Easton drivers pay an average of $2,035/year — $264 more than the national average. With 364 crashes per year and a 1.9 per 1,000 vehicle theft rate, comparing 5+ carriers can save you up to $367/year.
(888) 217-6781Estimated full coverage auto insurance rates for Easton, PA from top carriers. Rates are adjusted for Easton's 364 annual crashes, 1.9 per 1,000 theft rate, and local risk factors:
| Insurance Company | 6-Month Premium | Monthly Cost |
|---|---|---|
| GEICO ⭐ | $774 | $129/mo |
| Erie Insurance | $813 | $135/mo |
| Progressive | $868 | $145/mo |
| State Farm | $952 | $159/mo |
| Allstate | $1,158 | $193/mo |
Estimates based on 2026 rate filings for ZIP 16213. GEICO is cheapest at ~$129/mo. Actual rates vary by driver profile and exact Easton location.
These Easton-specific safety and risk statistics directly impact what you pay for auto insurance:
Compare rates from 5+ insurance companies serving Easton, PA. Takes under 2 minutes.
(888) 217-6781Easton is a smaller city in Pennsylvania with a population of 28,127. Drivers here generally benefit from lower traffic density and fewer claims than larger metro areas, which translates to more affordable auto insurance. However, local factors such as nor'easters, heavy snow, flooding, thunderstorms, ice, rural highway speeds, and distance to repair facilities can still impact premiums. Comparing carriers is essential to find the best rate in Easton.
For official Pennsylvania insurance regulations, visit the Pennsylvania Insurance Department. For driver licensing, see the PennDOT.
Your specific ZIP code within Easton can swing your premium by hundreds of dollars. Here's how rates compare across Easton neighborhoods:
| ZIP Code | Neighborhood | Avg. Annual | Monthly |
|---|---|---|---|
| 16228 | Easton South Side | $1,904/yr | $159/mo |
| 16216 | Easton North Side | $1,996/yr | $166/mo |
| 16217 | Easton West Side | $2,028/yr | $169/mo |
| 16221 | Easton East Side | $2,047/yr | $171/mo |
| 16213 | Easton Downtown/Central | $2,172/yr | $181/mo |
The cheapest ZIP is 16228 (Easton South Side) at $1,904/yr. The most expensive is 16213 (Easton Downtown/Central) at $2,172/yr — a $268/year difference for the same driver.
Your Easton ZIP code matters. Call for a rate specific to your exact location.
(888) 217-6781Age is one of the biggest rating factors in Easton. Here's how rates differ by age group:
| Age Group | Avg. Annual | Monthly | vs. City Avg |
|---|---|---|---|
| Teen (16-19) | $4,274/yr | $356/mo | +110% vs avg |
| Young Adult (20-25) | $2,849/yr | $237/mo | +40% vs avg |
| Adult (26-35) | $2,035/yr | $170/mo | 0% vs avg |
| Mid-Career (36-50) | $1,791/yr | $149/mo | -12% vs avg |
| Senior (51-65) | $1,689/yr | $141/mo | -17% vs avg |
| 65+ | $1,811/yr | $151/mo | -11% vs avg |
Teens in Easton pay an average of $4,274/year — 110% more than the city average. The best rates go to Senior (51-65) drivers at $1,689/year. Good student discounts, driver training courses, and being added to a parent's policy can significantly reduce teen rates.
Compare auto insurance rates in other Pennsylvania cities:
Our rate analysis is based on publicly available rate filings and industry data. We regularly update our research to ensure accuracy.
Easton drivers can save up to $367/year. ZIP 16228 (Easton South Side) has the lowest rates starting at $1,904/yr.
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