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Cheap Auto Insurance in Great Bend, KS

Great Bend drivers pay an average of $1,800/year β€” $29 more than the national average. With 160 crashes per year and a 2.0 per 1,000 vehicle theft rate, comparing 5+ carriers can save you up to $288/year.

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Written & reviewed by Richard Mohn Licensed Insurance Agent & Founder, Rate Reduction Insurance
πŸŽ–οΈ U.S. Military Veteran πŸ“‹ Licensed in 50 States πŸ• 15+ Years Experience πŸ“… Updated: April 10, 2026

Great Bend, KS Auto Insurance Rates by Carrier (2026)

Estimated full coverage auto insurance rates for Great Bend, KS from top carriers. Rates are adjusted for Great Bend's 160 annual crashes, 2.0 per 1,000 theft rate, and local risk factors:

Insurance Company6-Month PremiumMonthly Cost
GEICO ⭐$684$114/mo
Shelter Insurance$744$124/mo
Progressive$771$128/mo
Farm Bureau$825$137/mo
State Farm$841$140/mo

Estimates based on 2026 rate filings for ZIP 67530. GEICO is cheapest at ~$114/mo. Actual rates vary by driver profile and exact Great Bend location.

Great Bend Driving Safety & Insurance Stats

These Great Bend-specific safety and risk statistics directly impact what you pay for auto insurance:

$1,800
Avg. Annual Premium
160
Crashes Per Year
2
Fatal Crashes/Year
46
DUI Arrests/Year
2.0 per 1,000
Vehicle Thefts
8%
Uninsured Drivers
22.6 min
Avg. Commute
15K
Population

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Auto Insurance in Great Bend: What Drives Your Rate

Great Bend is a smaller city in Kansas with a population of 14,733. Drivers here generally benefit from lower traffic density and fewer claims than larger metro areas, which translates to more affordable auto insurance. However, local factors such as tornadoes, severe thunderstorms, hail, ice storms, flooding, rural highway speeds, and distance to repair facilities can still impact premiums. Comparing carriers is essential to find the best rate in Great Bend.

Key Risk Factors in Great Bend

For official Kansas insurance regulations, visit the Kansas Insurance Department. For driver licensing, see the Kansas Division of Vehicles.

Auto Insurance Rates by ZIP Code in Great Bend, KS

Your specific ZIP code within Great Bend can swing your premium by hundreds of dollars. Here's how rates compare across Great Bend neighborhoods:

ZIP CodeNeighborhoodAvg. AnnualMonthly
67542Great Bend South Side$1,707/yr$142/mo
67531Great Bend North Side$1,734/yr$145/mo
67542Great Bend West Side$1,769/yr$147/mo
67540Great Bend East Side$1,858/yr$155/mo
67530Great Bend Downtown/Central$1,970/yr$164/mo

The cheapest ZIP is 67542 (Great Bend South Side) at $1,707/yr. The most expensive is 67530 (Great Bend Downtown/Central) at $1,970/yr β€” a $263/year difference for the same driver.

πŸŽ–οΈ Live in Great Bend South Side or Great Bend Downtown/Central?

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Auto Insurance Rates by Age in Great Bend, KS

Age is one of the biggest rating factors in Great Bend. Here's how rates differ by age group:

Age GroupAvg. AnnualMonthlyvs. City Avg
Teen (16-19)$3,780/yr$315/mo+110% vs avg
Young Adult (20-25)$2,520/yr$210/mo+40% vs avg
Adult (26-35)$1,800/yr$150/mo0% vs avg
Mid-Career (36-50)$1,584/yr$132/mo-12% vs avg
Senior (51-65)$1,494/yr$125/mo-17% vs avg
65+$1,602/yr$134/mo-11% vs avg

Teens in Great Bend pay an average of $3,780/year β€” 110% more than the city average. The best rates go to Senior (51-65) drivers at $1,494/year. Good student discounts, driver training courses, and being added to a parent's policy can significantly reduce teen rates.

