Maumee drivers pay an average of $1,267/year — $504 less than the national average. With 172 crashes per year and a 1.8 per 1,000 vehicle theft rate, comparing 5+ carriers can save you up to $223/year.
(888) 217-6781Estimated full coverage auto insurance rates for Maumee, OH from top carriers. Rates are adjusted for Maumee's 172 annual crashes, 1.8 per 1,000 theft rate, and local risk factors:
| Insurance Company | 6-Month Premium | Monthly Cost |
|---|---|---|
| GEICO ⭐ | $479 | $80/mo |
| Erie Insurance | $507 | $84/mo |
| Progressive | $540 | $90/mo |
| State Farm | $595 | $99/mo |
| Allstate | $722 | $120/mo |
Estimates based on 2026 rate filings for ZIP 43537. GEICO is cheapest at ~$80/mo. Actual rates vary by driver profile and exact Maumee location.
These Maumee-specific safety and risk statistics directly impact what you pay for auto insurance:
Compare rates from 5+ insurance companies serving Maumee, OH. Takes under 2 minutes.
(888) 217-6781Maumee is a smaller city in Ohio with a population of 13,896. Drivers here generally benefit from lower traffic density and fewer claims than larger metro areas, which translates to more affordable auto insurance. However, local factors such as lake-effect snow, severe thunderstorms, tornadoes, flooding, ice, rural highway speeds, and distance to repair facilities can still impact premiums. Comparing carriers is essential to find the best rate in Maumee.
For official Ohio insurance regulations, visit the Ohio Department of Insurance. For driver licensing, see the Ohio BMV.
Your specific ZIP code within Maumee can swing your premium by hundreds of dollars. Here's how rates compare across Maumee neighborhoods:
| ZIP Code | Neighborhood | Avg. Annual | Monthly |
|---|---|---|---|
| 43552 | Maumee South Side | $1,204/yr | $100/mo |
| 43540 | Maumee North Side | $1,210/yr | $101/mo |
| 43541 | Maumee West Side | $1,245/yr | $104/mo |
| 43545 | Maumee East Side | $1,307/yr | $109/mo |
| 43537 | Maumee Downtown/Central | $1,365/yr | $114/mo |
The cheapest ZIP is 43552 (Maumee South Side) at $1,204/yr. The most expensive is 43537 (Maumee Downtown/Central) at $1,365/yr — a $161/year difference for the same driver.
Your Maumee ZIP code matters. Call for a rate specific to your exact location.
(888) 217-6781Age is one of the biggest rating factors in Maumee. Here's how rates differ by age group:
| Age Group | Avg. Annual | Monthly | vs. City Avg |
|---|---|---|---|
| Teen (16-19) | $2,661/yr | $222/mo | +110% vs avg |
| Young Adult (20-25) | $1,774/yr | $148/mo | +40% vs avg |
| Adult (26-35) | $1,267/yr | $106/mo | 0% vs avg |
| Mid-Career (36-50) | $1,115/yr | $93/mo | -12% vs avg |
| Senior (51-65) | $1,052/yr | $88/mo | -17% vs avg |
| 65+ | $1,128/yr | $94/mo | -11% vs avg |
Teens in Maumee pay an average of $2,661/year — 110% more than the city average. The best rates go to Senior (51-65) drivers at $1,052/year. Good student discounts, driver training courses, and being added to a parent's policy can significantly reduce teen rates.
Compare auto insurance rates in other Ohio cities:
Our rate analysis is based on publicly available rate filings and industry data. We regularly update our research to ensure accuracy.
Maumee drivers can save up to $223/year. ZIP 43552 (Maumee South Side) has the lowest rates starting at $1,204/yr.
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