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Cheap Auto Insurance in Streetsboro, OH

Streetsboro drivers pay an average of $1,221/year β€” $550 less than the national average. With 209 crashes per year and a 1.7 per 1,000 vehicle theft rate, comparing 5+ carriers can save you up to $177/year.

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Written & reviewed by Richard Mohn Licensed Insurance Agent & Founder, Rate Reduction Insurance
πŸŽ–οΈ U.S. Military Veteran πŸ“‹ Licensed in 50 States πŸ• 15+ Years Experience πŸ“… Updated: April 10, 2026

Streetsboro, OH Auto Insurance Rates by Carrier (2026)

Estimated full coverage auto insurance rates for Streetsboro, OH from top carriers. Rates are adjusted for Streetsboro's 209 annual crashes, 1.7 per 1,000 theft rate, and local risk factors:

Insurance Company6-Month PremiumMonthly Cost
GEICO ⭐$462$77/mo
Erie Insurance$488$81/mo
Progressive$520$87/mo
State Farm$573$96/mo
Allstate$695$116/mo

Estimates based on 2026 rate filings for ZIP 44241. GEICO is cheapest at ~$77/mo. Actual rates vary by driver profile and exact Streetsboro location.

Streetsboro Driving Safety & Insurance Stats

These Streetsboro-specific safety and risk statistics directly impact what you pay for auto insurance:

$1,221
Avg. Annual Premium
209
Crashes Per Year
2
Fatal Crashes/Year
51
DUI Arrests/Year
1.7 per 1,000
Vehicle Thefts
9%
Uninsured Drivers
23.4 min
Avg. Commute
17K
Population

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Auto Insurance in Streetsboro: What Drives Your Rate

Streetsboro is a smaller city in Ohio with a population of 17,260. Drivers here generally benefit from lower traffic density and fewer claims than larger metro areas, which translates to more affordable auto insurance. However, local factors such as lake-effect snow, severe thunderstorms, tornadoes, flooding, ice, rural highway speeds, and distance to repair facilities can still impact premiums. Comparing carriers is essential to find the best rate in Streetsboro.

Key Risk Factors in Streetsboro

For official Ohio insurance regulations, visit the Ohio Department of Insurance. For driver licensing, see the Ohio BMV.

Auto Insurance Rates by ZIP Code in Streetsboro, OH

Your specific ZIP code within Streetsboro can swing your premium by hundreds of dollars. Here's how rates compare across Streetsboro neighborhoods:

ZIP CodeNeighborhoodAvg. AnnualMonthly
44250Streetsboro South Side$1,143/yr$95/mo
44242Streetsboro North Side$1,199/yr$100/mo
44257Streetsboro West Side$1,221/yr$102/mo
44245Streetsboro East Side$1,232/yr$103/mo
44241Streetsboro Downtown/Central$1,343/yr$112/mo

The cheapest ZIP is 44250 (Streetsboro South Side) at $1,143/yr. The most expensive is 44241 (Streetsboro Downtown/Central) at $1,343/yr β€” a $200/year difference for the same driver.

πŸŽ–οΈ Live in Streetsboro South Side or Streetsboro Downtown/Central?

Your Streetsboro ZIP code matters. Call for a rate specific to your exact location.

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Auto Insurance Rates by Age in Streetsboro, OH

Age is one of the biggest rating factors in Streetsboro. Here's how rates differ by age group:

Age GroupAvg. AnnualMonthlyvs. City Avg
Teen (16-19)$2,564/yr$214/mo+110% vs avg
Young Adult (20-25)$1,709/yr$142/mo+40% vs avg
Adult (26-35)$1,221/yr$102/mo0% vs avg
Mid-Career (36-50)$1,074/yr$90/mo-12% vs avg
Senior (51-65)$1,013/yr$84/mo-17% vs avg
65+$1,087/yr$91/mo-11% vs avg

Teens in Streetsboro pay an average of $2,564/year β€” 110% more than the city average. The best rates go to Senior (51-65) drivers at $1,013/year. Good student discounts, driver training courses, and being added to a parent's policy can significantly reduce teen rates.

