Pingree Grove drivers pay an average of $1,751/year — $20 less than the national average. With 134 crashes per year and a 1.9 per 1,000 vehicle theft rate, comparing 5+ carriers can save you up to $275/year.
(888) 217-6781Estimated full coverage auto insurance rates for Pingree Grove, IL from top carriers. Rates are adjusted for Pingree Grove's 134 annual crashes, 1.9 per 1,000 theft rate, and local risk factors:
| Insurance Company | 6-Month Premium | Monthly Cost |
|---|---|---|
| GEICO ⭐ | $662 | $110/mo |
| Progressive | $748 | $125/mo |
| Country Financial | $770 | $128/mo |
| State Farm | $818 | $136/mo |
| Allstate | $996 | $166/mo |
Estimates based on 2026 rate filings for ZIP 60124. GEICO is cheapest at ~$110/mo. Actual rates vary by driver profile and exact Pingree Grove location.
These Pingree Grove-specific safety and risk statistics directly impact what you pay for auto insurance:
Compare rates from 5+ insurance companies serving Pingree Grove, IL. Takes under 2 minutes.
(888) 217-6781Pingree Grove is a smaller city in Illinois with a population of 10,365. Drivers here generally benefit from lower traffic density and fewer claims than larger metro areas, which translates to more affordable auto insurance. However, local factors such as tornadoes, severe thunderstorms, blizzards, lake-effect snow, ice, rural highway speeds, and distance to repair facilities can still impact premiums. Comparing carriers is essential to find the best rate in Pingree Grove.
For official Illinois insurance regulations, visit the Illinois Department of Insurance. For driver licensing, see the Illinois Secretary of State.
Your specific ZIP code within Pingree Grove can swing your premium by hundreds of dollars. Here's how rates compare across Pingree Grove neighborhoods:
| ZIP Code | Neighborhood | Avg. Annual | Monthly |
|---|---|---|---|
| 60133 | Pingree Grove South Side | $1,635/yr | $136/mo |
| 60132 | Pingree Grove West Side | $1,714/yr | $143/mo |
| 60129 | Pingree Grove North Side | $1,731/yr | $144/mo |
| 60132 | Pingree Grove East Side | $1,803/yr | $150/mo |
| 60124 | Pingree Grove Downtown/Central | $1,890/yr | $158/mo |
The cheapest ZIP is 60133 (Pingree Grove South Side) at $1,635/yr. The most expensive is 60124 (Pingree Grove Downtown/Central) at $1,890/yr — a $255/year difference for the same driver.
Your Pingree Grove ZIP code matters. Call for a rate specific to your exact location.
(888) 217-6781Age is one of the biggest rating factors in Pingree Grove. Here's how rates differ by age group:
| Age Group | Avg. Annual | Monthly | vs. City Avg |
|---|---|---|---|
| Teen (16-19) | $3,677/yr | $306/mo | +110% vs avg |
| Young Adult (20-25) | $2,451/yr | $204/mo | +40% vs avg |
| Adult (26-35) | $1,751/yr | $146/mo | 0% vs avg |
| Mid-Career (36-50) | $1,541/yr | $128/mo | -12% vs avg |
| Senior (51-65) | $1,453/yr | $121/mo | -17% vs avg |
| 65+ | $1,558/yr | $130/mo | -11% vs avg |
Teens in Pingree Grove pay an average of $3,677/year — 110% more than the city average. The best rates go to Senior (51-65) drivers at $1,453/year. Good student discounts, driver training courses, and being added to a parent's policy can significantly reduce teen rates.
Compare auto insurance rates in other Illinois cities:
Our rate analysis is based on publicly available rate filings and industry data. We regularly update our research to ensure accuracy.
Pingree Grove drivers can save up to $275/year. ZIP 60133 (Pingree Grove South Side) has the lowest rates starting at $1,635/yr.
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