (ZIP 19055). Your driving record, age, vehicle, and exact ZIP code all affect your rate.
Who has the cheapest auto insurance in Levittown?
GEICO typically offers the cheapest full coverage in Levittown at around $137/month. However, with 730 annual crashes and a 7% uninsured driver rate in Levittown, rates vary widely β€” comparing quotes from multiple companies is essential. Call (888) 217-6781 for a free comparison.
What auto insurance is required in Levittown, PA?
Levittown follows Pennsylvania state law requiring minimum liability of 15/30/5. However, with 730 crashes per year and 6 fatal crashes annually in Levittown, experts recommend at least 50/100/50 coverage plus comprehensive and collision to protect against Levittown's risks including nor'easters, heavy snow, flooding, thunderstorms, ice.
Can I get a free auto insurance quote for Levittown?
Yes! Call Rate Reduction Insurance at (888) 217-6781 for a free, no-obligation quote. Our licensed agents compare 5+ carriers to find the cheapest rate for your specific Levittown ZIP code β€” whether you're in Levittown South Side or Levittown Downtown/Central. Most quotes take under 2 minutes.
Why is car insurance so expensive in Levittown?
Levittown has 730 crashes per year, 162 DUI arrests annually, and a vehicle theft rate of 2.3 per 1,000. Combined with Levittown's 23.6 min average commute on highways like I-76, I-95, I-476, PA Tpk, these factors push premiums well above average. Comparing quotes regularly is the best way to save.
What ZIP code has the cheapest car insurance in Levittown?
ZIP code 19070 (Levittown South Side) tends to have the lowest rates in Levittown at around $2,024/year. The most expensive area is Levittown Downtown/Central (ZIP 19055) at $2,369/year β€” a difference of $345/year for the same driver profile.

Sources & Methodology

Our rate analysis is based on publicly available rate filings and industry data. We regularly update our research to ensure accuracy.

  1. Rate data based on 2026 carrier rate filings analyzed by state insurance departments and third-party data providers including Quadrant Information Services.
  2. Pennsylvania Insurance Department β€” official state insurance regulator for Pennsylvania.
  3. National Association of Insurance Commissioners (NAIC) β€” national insurance data and consumer resources.
  4. PennDOT β€” Pennsylvania vehicle registration and licensing requirements.
  5. Insurance Information Institute (III) β€” independent insurance education and research.
  6. National Highway Traffic Safety Administration (NHTSA) β€” crash and safety statistics.
  7. NHTSA FARS Database β€” fatal crash and DUI arrest data by state and locality.

Stop Overpaying for Auto Insurance in Levittown

Levittown drivers can save up to $494/year. ZIP 19070 (Levittown South Side) has the lowest rates starting at $2,024/yr.

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