How to Get the Cheapest Auto Insurance in Streetsboro

Ohio Auto Insurance Guides

πŸ“„ Cheap Car Insuranceβ€Ί πŸ“„ Minimum Coverageβ€Ί πŸ“„ Full Coverageβ€Ί πŸ“„ SR-22 Insuranceβ€Ί πŸ“„ No Deposit Insuranceβ€Ί πŸ“„ Liability Insuranceβ€Ί πŸ“„ Collision Insuranceβ€Ί πŸ“„ Comprehensive Insuranceβ€Ί πŸ“„ Uninsured Motorist Insuranceβ€Ί πŸ“„ PIP Insuranceβ€Ί πŸ“„ Gap Insuranceβ€Ί πŸ“„ Non-Owner Car Insuranceβ€Ί πŸ“„ Teen Driver Insuranceβ€Ί πŸ“„ Senior Driver Insuranceβ€Ί πŸ“„ Military Car Insuranceβ€Ί πŸ“„ High Risk Auto Insuranceβ€Ί πŸ“„ First-Time Driver Insuranceβ€Ί πŸ“„ Insurance After DUIβ€Ί πŸ“„ Bad Credit Car Insuranceβ€Ί πŸ“„ Multi-Car Insuranceβ€Ί πŸ“„ Rideshare Insuranceβ€Ί πŸ“„ Car Insurance Discountsβ€Ί πŸ“„ Bundle Home & Autoβ€Ί πŸ“„ Pay-Per-Mile Insuranceβ€Ί πŸ“„ Same-Day Car Insuranceβ€Ί πŸ“„ Month-to-Month Insuranceβ€Ί πŸ“„ Insurance After Accidentβ€Ί πŸ“„ Electric Vehicle Insuranceβ€Ί

More Ohio Cities

Compare auto insurance rates in other Ohio cities:

Streetsboro, OH Auto Insurance FAQ

How much is car insurance in Streetsboro, OH?
The average annual auto insurance premium in Streetsboro is $1,221, which is $550 below the national average. Rates range from $1,143/yr in Streetsboro South Side (ZIP 44250) to $1,343/yr in Streetsboro Downtown/Central (ZIP 44241). Your driving record, age, vehicle, and exact ZIP code all affect your rate.
Who has the cheapest auto insurance in Streetsboro?
GEICO typically offers the cheapest full coverage in Streetsboro at around $77/month. However, with 209 annual crashes and a 9% uninsured driver rate in Streetsboro, rates vary widely β€” comparing quotes from multiple companies is essential. Call (888) 217-6781 for a free comparison.
What auto insurance is required in Streetsboro, OH?
Streetsboro follows Ohio state law requiring minimum liability of 25/50/25. However, with 209 crashes per year and 2 fatal crashes annually in Streetsboro, experts recommend at least 50/100/50 coverage plus comprehensive and collision to protect against Streetsboro's risks including lake-effect snow, severe thunderstorms, tornadoes, flooding, ice.
Can I get a free auto insurance quote for Streetsboro?
Yes! Call Rate Reduction Insurance at (888) 217-6781 for a free, no-obligation quote. Our licensed agents compare 5+ carriers to find the cheapest rate for your specific Streetsboro ZIP code β€” whether you're in Streetsboro South Side or Streetsboro Downtown/Central. Most quotes take under 2 minutes.
Why is car insurance affordable in Streetsboro?
Streetsboro has 209 crashes per year, 51 DUI arrests annually, and a vehicle theft rate of 1.7 per 1,000. Despite these factors, Streetsboro's 23.4 min average commute and lower traffic density help keep rates manageable compared to larger metro areas. Comparing quotes regularly is the best way to save.
What ZIP code has the cheapest car insurance in Streetsboro?
ZIP code 44250 (Streetsboro South Side) tends to have the lowest rates in Streetsboro at around $1,143/year. The most expensive area is Streetsboro Downtown/Central (ZIP 44241) at $1,343/year β€” a difference of $200/year for the same driver profile.

Sources & Methodology

Our rate analysis is based on publicly available rate filings and industry data. We regularly update our research to ensure accuracy.

  1. Rate data based on 2026 carrier rate filings analyzed by state insurance departments and third-party data providers including Quadrant Information Services.
  2. Ohio Department of Insurance β€” official state insurance regulator for Ohio.
  3. National Association of Insurance Commissioners (NAIC) β€” national insurance data and consumer resources.
  4. Ohio BMV β€” Ohio vehicle registration and licensing requirements.
  5. Insurance Information Institute (III) β€” independent insurance education and research.
  6. National Highway Traffic Safety Administration (NHTSA) β€” crash and safety statistics.
  7. NHTSA FARS Database β€” fatal crash and DUI arrest data by state and locality.

Stop Overpaying for Auto Insurance in Streetsboro

Streetsboro drivers can save up to $177/year. ZIP 44250 (Streetsboro South Side) has the lowest rates starting at $1,143/yr.

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