Berwyn drivers pay an average of $1,889/year — $118 more than the national average. With 724 crashes per year and a 2.6 per 1,000 vehicle theft rate, comparing 5+ carriers can save you up to $413/year.
(888) 217-6781Estimated full coverage auto insurance rates for Berwyn, IL from top carriers. Rates are adjusted for Berwyn's 724 annual crashes, 2.6 per 1,000 theft rate, and local risk factors:
| Insurance Company | 6-Month Premium | Monthly Cost |
|---|---|---|
| GEICO ⭐ | $714 | $119/mo |
| Progressive | $807 | $135/mo |
| Country Financial | $830 | $138/mo |
| State Farm | $883 | $147/mo |
| Allstate | $1,074 | $179/mo |
Estimates based on 2026 rate filings for ZIP 60402. GEICO is cheapest at ~$119/mo. Actual rates vary by driver profile and exact Berwyn location.
These Berwyn-specific safety and risk statistics directly impact what you pay for auto insurance:
Compare rates from 5+ insurance companies serving Berwyn, IL. Takes under 2 minutes.
(888) 217-6781With 57,250 residents, Berwyn is a growing community in Illinois where auto insurance rates reflect a balance between urban and suburban driving conditions. Traffic is generally lighter than in the state's largest cities, but local factors like tornadoes, severe thunderstorms, blizzards, lake-effect snow, ice and commuter corridors still influence premiums. Berwyn drivers often find rates slightly below the Illinois state average.
For official Illinois insurance regulations, visit the Illinois Department of Insurance. For driver licensing, see the Illinois Secretary of State.
Your specific ZIP code within Berwyn can swing your premium by hundreds of dollars. Here's how rates compare across Berwyn neighborhoods:
| ZIP Code | Neighborhood | Avg. Annual | Monthly |
|---|---|---|---|
| 60408 | Berwyn South Side | $1,783/yr | $149/mo |
| 60407 | Berwyn North Side | $1,868/yr | $156/mo |
| 60414 | Berwyn West Side | $1,868/yr | $156/mo |
| 60404 | Berwyn East Side | $1,965/yr | $164/mo |
| 60402 | Berwyn Downtown/Central | $2,053/yr | $171/mo |
The cheapest ZIP is 60408 (Berwyn South Side) at $1,783/yr. The most expensive is 60402 (Berwyn Downtown/Central) at $2,053/yr — a $270/year difference for the same driver.
Your Berwyn ZIP code matters. Call for a rate specific to your exact location.
(888) 217-6781Age is one of the biggest rating factors in Berwyn. Here's how rates differ by age group:
| Age Group | Avg. Annual | Monthly | vs. City Avg |
|---|---|---|---|
| Teen (16-19) | $3,967/yr | $331/mo | +110% vs avg |
| Young Adult (20-25) | $2,645/yr | $220/mo | +40% vs avg |
| Adult (26-35) | $1,889/yr | $157/mo | 0% vs avg |
| Mid-Career (36-50) | $1,662/yr | $139/mo | -12% vs avg |
| Senior (51-65) | $1,568/yr | $131/mo | -17% vs avg |
| 65+ | $1,681/yr | $140/mo | -11% vs avg |
Teens in Berwyn pay an average of $3,967/year — 110% more than the city average. The best rates go to Senior (51-65) drivers at $1,568/year. Good student discounts, driver training courses, and being added to a parent's policy can significantly reduce teen rates.
Compare auto insurance rates in other Illinois cities:
Our rate analysis is based on publicly available rate filings and industry data. We regularly update our research to ensure accuracy.
Berwyn drivers can save up to $413/year. ZIP 60408 (Berwyn South Side) has the lowest rates starting at $1,783/yr.
(888) 217-6781Free quote · No obligation · Licensed agents · Under 2 minutes