Crest Hill drivers pay an average of $1,745/year — $26 less than the national average. With 254 crashes per year and a 1.8 per 1,000 vehicle theft rate, comparing 5+ carriers can save you up to $269/year.
(888) 217-6781Estimated full coverage auto insurance rates for Crest Hill, IL from top carriers. Rates are adjusted for Crest Hill's 254 annual crashes, 1.8 per 1,000 theft rate, and local risk factors:
| Insurance Company | 6-Month Premium | Monthly Cost |
|---|---|---|
| GEICO ⭐ | $660 | $110/mo |
| Progressive | $746 | $124/mo |
| Country Financial | $767 | $128/mo |
| State Farm | $815 | $136/mo |
| Allstate | $992 | $165/mo |
Estimates based on 2026 rate filings for ZIP 60403. GEICO is cheapest at ~$110/mo. Actual rates vary by driver profile and exact Crest Hill location.
These Crest Hill-specific safety and risk statistics directly impact what you pay for auto insurance:
Compare rates from 5+ insurance companies serving Crest Hill, IL. Takes under 2 minutes.
(888) 217-6781Crest Hill is a smaller city in Illinois with a population of 20,459. Drivers here generally benefit from lower traffic density and fewer claims than larger metro areas, which translates to more affordable auto insurance. However, local factors such as tornadoes, severe thunderstorms, blizzards, lake-effect snow, ice, rural highway speeds, and distance to repair facilities can still impact premiums. Comparing carriers is essential to find the best rate in Crest Hill.
For official Illinois insurance regulations, visit the Illinois Department of Insurance. For driver licensing, see the Illinois Secretary of State.
Your specific ZIP code within Crest Hill can swing your premium by hundreds of dollars. Here's how rates compare across Crest Hill neighborhoods:
| ZIP Code | Neighborhood | Avg. Annual | Monthly |
|---|---|---|---|
| 60418 | Crest Hill South Side | $1,654/yr | $138/mo |
| 60407 | Crest Hill West Side | $1,701/yr | $142/mo |
| 60406 | Crest Hill North Side | $1,703/yr | $142/mo |
| 60411 | Crest Hill East Side | $1,789/yr | $149/mo |
| 60403 | Crest Hill Downtown/Central | $1,909/yr | $159/mo |
The cheapest ZIP is 60418 (Crest Hill South Side) at $1,654/yr. The most expensive is 60403 (Crest Hill Downtown/Central) at $1,909/yr — a $255/year difference for the same driver.
Your Crest Hill ZIP code matters. Call for a rate specific to your exact location.
(888) 217-6781Age is one of the biggest rating factors in Crest Hill. Here's how rates differ by age group:
| Age Group | Avg. Annual | Monthly | vs. City Avg |
|---|---|---|---|
| Teen (16-19) | $3,665/yr | $305/mo | +110% vs avg |
| Young Adult (20-25) | $2,443/yr | $204/mo | +40% vs avg |
| Adult (26-35) | $1,745/yr | $145/mo | 0% vs avg |
| Mid-Career (36-50) | $1,536/yr | $128/mo | -12% vs avg |
| Senior (51-65) | $1,448/yr | $121/mo | -17% vs avg |
| 65+ | $1,553/yr | $129/mo | -11% vs avg |
Teens in Crest Hill pay an average of $3,665/year — 110% more than the city average. The best rates go to Senior (51-65) drivers at $1,448/year. Good student discounts, driver training courses, and being added to a parent's policy can significantly reduce teen rates.
Compare auto insurance rates in other Illinois cities:
Our rate analysis is based on publicly available rate filings and industry data. We regularly update our research to ensure accuracy.
Crest Hill drivers can save up to $269/year. ZIP 60418 (Crest Hill South Side) has the lowest rates starting at $1,654/yr.
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