Franklin Park drivers pay an average of $1,771/year — $0 less than the national average. With 240 crashes per year and a 1.9 per 1,000 vehicle theft rate, comparing 5+ carriers can save you up to $295/year.
(888) 217-6781Estimated full coverage auto insurance rates for Franklin Park, IL from top carriers. Rates are adjusted for Franklin Park's 240 annual crashes, 1.9 per 1,000 theft rate, and local risk factors:
| Insurance Company | 6-Month Premium | Monthly Cost |
|---|---|---|
| GEICO ⭐ | $670 | $112/mo |
| Progressive | $757 | $126/mo |
| Country Financial | $778 | $130/mo |
| State Farm | $827 | $138/mo |
| Allstate | $1,007 | $168/mo |
Estimates based on 2026 rate filings for ZIP 60131. GEICO is cheapest at ~$112/mo. Actual rates vary by driver profile and exact Franklin Park location.
These Franklin Park-specific safety and risk statistics directly impact what you pay for auto insurance:
Compare rates from 5+ insurance companies serving Franklin Park, IL. Takes under 2 minutes.
(888) 217-6781Franklin Park is a smaller city in Illinois with a population of 18,467. Drivers here generally benefit from lower traffic density and fewer claims than larger metro areas, which translates to more affordable auto insurance. However, local factors such as tornadoes, severe thunderstorms, blizzards, lake-effect snow, ice, rural highway speeds, and distance to repair facilities can still impact premiums. Comparing carriers is essential to find the best rate in Franklin Park.
For official Illinois insurance regulations, visit the Illinois Department of Insurance. For driver licensing, see the Illinois Secretary of State.
Your specific ZIP code within Franklin Park can swing your premium by hundreds of dollars. Here's how rates compare across Franklin Park neighborhoods:
| ZIP Code | Neighborhood | Avg. Annual | Monthly |
|---|---|---|---|
| 60146 | Franklin Park South Side | $1,676/yr | $140/mo |
| 60134 | Franklin Park North Side | $1,703/yr | $142/mo |
| 60135 | Franklin Park West Side | $1,733/yr | $144/mo |
| 60139 | Franklin Park East Side | $1,820/yr | $152/mo |
| 60131 | Franklin Park Downtown/Central | $1,943/yr | $162/mo |
The cheapest ZIP is 60146 (Franklin Park South Side) at $1,676/yr. The most expensive is 60131 (Franklin Park Downtown/Central) at $1,943/yr — a $267/year difference for the same driver.
Your Franklin Park ZIP code matters. Call for a rate specific to your exact location.
(888) 217-6781Age is one of the biggest rating factors in Franklin Park. Here's how rates differ by age group:
| Age Group | Avg. Annual | Monthly | vs. City Avg |
|---|---|---|---|
| Teen (16-19) | $3,719/yr | $310/mo | +110% vs avg |
| Young Adult (20-25) | $2,479/yr | $207/mo | +40% vs avg |
| Adult (26-35) | $1,771/yr | $148/mo | 0% vs avg |
| Mid-Career (36-50) | $1,558/yr | $130/mo | -12% vs avg |
| Senior (51-65) | $1,470/yr | $123/mo | -17% vs avg |
| 65+ | $1,576/yr | $131/mo | -11% vs avg |
Teens in Franklin Park pay an average of $3,719/year — 110% more than the city average. The best rates go to Senior (51-65) drivers at $1,470/year. Good student discounts, driver training courses, and being added to a parent's policy can significantly reduce teen rates.
Compare auto insurance rates in other Illinois cities:
Our rate analysis is based on publicly available rate filings and industry data. We regularly update our research to ensure accuracy.
Franklin Park drivers can save up to $295/year. ZIP 60146 (Franklin Park South Side) has the lowest rates starting at $1,676/yr.
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