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Cheap Auto Insurance in Haysville, KS

Haysville drivers pay an average of $1,793/year β€” $22 more than the national average. With 138 crashes per year and a 1.8 per 1,000 vehicle theft rate, comparing 5+ carriers can save you up to $281/year.

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Written & reviewed by Richard Mohn Licensed Insurance Agent & Founder, Rate Reduction Insurance
πŸŽ–οΈ U.S. Military Veteran πŸ“‹ Licensed in 50 States πŸ• 15+ Years Experience πŸ“… Updated: April 10, 2026

Haysville, KS Auto Insurance Rates by Carrier (2026)

Estimated full coverage auto insurance rates for Haysville, KS from top carriers. Rates are adjusted for Haysville's 138 annual crashes, 1.8 per 1,000 theft rate, and local risk factors:

Insurance Company6-Month PremiumMonthly Cost
GEICO ⭐$681$114/mo
Shelter Insurance$741$123/mo
Progressive$768$128/mo
Farm Bureau$822$137/mo
State Farm$838$140/mo

Estimates based on 2026 rate filings for ZIP 67060. GEICO is cheapest at ~$114/mo. Actual rates vary by driver profile and exact Haysville location.

Haysville Driving Safety & Insurance Stats

These Haysville-specific safety and risk statistics directly impact what you pay for auto insurance:

$1,793
Avg. Annual Premium
138
Crashes Per Year
1
Fatal Crashes/Year
37
DUI Arrests/Year
1.8 per 1,000
Vehicle Thefts
8%
Uninsured Drivers
20.8 min
Avg. Commute
11K
Population

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Auto Insurance in Haysville: What Drives Your Rate

Haysville is a smaller city in Kansas with a population of 11,262. Drivers here generally benefit from lower traffic density and fewer claims than larger metro areas, which translates to more affordable auto insurance. However, local factors such as tornadoes, severe thunderstorms, hail, ice storms, flooding, rural highway speeds, and distance to repair facilities can still impact premiums. Comparing carriers is essential to find the best rate in Haysville.

Key Risk Factors in Haysville

For official Kansas insurance regulations, visit the Kansas Insurance Department. For driver licensing, see the Kansas Division of Vehicles.

Auto Insurance Rates by ZIP Code in Haysville, KS

Your specific ZIP code within Haysville can swing your premium by hundreds of dollars. Here's how rates compare across Haysville neighborhoods:

ZIP CodeNeighborhoodAvg. AnnualMonthly
67063Haysville South Side$1,713/yr$143/mo
67064Haysville North Side$1,723/yr$144/mo
67068Haysville West Side$1,780/yr$148/mo
67070Haysville East Side$1,800/yr$150/mo
67060Haysville Downtown/Central$1,927/yr$161/mo

The cheapest ZIP is 67063 (Haysville South Side) at $1,713/yr. The most expensive is 67060 (Haysville Downtown/Central) at $1,927/yr β€” a $214/year difference for the same driver.

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Auto Insurance Rates by Age in Haysville, KS

Age is one of the biggest rating factors in Haysville. Here's how rates differ by age group:

Age GroupAvg. AnnualMonthlyvs. City Avg
Teen (16-19)$3,765/yr$314/mo+110% vs avg
Young Adult (20-25)$2,510/yr$209/mo+40% vs avg
Adult (26-35)$1,793/yr$149/mo0% vs avg
Mid-Career (36-50)$1,578/yr$132/mo-12% vs avg
Senior (51-65)$1,488/yr$124/mo-17% vs avg
65+$1,596/yr$133/mo-11% vs avg

Teens in Haysville pay an average of $3,765/year β€” 110% more than the city average. The best rates go to Senior (51-65) drivers at $1,488/year. Good student discounts, driver training courses, and being added to a parent's policy can significantly reduce teen rates.

