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Cheap Auto Insurance in Marietta, OH

Marietta drivers pay an average of $1,178/year β€” $593 less than the national average. With 155 crashes per year and a 2.1 per 1,000 vehicle theft rate, comparing 5+ carriers can save you up to $134/year.

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Written & reviewed by Richard Mohn Licensed Insurance Agent & Founder, Rate Reduction Insurance
πŸŽ–οΈ U.S. Military Veteran πŸ“‹ Licensed in 50 States πŸ• 15+ Years Experience πŸ“… Updated: April 10, 2026

Marietta, OH Auto Insurance Rates by Carrier (2026)

Estimated full coverage auto insurance rates for Marietta, OH from top carriers. Rates are adjusted for Marietta's 155 annual crashes, 2.1 per 1,000 theft rate, and local risk factors:

Insurance Company6-Month PremiumMonthly Cost
GEICO ⭐$446$74/mo
Erie Insurance$471$79/mo
Progressive$502$84/mo
State Farm$553$92/mo
Allstate$671$112/mo

Estimates based on 2026 rate filings for ZIP 45750. GEICO is cheapest at ~$74/mo. Actual rates vary by driver profile and exact Marietta location.

Marietta Driving Safety & Insurance Stats

These Marietta-specific safety and risk statistics directly impact what you pay for auto insurance:

$1,178
Avg. Annual Premium
155
Crashes Per Year
2
Fatal Crashes/Year
36
DUI Arrests/Year
2.1 per 1,000
Vehicle Thefts
9%
Uninsured Drivers
22.0 min
Avg. Commute
13K
Population

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Auto Insurance in Marietta: What Drives Your Rate

Marietta is a smaller city in Ohio with a population of 13,385. Drivers here generally benefit from lower traffic density and fewer claims than larger metro areas, which translates to more affordable auto insurance. However, local factors such as lake-effect snow, severe thunderstorms, tornadoes, flooding, ice, rural highway speeds, and distance to repair facilities can still impact premiums. Comparing carriers is essential to find the best rate in Marietta.

Key Risk Factors in Marietta

For official Ohio insurance regulations, visit the Ohio Department of Insurance. For driver licensing, see the Ohio BMV.

Auto Insurance Rates by ZIP Code in Marietta, OH

Your specific ZIP code within Marietta can swing your premium by hundreds of dollars. Here's how rates compare across Marietta neighborhoods:

ZIP CodeNeighborhoodAvg. AnnualMonthly
45756Marietta South Side$1,128/yr$94/mo
45755Marietta North Side$1,146/yr$96/mo
45762Marietta West Side$1,184/yr$99/mo
45752Marietta East Side$1,195/yr$100/mo
45750Marietta Downtown/Central$1,284/yr$107/mo

The cheapest ZIP is 45756 (Marietta South Side) at $1,128/yr. The most expensive is 45750 (Marietta Downtown/Central) at $1,284/yr β€” a $156/year difference for the same driver.

πŸŽ–οΈ Live in Marietta South Side or Marietta Downtown/Central?

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Auto Insurance Rates by Age in Marietta, OH

Age is one of the biggest rating factors in Marietta. Here's how rates differ by age group:

Age GroupAvg. AnnualMonthlyvs. City Avg
Teen (16-19)$2,474/yr$206/mo+110% vs avg
Young Adult (20-25)$1,649/yr$137/mo+40% vs avg
Adult (26-35)$1,178/yr$98/mo0% vs avg
Mid-Career (36-50)$1,037/yr$86/mo-12% vs avg
Senior (51-65)$978/yr$82/mo-17% vs avg
65+$1,048/yr$87/mo-11% vs avg

Teens in Marietta pay an average of $2,474/year β€” 110% more than the city average. The best rates go to Senior (51-65) drivers at $978/year. Good student discounts, driver training courses, and being added to a parent's policy can significantly reduce teen rates.

