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Cheap Auto Insurance in Glen Ellyn, IL

Glen Ellyn drivers pay an average of $1,884/year β€” $113 more than the national average. With 367 crashes per year and a 1.9 per 1,000 vehicle theft rate, comparing 5+ carriers can save you up to $408/year.

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Written & reviewed by Richard Mohn Licensed Insurance Agent & Founder, Rate Reduction Insurance
πŸŽ–οΈ U.S. Military Veteran πŸ“‹ Licensed in 50 States πŸ• 15+ Years Experience πŸ“… Updated: April 10, 2026

Glen Ellyn, IL Auto Insurance Rates by Carrier (2026)

Estimated full coverage auto insurance rates for Glen Ellyn, IL from top carriers. Rates are adjusted for Glen Ellyn's 367 annual crashes, 1.9 per 1,000 theft rate, and local risk factors:

Insurance Company6-Month PremiumMonthly Cost
GEICO ⭐$712$119/mo
Progressive$805$134/mo
Country Financial$828$138/mo
State Farm$880$147/mo
Allstate$1,071$179/mo

Estimates based on 2026 rate filings for ZIP 60137. GEICO is cheapest at ~$119/mo. Actual rates vary by driver profile and exact Glen Ellyn location.

Glen Ellyn Driving Safety & Insurance Stats

These Glen Ellyn-specific safety and risk statistics directly impact what you pay for auto insurance:

$1,884
Avg. Annual Premium
367
Crashes Per Year
4
Fatal Crashes/Year
83
DUI Arrests/Year
1.9 per 1,000
Vehicle Thefts
14%
Uninsured Drivers
22.3 min
Avg. Commute
29K
Population

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Auto Insurance in Glen Ellyn: What Drives Your Rate

Glen Ellyn is a smaller city in Illinois with a population of 28,846. Drivers here generally benefit from lower traffic density and fewer claims than larger metro areas, which translates to more affordable auto insurance. However, local factors such as tornadoes, severe thunderstorms, blizzards, lake-effect snow, ice, rural highway speeds, and distance to repair facilities can still impact premiums. Comparing carriers is essential to find the best rate in Glen Ellyn.

Key Risk Factors in Glen Ellyn

For official Illinois insurance regulations, visit the Illinois Department of Insurance. For driver licensing, see the Illinois Secretary of State.

Auto Insurance Rates by ZIP Code in Glen Ellyn, IL

Your specific ZIP code within Glen Ellyn can swing your premium by hundreds of dollars. Here's how rates compare across Glen Ellyn neighborhoods:

ZIP CodeNeighborhoodAvg. AnnualMonthly
60149Glen Ellyn South Side$1,791/yr$149/mo
60138Glen Ellyn North Side$1,819/yr$152/mo
60149Glen Ellyn West Side$1,868/yr$156/mo
60147Glen Ellyn East Side$1,885/yr$157/mo
60137Glen Ellyn Downtown/Central$2,031/yr$169/mo

The cheapest ZIP is 60149 (Glen Ellyn South Side) at $1,791/yr. The most expensive is 60137 (Glen Ellyn Downtown/Central) at $2,031/yr β€” a $240/year difference for the same driver.

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Your Glen Ellyn ZIP code matters. Call for a rate specific to your exact location.

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Auto Insurance Rates by Age in Glen Ellyn, IL

Age is one of the biggest rating factors in Glen Ellyn. Here's how rates differ by age group:

Age GroupAvg. AnnualMonthlyvs. City Avg
Teen (16-19)$3,956/yr$330/mo+110% vs avg
Young Adult (20-25)$2,638/yr$220/mo+40% vs avg
Adult (26-35)$1,884/yr$157/mo0% vs avg
Mid-Career (36-50)$1,658/yr$138/mo-12% vs avg
Senior (51-65)$1,564/yr$130/mo-17% vs avg
65+$1,677/yr$140/mo-11% vs avg

Teens in Glen Ellyn pay an average of $3,956/year β€” 110% more than the city average. The best rates go to Senior (51-65) drivers at $1,564/year. Good student discounts, driver training courses, and being added to a parent's policy can significantly reduce teen rates.

