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Cheap Auto Insurance in Nolensville, TN

Nolensville drivers pay an average of $1,780/year β€” $9 more than the national average. With 169 crashes per year and a 1.7 per 1,000 vehicle theft rate, comparing 5+ carriers can save you up to $244/year.

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Written & reviewed by Richard Mohn Licensed Insurance Agent & Founder, Rate Reduction Insurance
πŸŽ–οΈ U.S. Military Veteran πŸ“‹ Licensed in 50 States πŸ• 15+ Years Experience πŸ“… Updated: April 10, 2026

Nolensville, TN Auto Insurance Rates by Carrier (2026)

Estimated full coverage auto insurance rates for Nolensville, TN from top carriers. Rates are adjusted for Nolensville's 169 annual crashes, 1.7 per 1,000 theft rate, and local risk factors:

Insurance Company6-Month PremiumMonthly Cost
GEICO ⭐$677$113/mo
Tennessee Farmers$735$122/mo
Progressive$761$127/mo
State Farm$830$138/mo
Allstate$1,015$169/mo

Estimates based on 2026 rate filings for ZIP 37135. GEICO is cheapest at ~$113/mo. Actual rates vary by driver profile and exact Nolensville location.

Nolensville Driving Safety & Insurance Stats

These Nolensville-specific safety and risk statistics directly impact what you pay for auto insurance:

$1,780
Avg. Annual Premium
169
Crashes Per Year
2
Fatal Crashes/Year
45
DUI Arrests/Year
1.7 per 1,000
Vehicle Thefts
16%
Uninsured Drivers
19.8 min
Avg. Commute
14K
Population

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Auto Insurance in Nolensville: What Drives Your Rate

Nolensville is a smaller city in Tennessee with a population of 13,829. Drivers here generally benefit from lower traffic density and fewer claims than larger metro areas, which translates to more affordable auto insurance. However, local factors such as severe thunderstorms, tornadoes, flooding, ice storms, rural highway speeds, and distance to repair facilities can still impact premiums. Comparing carriers is essential to find the best rate in Nolensville.

Key Risk Factors in Nolensville

For official Tennessee insurance regulations, visit the Tennessee Department of Commerce and Insurance. For driver licensing, see the Tennessee Driver Services.

Auto Insurance Rates by ZIP Code in Nolensville, TN

Your specific ZIP code within Nolensville can swing your premium by hundreds of dollars. Here's how rates compare across Nolensville neighborhoods:

ZIP CodeNeighborhoodAvg. AnnualMonthly
37144Nolensville South Side$1,645/yr$137/mo
37140Nolensville North Side$1,742/yr$145/mo
37143Nolensville West Side$1,754/yr$146/mo
37143Nolensville East Side$1,845/yr$154/mo
37135Nolensville Downtown/Central$1,940/yr$162/mo

The cheapest ZIP is 37144 (Nolensville South Side) at $1,645/yr. The most expensive is 37135 (Nolensville Downtown/Central) at $1,940/yr β€” a $295/year difference for the same driver.

πŸŽ–οΈ Live in Nolensville South Side or Nolensville Downtown/Central?

Your Nolensville ZIP code matters. Call for a rate specific to your exact location.

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Auto Insurance Rates by Age in Nolensville, TN

Age is one of the biggest rating factors in Nolensville. Here's how rates differ by age group:

Age GroupAvg. AnnualMonthlyvs. City Avg
Teen (16-19)$3,738/yr$312/mo+110% vs avg
Young Adult (20-25)$2,492/yr$208/mo+40% vs avg
Adult (26-35)$1,780/yr$148/mo0% vs avg
Mid-Career (36-50)$1,566/yr$131/mo-12% vs avg
Senior (51-65)$1,477/yr$123/mo-17% vs avg
65+$1,584/yr$132/mo-11% vs avg

Teens in Nolensville pay an average of $3,738/year β€” 110% more than the city average. The best rates go to Senior (51-65) drivers at $1,477/year. Good student discounts, driver training courses, and being added to a parent's policy can significantly reduce teen rates.