How to Get the Cheapest Auto Insurance in Great Bend

Kansas Auto Insurance Guides

πŸ“„ Cheap Car Insuranceβ€Ί πŸ“„ Minimum Coverageβ€Ί πŸ“„ Full Coverageβ€Ί πŸ“„ SR-22 Insuranceβ€Ί πŸ“„ No Deposit Insuranceβ€Ί πŸ“„ Liability Insuranceβ€Ί πŸ“„ Collision Insuranceβ€Ί πŸ“„ Comprehensive Insuranceβ€Ί πŸ“„ Uninsured Motorist Insuranceβ€Ί πŸ“„ PIP Insuranceβ€Ί πŸ“„ Gap Insuranceβ€Ί πŸ“„ Non-Owner Car Insuranceβ€Ί πŸ“„ Teen Driver Insuranceβ€Ί πŸ“„ Senior Driver Insuranceβ€Ί πŸ“„ Military Car Insuranceβ€Ί πŸ“„ High Risk Auto Insuranceβ€Ί πŸ“„ First-Time Driver Insuranceβ€Ί πŸ“„ Insurance After DUIβ€Ί πŸ“„ Bad Credit Car Insuranceβ€Ί πŸ“„ Multi-Car Insuranceβ€Ί πŸ“„ Rideshare Insuranceβ€Ί πŸ“„ Car Insurance Discountsβ€Ί πŸ“„ Bundle Home & Autoβ€Ί πŸ“„ Pay-Per-Mile Insuranceβ€Ί πŸ“„ Same-Day Car Insuranceβ€Ί πŸ“„ Month-to-Month Insuranceβ€Ί πŸ“„ Insurance After Accidentβ€Ί πŸ“„ Electric Vehicle Insuranceβ€Ί

More Kansas Cities

Compare auto insurance rates in other Kansas cities:

Great Bend, KS Auto Insurance FAQ

How much is car insurance in Great Bend, KS?
The average annual auto insurance premium in Great Bend is $1,800, which is $29 above the national average. Rates range from $1,707/yr in Great Bend South Side (ZIP 67542) to $1,970/yr in Great Bend Downtown/Central (ZIP 67530). Your driving record, age, vehicle, and exact ZIP code all affect your rate.
Who has the cheapest auto insurance in Great Bend?
GEICO typically offers the cheapest full coverage in Great Bend at around $114/month. However, with 160 annual crashes and a 8% uninsured driver rate in Great Bend, rates vary widely β€” comparing quotes from multiple companies is essential. Call (888) 217-6781 for a free comparison.
What auto insurance is required in Great Bend, KS?
Great Bend follows Kansas state law requiring minimum liability of 25/50/25. However, with 160 crashes per year and 2 fatal crashes annually in Great Bend, experts recommend at least 50/100/50 coverage plus comprehensive and collision to protect against Great Bend's risks including tornadoes, severe thunderstorms, hail, ice storms, flooding.
Can I get a free auto insurance quote for Great Bend?
Yes! Call Rate Reduction Insurance at (888) 217-6781 for a free, no-obligation quote. Our licensed agents compare 5+ carriers to find the cheapest rate for your specific Great Bend ZIP code β€” whether you're in Great Bend South Side or Great Bend Downtown/Central. Most quotes take under 2 minutes.
Why is car insurance so expensive in Great Bend?
Great Bend has 160 crashes per year, 46 DUI arrests annually, and a vehicle theft rate of 2.0 per 1,000. Combined with Great Bend's 22.6 min average commute on highways like I-70, I-35, I-135, Kansas Tpk, these factors push premiums well above average. Comparing quotes regularly is the best way to save.
What ZIP code has the cheapest car insurance in Great Bend?
ZIP code 67542 (Great Bend South Side) tends to have the lowest rates in Great Bend at around $1,707/year. The most expensive area is Great Bend Downtown/Central (ZIP 67530) at $1,970/year β€” a difference of $263/year for the same driver profile.

Sources & Methodology

Our rate analysis is based on publicly available rate filings and industry data. We regularly update our research to ensure accuracy.

  1. Rate data based on 2026 carrier rate filings analyzed by state insurance departments and third-party data providers including Quadrant Information Services.
  2. Kansas Insurance Department β€” official state insurance regulator for Kansas.
  3. National Association of Insurance Commissioners (NAIC) β€” national insurance data and consumer resources.
  4. Kansas Division of Vehicles β€” Kansas vehicle registration and licensing requirements.
  5. Insurance Information Institute (III) β€” independent insurance education and research.
  6. National Highway Traffic Safety Administration (NHTSA) β€” crash and safety statistics.
  7. NHTSA FARS Database β€” fatal crash and DUI arrest data by state and locality.

Stop Overpaying for Auto Insurance in Great Bend

Great Bend drivers can save up to $288/year. ZIP 67542 (Great Bend South Side) has the lowest rates starting at $1,707/yr.

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