How to Get the Cheapest Auto Insurance in Glen Ellyn

Illinois Auto Insurance Guides

πŸ“„ Cheap Car Insuranceβ€Ί πŸ“„ Minimum Coverageβ€Ί πŸ“„ Full Coverageβ€Ί πŸ“„ SR-22 Insuranceβ€Ί πŸ“„ No Deposit Insuranceβ€Ί πŸ“„ Liability Insuranceβ€Ί πŸ“„ Collision Insuranceβ€Ί πŸ“„ Comprehensive Insuranceβ€Ί πŸ“„ Uninsured Motorist Insuranceβ€Ί πŸ“„ PIP Insuranceβ€Ί πŸ“„ Gap Insuranceβ€Ί πŸ“„ Non-Owner Car Insuranceβ€Ί πŸ“„ Teen Driver Insuranceβ€Ί πŸ“„ Senior Driver Insuranceβ€Ί πŸ“„ Military Car Insuranceβ€Ί πŸ“„ High Risk Auto Insuranceβ€Ί πŸ“„ First-Time Driver Insuranceβ€Ί πŸ“„ Insurance After DUIβ€Ί πŸ“„ Bad Credit Car Insuranceβ€Ί πŸ“„ Multi-Car Insuranceβ€Ί πŸ“„ Rideshare Insuranceβ€Ί πŸ“„ Car Insurance Discountsβ€Ί πŸ“„ Bundle Home & Autoβ€Ί πŸ“„ Pay-Per-Mile Insuranceβ€Ί πŸ“„ Same-Day Car Insuranceβ€Ί πŸ“„ Month-to-Month Insuranceβ€Ί πŸ“„ Insurance After Accidentβ€Ί πŸ“„ Electric Vehicle Insuranceβ€Ί

More Illinois Cities

Compare auto insurance rates in other Illinois cities:

Glen Ellyn, IL Auto Insurance FAQ

How much is car insurance in Glen Ellyn, IL?
The average annual auto insurance premium in Glen Ellyn is $1,884, which is $113 above the national average. Rates range from $1,791/yr in Glen Ellyn South Side (ZIP 60149) to $2,031/yr in Glen Ellyn Downtown/Central (ZIP 60137). Your driving record, age, vehicle, and exact ZIP code all affect your rate.
Who has the cheapest auto insurance in Glen Ellyn?
GEICO typically offers the cheapest full coverage in Glen Ellyn at around $119/month. However, with 367 annual crashes and a 14% uninsured driver rate in Glen Ellyn, rates vary widely β€” comparing quotes from multiple companies is essential. Call (888) 217-6781 for a free comparison.
What auto insurance is required in Glen Ellyn, IL?
Glen Ellyn follows Illinois state law requiring minimum liability of 25/50/20. However, with 367 crashes per year and 4 fatal crashes annually in Glen Ellyn, experts recommend at least 50/100/50 coverage plus comprehensive and collision to protect against Glen Ellyn's risks including tornadoes, severe thunderstorms, blizzards, lake-effect snow, ice.
Can I get a free auto insurance quote for Glen Ellyn?
Yes! Call Rate Reduction Insurance at (888) 217-6781 for a free, no-obligation quote. Our licensed agents compare 5+ carriers to find the cheapest rate for your specific Glen Ellyn ZIP code β€” whether you're in Glen Ellyn South Side or Glen Ellyn Downtown/Central. Most quotes take under 2 minutes.
Why is car insurance so expensive in Glen Ellyn?
Glen Ellyn has 367 crashes per year, 83 DUI arrests annually, and a vehicle theft rate of 1.9 per 1,000. Combined with Glen Ellyn's 22.3 min average commute on highways like I-90, I-55, I-57, I-290, these factors push premiums well above average. Comparing quotes regularly is the best way to save.
What ZIP code has the cheapest car insurance in Glen Ellyn?
ZIP code 60149 (Glen Ellyn South Side) tends to have the lowest rates in Glen Ellyn at around $1,791/year. The most expensive area is Glen Ellyn Downtown/Central (ZIP 60137) at $2,031/year β€” a difference of $240/year for the same driver profile.

Sources & Methodology

Our rate analysis is based on publicly available rate filings and industry data. We regularly update our research to ensure accuracy.

  1. Rate data based on 2026 carrier rate filings analyzed by state insurance departments and third-party data providers including Quadrant Information Services.
  2. Illinois Department of Insurance β€” official state insurance regulator for Illinois.
  3. National Association of Insurance Commissioners (NAIC) β€” national insurance data and consumer resources.
  4. Illinois Secretary of State β€” Illinois vehicle registration and licensing requirements.
  5. Insurance Information Institute (III) β€” independent insurance education and research.
  6. National Highway Traffic Safety Administration (NHTSA) β€” crash and safety statistics.
  7. NHTSA FARS Database β€” fatal crash and DUI arrest data by state and locality.

Stop Overpaying for Auto Insurance in Glen Ellyn

Glen Ellyn drivers can save up to $408/year. ZIP 60149 (Glen Ellyn South Side) has the lowest rates starting at $1,791/yr.

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