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Cheap Auto Insurance in North Canton, OH

North Canton drivers pay an average of $1,183/year β€” $588 less than the national average. With 230 crashes per year and a 1.9 per 1,000 vehicle theft rate, comparing 5+ carriers can save you up to $139/year.

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Written & reviewed by Richard Mohn Licensed Insurance Agent & Founder, Rate Reduction Insurance
πŸŽ–οΈ U.S. Military Veteran πŸ“‹ Licensed in 50 States πŸ• 15+ Years Experience πŸ“… Updated: April 10, 2026

North Canton, OH Auto Insurance Rates by Carrier (2026)

Estimated full coverage auto insurance rates for North Canton, OH from top carriers. Rates are adjusted for North Canton's 230 annual crashes, 1.9 per 1,000 theft rate, and local risk factors:

Insurance Company6-Month PremiumMonthly Cost
GEICO ⭐$447$75/mo
Erie Insurance$473$79/mo
Progressive$504$84/mo
State Farm$555$93/mo
Allstate$674$112/mo

Estimates based on 2026 rate filings for ZIP 44720. GEICO is cheapest at ~$75/mo. Actual rates vary by driver profile and exact North Canton location.

North Canton Driving Safety & Insurance Stats

These North Canton-specific safety and risk statistics directly impact what you pay for auto insurance:

$1,183
Avg. Annual Premium
230
Crashes Per Year
2
Fatal Crashes/Year
59
DUI Arrests/Year
1.9 per 1,000
Vehicle Thefts
9%
Uninsured Drivers
20.6 min
Avg. Commute
18K
Population

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Auto Insurance in North Canton: What Drives Your Rate

North Canton is a smaller city in Ohio with a population of 17,842. Drivers here generally benefit from lower traffic density and fewer claims than larger metro areas, which translates to more affordable auto insurance. However, local factors such as lake-effect snow, severe thunderstorms, tornadoes, flooding, ice, rural highway speeds, and distance to repair facilities can still impact premiums. Comparing carriers is essential to find the best rate in North Canton.

Key Risk Factors in North Canton

For official Ohio insurance regulations, visit the Ohio Department of Insurance. For driver licensing, see the Ohio BMV.

Auto Insurance Rates by ZIP Code in North Canton, OH

Your specific ZIP code within North Canton can swing your premium by hundreds of dollars. Here's how rates compare across North Canton neighborhoods:

ZIP CodeNeighborhoodAvg. AnnualMonthly
44735North Canton South Side$1,125/yr$94/mo
44722North Canton North Side$1,143/yr$95/mo
44736North Canton West Side$1,194/yr$100/mo
44722North Canton East Side$1,207/yr$101/mo
44720North Canton Downtown/Central$1,282/yr$107/mo

The cheapest ZIP is 44735 (North Canton South Side) at $1,125/yr. The most expensive is 44720 (North Canton Downtown/Central) at $1,282/yr β€” a $157/year difference for the same driver.

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Your North Canton ZIP code matters. Call for a rate specific to your exact location.

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Auto Insurance Rates by Age in North Canton, OH

Age is one of the biggest rating factors in North Canton. Here's how rates differ by age group:

Age GroupAvg. AnnualMonthlyvs. City Avg
Teen (16-19)$2,484/yr$207/mo+110% vs avg
Young Adult (20-25)$1,656/yr$138/mo+40% vs avg
Adult (26-35)$1,183/yr$99/mo0% vs avg
Mid-Career (36-50)$1,041/yr$87/mo-12% vs avg
Senior (51-65)$982/yr$82/mo-17% vs avg
65+$1,053/yr$88/mo-11% vs avg

Teens in North Canton pay an average of $2,484/year β€” 110% more than the city average. The best rates go to Senior (51-65) drivers at $982/year. Good student discounts, driver training courses, and being added to a parent's policy can significantly reduce teen rates.