How to Get the Cheapest Auto Insurance in Nolensville

Tennessee Auto Insurance Guides

πŸ“„ Cheap Car Insuranceβ€Ί πŸ“„ Minimum Coverageβ€Ί πŸ“„ Full Coverageβ€Ί πŸ“„ SR-22 Insuranceβ€Ί πŸ“„ No Deposit Insuranceβ€Ί πŸ“„ Liability Insuranceβ€Ί πŸ“„ Collision Insuranceβ€Ί πŸ“„ Comprehensive Insuranceβ€Ί πŸ“„ Uninsured Motorist Insuranceβ€Ί πŸ“„ PIP Insuranceβ€Ί πŸ“„ Gap Insuranceβ€Ί πŸ“„ Non-Owner Car Insuranceβ€Ί πŸ“„ Teen Driver Insuranceβ€Ί πŸ“„ Senior Driver Insuranceβ€Ί πŸ“„ Military Car Insuranceβ€Ί πŸ“„ High Risk Auto Insuranceβ€Ί πŸ“„ First-Time Driver Insuranceβ€Ί πŸ“„ Insurance After DUIβ€Ί πŸ“„ Bad Credit Car Insuranceβ€Ί πŸ“„ Multi-Car Insuranceβ€Ί πŸ“„ Rideshare Insuranceβ€Ί πŸ“„ Car Insurance Discountsβ€Ί πŸ“„ Bundle Home & Autoβ€Ί πŸ“„ Pay-Per-Mile Insuranceβ€Ί πŸ“„ Same-Day Car Insuranceβ€Ί πŸ“„ Month-to-Month Insuranceβ€Ί πŸ“„ Insurance After Accidentβ€Ί πŸ“„ Electric Vehicle Insuranceβ€Ί

More Tennessee Cities

Compare auto insurance rates in other Tennessee cities:

Nolensville, TN Auto Insurance FAQ

How much is car insurance in Nolensville, TN?
The average annual auto insurance premium in Nolensville is $1,780, which is $9 above the national average. Rates range from $1,645/yr in Nolensville South Side (ZIP 37144) to $1,940/yr in Nolensville Downtown/Central (ZIP 37135). Your driving record, age, vehicle, and exact ZIP code all affect your rate.
Who has the cheapest auto insurance in Nolensville?
GEICO typically offers the cheapest full coverage in Nolensville at around $113/month. However, with 169 annual crashes and a 16% uninsured driver rate in Nolensville, rates vary widely β€” comparing quotes from multiple companies is essential. Call (888) 217-6781 for a free comparison.
What auto insurance is required in Nolensville, TN?
Nolensville follows Tennessee state law requiring minimum liability of 25/50/15. However, with 169 crashes per year and 2 fatal crashes annually in Nolensville, experts recommend at least 50/100/50 coverage plus comprehensive and collision to protect against Nolensville's risks including severe thunderstorms, tornadoes, flooding, ice storms.
Can I get a free auto insurance quote for Nolensville?
Yes! Call Rate Reduction Insurance at (888) 217-6781 for a free, no-obligation quote. Our licensed agents compare 5+ carriers to find the cheapest rate for your specific Nolensville ZIP code β€” whether you're in Nolensville South Side or Nolensville Downtown/Central. Most quotes take under 2 minutes.
Why is car insurance so expensive in Nolensville?
Nolensville has 169 crashes per year, 45 DUI arrests annually, and a vehicle theft rate of 1.7 per 1,000. Combined with Nolensville's 19.8 min average commute on highways like I-40, I-65, I-24, I-75, these factors push premiums well above average. Comparing quotes regularly is the best way to save.
What ZIP code has the cheapest car insurance in Nolensville?
ZIP code 37144 (Nolensville South Side) tends to have the lowest rates in Nolensville at around $1,645/year. The most expensive area is Nolensville Downtown/Central (ZIP 37135) at $1,940/year β€” a difference of $295/year for the same driver profile.

Sources & Methodology

Our rate analysis is based on publicly available rate filings and industry data. We regularly update our research to ensure accuracy.

  1. Rate data based on 2026 carrier rate filings analyzed by state insurance departments and third-party data providers including Quadrant Information Services.
  2. Tennessee Department of Commerce and Insurance β€” official state insurance regulator for Tennessee.
  3. National Association of Insurance Commissioners (NAIC) β€” national insurance data and consumer resources.
  4. Tennessee Driver Services β€” Tennessee vehicle registration and licensing requirements.
  5. Insurance Information Institute (III) β€” independent insurance education and research.
  6. National Highway Traffic Safety Administration (NHTSA) β€” crash and safety statistics.
  7. NHTSA FARS Database β€” fatal crash and DUI arrest data by state and locality.

Stop Overpaying for Auto Insurance in Nolensville

Nolensville drivers can save up to $244/year. ZIP 37144 (Nolensville South Side) has the lowest rates starting at $1,645/yr.

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