Goodlettsville drivers pay an average of $1,747/year — $24 less than the national average. With 219 crashes per year and a 1.8 per 1,000 vehicle theft rate, comparing 5+ carriers can save you up to $211/year.
(888) 217-6781Estimated full coverage auto insurance rates for Goodlettsville, TN from top carriers. Rates are adjusted for Goodlettsville's 219 annual crashes, 1.8 per 1,000 theft rate, and local risk factors:
| Insurance Company | 6-Month Premium | Monthly Cost |
|---|---|---|
| GEICO ⭐ | $664 | $111/mo |
| Tennessee Farmers | $721 | $120/mo |
| Progressive | $747 | $125/mo |
| State Farm | $815 | $136/mo |
| Allstate | $996 | $166/mo |
Estimates based on 2026 rate filings for ZIP 37072. GEICO is cheapest at ~$111/mo. Actual rates vary by driver profile and exact Goodlettsville location.
These Goodlettsville-specific safety and risk statistics directly impact what you pay for auto insurance:
Compare rates from 5+ insurance companies serving Goodlettsville, TN. Takes under 2 minutes.
(888) 217-6781Goodlettsville is a smaller city in Tennessee with a population of 17,789. Drivers here generally benefit from lower traffic density and fewer claims than larger metro areas, which translates to more affordable auto insurance. However, local factors such as severe thunderstorms, tornadoes, flooding, ice storms, rural highway speeds, and distance to repair facilities can still impact premiums. Comparing carriers is essential to find the best rate in Goodlettsville.
For official Tennessee insurance regulations, visit the Tennessee Department of Commerce and Insurance. For driver licensing, see the Tennessee Driver Services.
Your specific ZIP code within Goodlettsville can swing your premium by hundreds of dollars. Here's how rates compare across Goodlettsville neighborhoods:
| ZIP Code | Neighborhood | Avg. Annual | Monthly |
|---|---|---|---|
| 37081 | Goodlettsville South Side | $1,613/yr | $134/mo |
| 37073 | Goodlettsville North Side | $1,692/yr | $141/mo |
| 37088 | Goodlettsville West Side | $1,727/yr | $144/mo |
| 37076 | Goodlettsville East Side | $1,813/yr | $151/mo |
| 37072 | Goodlettsville Downtown/Central | $1,895/yr | $158/mo |
The cheapest ZIP is 37081 (Goodlettsville South Side) at $1,613/yr. The most expensive is 37072 (Goodlettsville Downtown/Central) at $1,895/yr — a $282/year difference for the same driver.
Your Goodlettsville ZIP code matters. Call for a rate specific to your exact location.
(888) 217-6781Age is one of the biggest rating factors in Goodlettsville. Here's how rates differ by age group:
| Age Group | Avg. Annual | Monthly | vs. City Avg |
|---|---|---|---|
| Teen (16-19) | $3,669/yr | $306/mo | +110% vs avg |
| Young Adult (20-25) | $2,446/yr | $204/mo | +40% vs avg |
| Adult (26-35) | $1,747/yr | $146/mo | 0% vs avg |
| Mid-Career (36-50) | $1,537/yr | $128/mo | -12% vs avg |
| Senior (51-65) | $1,450/yr | $121/mo | -17% vs avg |
| 65+ | $1,555/yr | $130/mo | -11% vs avg |
Teens in Goodlettsville pay an average of $3,669/year — 110% more than the city average. The best rates go to Senior (51-65) drivers at $1,450/year. Good student discounts, driver training courses, and being added to a parent's policy can significantly reduce teen rates.
Compare auto insurance rates in other Tennessee cities:
Our rate analysis is based on publicly available rate filings and industry data. We regularly update our research to ensure accuracy.
Goodlettsville drivers can save up to $211/year. ZIP 37081 (Goodlettsville South Side) has the lowest rates starting at $1,613/yr.
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