Ravenna drivers pay an average of $1,276/year — $495 less than the national average. With 147 crashes per year and a 1.9 per 1,000 vehicle theft rate, comparing 5+ carriers can save you up to $232/year.
(888) 217-6781Estimated full coverage auto insurance rates for Ravenna, OH from top carriers. Rates are adjusted for Ravenna's 147 annual crashes, 1.9 per 1,000 theft rate, and local risk factors:
| Insurance Company | 6-Month Premium | Monthly Cost |
|---|---|---|
| GEICO ⭐ | $483 | $80/mo |
| Erie Insurance | $510 | $85/mo |
| Progressive | $544 | $91/mo |
| State Farm | $599 | $100/mo |
| Allstate | $727 | $121/mo |
Estimates based on 2026 rate filings for ZIP 44266. GEICO is cheapest at ~$80/mo. Actual rates vary by driver profile and exact Ravenna location.
These Ravenna-specific safety and risk statistics directly impact what you pay for auto insurance:
Compare rates from 5+ insurance companies serving Ravenna, OH. Takes under 2 minutes.
(888) 217-6781Ravenna is a smaller city in Ohio with a population of 11,323. Drivers here generally benefit from lower traffic density and fewer claims than larger metro areas, which translates to more affordable auto insurance. However, local factors such as lake-effect snow, severe thunderstorms, tornadoes, flooding, ice, rural highway speeds, and distance to repair facilities can still impact premiums. Comparing carriers is essential to find the best rate in Ravenna.
For official Ohio insurance regulations, visit the Ohio Department of Insurance. For driver licensing, see the Ohio BMV.
Your specific ZIP code within Ravenna can swing your premium by hundreds of dollars. Here's how rates compare across Ravenna neighborhoods:
| ZIP Code | Neighborhood | Avg. Annual | Monthly |
|---|---|---|---|
| 44281 | Ravenna South Side | $1,191/yr | $99/mo |
| 44270 | Ravenna West Side | $1,240/yr | $103/mo |
| 44269 | Ravenna North Side | $1,261/yr | $105/mo |
| 44274 | Ravenna East Side | $1,305/yr | $109/mo |
| 44266 | Ravenna Downtown/Central | $1,359/yr | $113/mo |
The cheapest ZIP is 44281 (Ravenna South Side) at $1,191/yr. The most expensive is 44266 (Ravenna Downtown/Central) at $1,359/yr — a $168/year difference for the same driver.
Your Ravenna ZIP code matters. Call for a rate specific to your exact location.
(888) 217-6781Age is one of the biggest rating factors in Ravenna. Here's how rates differ by age group:
| Age Group | Avg. Annual | Monthly | vs. City Avg |
|---|---|---|---|
| Teen (16-19) | $2,680/yr | $223/mo | +110% vs avg |
| Young Adult (20-25) | $1,786/yr | $149/mo | +40% vs avg |
| Adult (26-35) | $1,276/yr | $106/mo | 0% vs avg |
| Mid-Career (36-50) | $1,123/yr | $94/mo | -12% vs avg |
| Senior (51-65) | $1,059/yr | $88/mo | -17% vs avg |
| 65+ | $1,136/yr | $95/mo | -11% vs avg |
Teens in Ravenna pay an average of $2,680/year — 110% more than the city average. The best rates go to Senior (51-65) drivers at $1,059/year. Good student discounts, driver training courses, and being added to a parent's policy can significantly reduce teen rates.
Compare auto insurance rates in other Ohio cities:
Our rate analysis is based on publicly available rate filings and industry data. We regularly update our research to ensure accuracy.
Ravenna drivers can save up to $232/year. ZIP 44281 (Ravenna South Side) has the lowest rates starting at $1,191/yr.
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