How to Get the Cheapest Auto Insurance in Marietta

Ohio Auto Insurance Guides

πŸ“„ Cheap Car Insuranceβ€Ί πŸ“„ Minimum Coverageβ€Ί πŸ“„ Full Coverageβ€Ί πŸ“„ SR-22 Insuranceβ€Ί πŸ“„ No Deposit Insuranceβ€Ί πŸ“„ Liability Insuranceβ€Ί πŸ“„ Collision Insuranceβ€Ί πŸ“„ Comprehensive Insuranceβ€Ί πŸ“„ Uninsured Motorist Insuranceβ€Ί πŸ“„ PIP Insuranceβ€Ί πŸ“„ Gap Insuranceβ€Ί πŸ“„ Non-Owner Car Insuranceβ€Ί πŸ“„ Teen Driver Insuranceβ€Ί πŸ“„ Senior Driver Insuranceβ€Ί πŸ“„ Military Car Insuranceβ€Ί πŸ“„ High Risk Auto Insuranceβ€Ί πŸ“„ First-Time Driver Insuranceβ€Ί πŸ“„ Insurance After DUIβ€Ί πŸ“„ Bad Credit Car Insuranceβ€Ί πŸ“„ Multi-Car Insuranceβ€Ί πŸ“„ Rideshare Insuranceβ€Ί πŸ“„ Car Insurance Discountsβ€Ί πŸ“„ Bundle Home & Autoβ€Ί πŸ“„ Pay-Per-Mile Insuranceβ€Ί πŸ“„ Same-Day Car Insuranceβ€Ί πŸ“„ Month-to-Month Insuranceβ€Ί πŸ“„ Insurance After Accidentβ€Ί πŸ“„ Electric Vehicle Insuranceβ€Ί

More Ohio Cities

Compare auto insurance rates in other Ohio cities:

Marietta, OH Auto Insurance FAQ

How much is car insurance in Marietta, OH?
The average annual auto insurance premium in Marietta is $1,178, which is $593 below the national average. Rates range from $1,128/yr in Marietta South Side (ZIP 45756) to $1,284/yr in Marietta Downtown/Central (ZIP 45750). Your driving record, age, vehicle, and exact ZIP code all affect your rate.
Who has the cheapest auto insurance in Marietta?
GEICO typically offers the cheapest full coverage in Marietta at around $74/month. However, with 155 annual crashes and a 9% uninsured driver rate in Marietta, rates vary widely β€” comparing quotes from multiple companies is essential. Call (888) 217-6781 for a free comparison.
What auto insurance is required in Marietta, OH?
Marietta follows Ohio state law requiring minimum liability of 25/50/25. However, with 155 crashes per year and 2 fatal crashes annually in Marietta, experts recommend at least 50/100/50 coverage plus comprehensive and collision to protect against Marietta's risks including lake-effect snow, severe thunderstorms, tornadoes, flooding, ice.
Can I get a free auto insurance quote for Marietta?
Yes! Call Rate Reduction Insurance at (888) 217-6781 for a free, no-obligation quote. Our licensed agents compare 5+ carriers to find the cheapest rate for your specific Marietta ZIP code β€” whether you're in Marietta South Side or Marietta Downtown/Central. Most quotes take under 2 minutes.
Why is car insurance affordable in Marietta?
Marietta has 155 crashes per year, 36 DUI arrests annually, and a vehicle theft rate of 2.1 per 1,000. Despite these factors, Marietta's 22.0 min average commute and lower traffic density help keep rates manageable compared to larger metro areas. Comparing quotes regularly is the best way to save.
What ZIP code has the cheapest car insurance in Marietta?
ZIP code 45756 (Marietta South Side) tends to have the lowest rates in Marietta at around $1,128/year. The most expensive area is Marietta Downtown/Central (ZIP 45750) at $1,284/year β€” a difference of $156/year for the same driver profile.

Sources & Methodology

Our rate analysis is based on publicly available rate filings and industry data. We regularly update our research to ensure accuracy.

  1. Rate data based on 2026 carrier rate filings analyzed by state insurance departments and third-party data providers including Quadrant Information Services.
  2. Ohio Department of Insurance β€” official state insurance regulator for Ohio.
  3. National Association of Insurance Commissioners (NAIC) β€” national insurance data and consumer resources.
  4. Ohio BMV β€” Ohio vehicle registration and licensing requirements.
  5. Insurance Information Institute (III) β€” independent insurance education and research.
  6. National Highway Traffic Safety Administration (NHTSA) β€” crash and safety statistics.
  7. NHTSA FARS Database β€” fatal crash and DUI arrest data by state and locality.

Stop Overpaying for Auto Insurance in Marietta

Marietta drivers can save up to $134/year. ZIP 45756 (Marietta South Side) has the lowest rates starting at $1,128/yr.

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