Tallmadge drivers pay an average of $1,289/year — $482 less than the national average. With 202 crashes per year and a 2.0 per 1,000 vehicle theft rate, comparing 5+ carriers can save you up to $245/year.
(888) 217-6781Estimated full coverage auto insurance rates for Tallmadge, OH from top carriers. Rates are adjusted for Tallmadge's 202 annual crashes, 2.0 per 1,000 theft rate, and local risk factors:
| Insurance Company | 6-Month Premium | Monthly Cost |
|---|---|---|
| GEICO ⭐ | $488 | $81/mo |
| Erie Insurance | $516 | $86/mo |
| Progressive | $549 | $92/mo |
| State Farm | $605 | $101/mo |
| Allstate | $734 | $122/mo |
Estimates based on 2026 rate filings for ZIP 44278. GEICO is cheapest at ~$81/mo. Actual rates vary by driver profile and exact Tallmadge location.
These Tallmadge-specific safety and risk statistics directly impact what you pay for auto insurance:
Compare rates from 5+ insurance companies serving Tallmadge, OH. Takes under 2 minutes.
(888) 217-6781Tallmadge is a smaller city in Ohio with a population of 18,394. Drivers here generally benefit from lower traffic density and fewer claims than larger metro areas, which translates to more affordable auto insurance. However, local factors such as lake-effect snow, severe thunderstorms, tornadoes, flooding, ice, rural highway speeds, and distance to repair facilities can still impact premiums. Comparing carriers is essential to find the best rate in Tallmadge.
For official Ohio insurance regulations, visit the Ohio Department of Insurance. For driver licensing, see the Ohio BMV.
Your specific ZIP code within Tallmadge can swing your premium by hundreds of dollars. Here's how rates compare across Tallmadge neighborhoods:
| ZIP Code | Neighborhood | Avg. Annual | Monthly |
|---|---|---|---|
| 44287 | Tallmadge South Side | $1,218/yr | $102/mo |
| 44283 | Tallmadge North Side | $1,236/yr | $103/mo |
| 44286 | Tallmadge West Side | $1,272/yr | $106/mo |
| 44286 | Tallmadge East Side | $1,335/yr | $111/mo |
| 44278 | Tallmadge Downtown/Central | $1,396/yr | $116/mo |
The cheapest ZIP is 44287 (Tallmadge South Side) at $1,218/yr. The most expensive is 44278 (Tallmadge Downtown/Central) at $1,396/yr — a $178/year difference for the same driver.
Your Tallmadge ZIP code matters. Call for a rate specific to your exact location.
(888) 217-6781Age is one of the biggest rating factors in Tallmadge. Here's how rates differ by age group:
| Age Group | Avg. Annual | Monthly | vs. City Avg |
|---|---|---|---|
| Teen (16-19) | $2,707/yr | $226/mo | +110% vs avg |
| Young Adult (20-25) | $1,805/yr | $150/mo | +40% vs avg |
| Adult (26-35) | $1,289/yr | $107/mo | 0% vs avg |
| Mid-Career (36-50) | $1,134/yr | $95/mo | -12% vs avg |
| Senior (51-65) | $1,070/yr | $89/mo | -17% vs avg |
| 65+ | $1,147/yr | $96/mo | -11% vs avg |
Teens in Tallmadge pay an average of $2,707/year — 110% more than the city average. The best rates go to Senior (51-65) drivers at $1,070/year. Good student discounts, driver training courses, and being added to a parent's policy can significantly reduce teen rates.
Compare auto insurance rates in other Ohio cities:
Our rate analysis is based on publicly available rate filings and industry data. We regularly update our research to ensure accuracy.
Tallmadge drivers can save up to $245/year. ZIP 44287 (Tallmadge South Side) has the lowest rates starting at $1,218/yr.
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