Salina drivers pay an average of $1,852/year — $81 more than the national average. With 543 crashes per year and a 2.1 per 1,000 vehicle theft rate, comparing 5+ carriers can save you up to $340/year.
(888) 217-6781Estimated full coverage auto insurance rates for Salina, KS from top carriers. Rates are adjusted for Salina's 543 annual crashes, 2.1 per 1,000 theft rate, and local risk factors:
| Insurance Company | 6-Month Premium | Monthly Cost |
|---|---|---|
| GEICO ⭐ | $704 | $117/mo |
| Shelter Insurance | $765 | $127/mo |
| Progressive | $793 | $132/mo |
| Farm Bureau | $849 | $141/mo |
| State Farm | $866 | $144/mo |
Estimates based on 2026 rate filings for ZIP 67401. GEICO is cheapest at ~$117/mo. Actual rates vary by driver profile and exact Salina location.
These Salina-specific safety and risk statistics directly impact what you pay for auto insurance:
Compare rates from 5+ insurance companies serving Salina, KS. Takes under 2 minutes.
(888) 217-6781Salina is a smaller city in Kansas with a population of 46,889. Drivers here generally benefit from lower traffic density and fewer claims than larger metro areas, which translates to more affordable auto insurance. However, local factors such as tornadoes, severe thunderstorms, hail, ice storms, flooding, rural highway speeds, and distance to repair facilities can still impact premiums. Comparing carriers is essential to find the best rate in Salina.
For official Kansas insurance regulations, visit the Kansas Insurance Department. For driver licensing, see the Kansas Division of Vehicles.
Your specific ZIP code within Salina can swing your premium by hundreds of dollars. Here's how rates compare across Salina neighborhoods:
| ZIP Code | Neighborhood | Avg. Annual | Monthly |
|---|---|---|---|
| 67407 | Salina South Side | $1,777/yr | $148/mo |
| 67405 | Salina North Side | $1,805/yr | $150/mo |
| 67405 | Salina West Side | $1,849/yr | $154/mo |
| 67407 | Salina East Side | $1,865/yr | $155/mo |
| 67401 | Salina Downtown/Central | $2,028/yr | $169/mo |
The cheapest ZIP is 67407 (Salina South Side) at $1,777/yr. The most expensive is 67401 (Salina Downtown/Central) at $2,028/yr — a $251/year difference for the same driver.
Your Salina ZIP code matters. Call for a rate specific to your exact location.
(888) 217-6781Age is one of the biggest rating factors in Salina. Here's how rates differ by age group:
| Age Group | Avg. Annual | Monthly | vs. City Avg |
|---|---|---|---|
| Teen (16-19) | $3,889/yr | $324/mo | +110% vs avg |
| Young Adult (20-25) | $2,593/yr | $216/mo | +40% vs avg |
| Adult (26-35) | $1,852/yr | $154/mo | 0% vs avg |
| Mid-Career (36-50) | $1,630/yr | $136/mo | -12% vs avg |
| Senior (51-65) | $1,537/yr | $128/mo | -17% vs avg |
| 65+ | $1,648/yr | $137/mo | -11% vs avg |
Teens in Salina pay an average of $3,889/year — 110% more than the city average. The best rates go to Senior (51-65) drivers at $1,537/year. Good student discounts, driver training courses, and being added to a parent's policy can significantly reduce teen rates.
Compare auto insurance rates in other Kansas cities:
Our rate analysis is based on publicly available rate filings and industry data. We regularly update our research to ensure accuracy.
Salina drivers can save up to $340/year. ZIP 67407 (Salina South Side) has the lowest rates starting at $1,777/yr.
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