How to Get the Cheapest Auto Insurance in North Canton

Ohio Auto Insurance Guides

πŸ“„ Cheap Car Insuranceβ€Ί πŸ“„ Minimum Coverageβ€Ί πŸ“„ Full Coverageβ€Ί πŸ“„ SR-22 Insuranceβ€Ί πŸ“„ No Deposit Insuranceβ€Ί πŸ“„ Liability Insuranceβ€Ί πŸ“„ Collision Insuranceβ€Ί πŸ“„ Comprehensive Insuranceβ€Ί πŸ“„ Uninsured Motorist Insuranceβ€Ί πŸ“„ PIP Insuranceβ€Ί πŸ“„ Gap Insuranceβ€Ί πŸ“„ Non-Owner Car Insuranceβ€Ί πŸ“„ Teen Driver Insuranceβ€Ί πŸ“„ Senior Driver Insuranceβ€Ί πŸ“„ Military Car Insuranceβ€Ί πŸ“„ High Risk Auto Insuranceβ€Ί πŸ“„ First-Time Driver Insuranceβ€Ί πŸ“„ Insurance After DUIβ€Ί πŸ“„ Bad Credit Car Insuranceβ€Ί πŸ“„ Multi-Car Insuranceβ€Ί πŸ“„ Rideshare Insuranceβ€Ί πŸ“„ Car Insurance Discountsβ€Ί πŸ“„ Bundle Home & Autoβ€Ί πŸ“„ Pay-Per-Mile Insuranceβ€Ί πŸ“„ Same-Day Car Insuranceβ€Ί πŸ“„ Month-to-Month Insuranceβ€Ί πŸ“„ Insurance After Accidentβ€Ί πŸ“„ Electric Vehicle Insuranceβ€Ί

More Ohio Cities

Compare auto insurance rates in other Ohio cities:

North Canton, OH Auto Insurance FAQ

How much is car insurance in North Canton, OH?
The average annual auto insurance premium in North Canton is $1,183, which is $588 below the national average. Rates range from $1,125/yr in North Canton South Side (ZIP 44735) to $1,282/yr in North Canton Downtown/Central (ZIP 44720). Your driving record, age, vehicle, and exact ZIP code all affect your rate.
Who has the cheapest auto insurance in North Canton?
GEICO typically offers the cheapest full coverage in North Canton at around $75/month. However, with 230 annual crashes and a 9% uninsured driver rate in North Canton, rates vary widely β€” comparing quotes from multiple companies is essential. Call (888) 217-6781 for a free comparison.
What auto insurance is required in North Canton, OH?
North Canton follows Ohio state law requiring minimum liability of 25/50/25. However, with 230 crashes per year and 2 fatal crashes annually in North Canton, experts recommend at least 50/100/50 coverage plus comprehensive and collision to protect against North Canton's risks including lake-effect snow, severe thunderstorms, tornadoes, flooding, ice.
Can I get a free auto insurance quote for North Canton?
Yes! Call Rate Reduction Insurance at (888) 217-6781 for a free, no-obligation quote. Our licensed agents compare 5+ carriers to find the cheapest rate for your specific North Canton ZIP code β€” whether you're in North Canton South Side or North Canton Downtown/Central. Most quotes take under 2 minutes.
Why is car insurance affordable in North Canton?
North Canton has 230 crashes per year, 59 DUI arrests annually, and a vehicle theft rate of 1.9 per 1,000. Despite these factors, North Canton's 20.6 min average commute and lower traffic density help keep rates manageable compared to larger metro areas. Comparing quotes regularly is the best way to save.
What ZIP code has the cheapest car insurance in North Canton?
ZIP code 44735 (North Canton South Side) tends to have the lowest rates in North Canton at around $1,125/year. The most expensive area is North Canton Downtown/Central (ZIP 44720) at $1,282/year β€” a difference of $157/year for the same driver profile.

Sources & Methodology

Our rate analysis is based on publicly available rate filings and industry data. We regularly update our research to ensure accuracy.

  1. Rate data based on 2026 carrier rate filings analyzed by state insurance departments and third-party data providers including Quadrant Information Services.
  2. Ohio Department of Insurance β€” official state insurance regulator for Ohio.
  3. National Association of Insurance Commissioners (NAIC) β€” national insurance data and consumer resources.
  4. Ohio BMV β€” Ohio vehicle registration and licensing requirements.
  5. Insurance Information Institute (III) β€” independent insurance education and research.
  6. National Highway Traffic Safety Administration (NHTSA) β€” crash and safety statistics.
  7. NHTSA FARS Database β€” fatal crash and DUI arrest data by state and locality.

Stop Overpaying for Auto Insurance in North Canton

North Canton drivers can save up to $139/year. ZIP 44735 (North Canton South Side) has the lowest rates starting at $1,125/yr.

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