How to Get the Cheapest Auto Insurance in Haysville

Kansas Auto Insurance Guides

πŸ“„ Cheap Car Insuranceβ€Ί πŸ“„ Minimum Coverageβ€Ί πŸ“„ Full Coverageβ€Ί πŸ“„ SR-22 Insuranceβ€Ί πŸ“„ No Deposit Insuranceβ€Ί πŸ“„ Liability Insuranceβ€Ί πŸ“„ Collision Insuranceβ€Ί πŸ“„ Comprehensive Insuranceβ€Ί πŸ“„ Uninsured Motorist Insuranceβ€Ί πŸ“„ PIP Insuranceβ€Ί πŸ“„ Gap Insuranceβ€Ί πŸ“„ Non-Owner Car Insuranceβ€Ί πŸ“„ Teen Driver Insuranceβ€Ί πŸ“„ Senior Driver Insuranceβ€Ί πŸ“„ Military Car Insuranceβ€Ί πŸ“„ High Risk Auto Insuranceβ€Ί πŸ“„ First-Time Driver Insuranceβ€Ί πŸ“„ Insurance After DUIβ€Ί πŸ“„ Bad Credit Car Insuranceβ€Ί πŸ“„ Multi-Car Insuranceβ€Ί πŸ“„ Rideshare Insuranceβ€Ί πŸ“„ Car Insurance Discountsβ€Ί πŸ“„ Bundle Home & Autoβ€Ί πŸ“„ Pay-Per-Mile Insuranceβ€Ί πŸ“„ Same-Day Car Insuranceβ€Ί πŸ“„ Month-to-Month Insuranceβ€Ί πŸ“„ Insurance After Accidentβ€Ί πŸ“„ Electric Vehicle Insuranceβ€Ί

More Kansas Cities

Compare auto insurance rates in other Kansas cities:

Haysville, KS Auto Insurance FAQ

How much is car insurance in Haysville, KS?
The average annual auto insurance premium in Haysville is $1,793, which is $22 above the national average. Rates range from $1,713/yr in Haysville South Side (ZIP 67063) to $1,927/yr in Haysville Downtown/Central (ZIP 67060). Your driving record, age, vehicle, and exact ZIP code all affect your rate.
Who has the cheapest auto insurance in Haysville?
GEICO typically offers the cheapest full coverage in Haysville at around $114/month. However, with 138 annual crashes and a 8% uninsured driver rate in Haysville, rates vary widely β€” comparing quotes from multiple companies is essential. Call (888) 217-6781 for a free comparison.
What auto insurance is required in Haysville, KS?
Haysville follows Kansas state law requiring minimum liability of 25/50/25. However, with 138 crashes per year and 1 fatal crashes annually in Haysville, experts recommend at least 50/100/50 coverage plus comprehensive and collision to protect against Haysville's risks including tornadoes, severe thunderstorms, hail, ice storms, flooding.
Can I get a free auto insurance quote for Haysville?
Yes! Call Rate Reduction Insurance at (888) 217-6781 for a free, no-obligation quote. Our licensed agents compare 5+ carriers to find the cheapest rate for your specific Haysville ZIP code β€” whether you're in Haysville South Side or Haysville Downtown/Central. Most quotes take under 2 minutes.
Why is car insurance so expensive in Haysville?
Haysville has 138 crashes per year, 37 DUI arrests annually, and a vehicle theft rate of 1.8 per 1,000. Combined with Haysville's 20.8 min average commute on highways like I-70, I-35, I-135, Kansas Tpk, these factors push premiums well above average. Comparing quotes regularly is the best way to save.
What ZIP code has the cheapest car insurance in Haysville?
ZIP code 67063 (Haysville South Side) tends to have the lowest rates in Haysville at around $1,713/year. The most expensive area is Haysville Downtown/Central (ZIP 67060) at $1,927/year β€” a difference of $214/year for the same driver profile.

Sources & Methodology

Our rate analysis is based on publicly available rate filings and industry data. We regularly update our research to ensure accuracy.

  1. Rate data based on 2026 carrier rate filings analyzed by state insurance departments and third-party data providers including Quadrant Information Services.
  2. Kansas Insurance Department β€” official state insurance regulator for Kansas.
  3. National Association of Insurance Commissioners (NAIC) β€” national insurance data and consumer resources.
  4. Kansas Division of Vehicles β€” Kansas vehicle registration and licensing requirements.
  5. Insurance Information Institute (III) β€” independent insurance education and research.
  6. National Highway Traffic Safety Administration (NHTSA) β€” crash and safety statistics.
  7. NHTSA FARS Database β€” fatal crash and DUI arrest data by state and locality.

Stop Overpaying for Auto Insurance in Haysville

Haysville drivers can save up to $281/year. ZIP 67063 (Haysville South Side) has the lowest rates starting at $1,713/yr.

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