Englewood drivers pay an average of $1,296/year — $475 less than the national average. With 164 crashes per year and a 1.8 per 1,000 vehicle theft rate, comparing 5+ carriers can save you up to $252/year.
(888) 217-6781Estimated full coverage auto insurance rates for Englewood, OH from top carriers. Rates are adjusted for Englewood's 164 annual crashes, 1.8 per 1,000 theft rate, and local risk factors:
| Insurance Company | 6-Month Premium | Monthly Cost |
|---|---|---|
| GEICO ⭐ | $490 | $82/mo |
| Erie Insurance | $518 | $86/mo |
| Progressive | $552 | $92/mo |
| State Farm | $609 | $101/mo |
| Allstate | $738 | $123/mo |
Estimates based on 2026 rate filings for ZIP 45322. GEICO is cheapest at ~$82/mo. Actual rates vary by driver profile and exact Englewood location.
These Englewood-specific safety and risk statistics directly impact what you pay for auto insurance:
Compare rates from 5+ insurance companies serving Englewood, OH. Takes under 2 minutes.
(888) 217-6781Englewood is a smaller city in Ohio with a population of 13,463. Drivers here generally benefit from lower traffic density and fewer claims than larger metro areas, which translates to more affordable auto insurance. However, local factors such as lake-effect snow, severe thunderstorms, tornadoes, flooding, ice, rural highway speeds, and distance to repair facilities can still impact premiums. Comparing carriers is essential to find the best rate in Englewood.
For official Ohio insurance regulations, visit the Ohio Department of Insurance. For driver licensing, see the Ohio BMV.
Your specific ZIP code within Englewood can swing your premium by hundreds of dollars. Here's how rates compare across Englewood neighborhoods:
| ZIP Code | Neighborhood | Avg. Annual | Monthly |
|---|---|---|---|
| 45337 | Englewood South Side | $1,194/yr | $100/mo |
| 45325 | Englewood North Side | $1,265/yr | $105/mo |
| 45326 | Englewood West Side | $1,273/yr | $106/mo |
| 45330 | Englewood East Side | $1,345/yr | $112/mo |
| 45322 | Englewood Downtown/Central | $1,422/yr | $119/mo |
The cheapest ZIP is 45337 (Englewood South Side) at $1,194/yr. The most expensive is 45322 (Englewood Downtown/Central) at $1,422/yr — a $228/year difference for the same driver.
Your Englewood ZIP code matters. Call for a rate specific to your exact location.
(888) 217-6781Age is one of the biggest rating factors in Englewood. Here's how rates differ by age group:
| Age Group | Avg. Annual | Monthly | vs. City Avg |
|---|---|---|---|
| Teen (16-19) | $2,722/yr | $227/mo | +110% vs avg |
| Young Adult (20-25) | $1,814/yr | $151/mo | +40% vs avg |
| Adult (26-35) | $1,296/yr | $108/mo | 0% vs avg |
| Mid-Career (36-50) | $1,140/yr | $95/mo | -12% vs avg |
| Senior (51-65) | $1,076/yr | $90/mo | -17% vs avg |
| 65+ | $1,153/yr | $96/mo | -11% vs avg |
Teens in Englewood pay an average of $2,722/year — 110% more than the city average. The best rates go to Senior (51-65) drivers at $1,076/year. Good student discounts, driver training courses, and being added to a parent's policy can significantly reduce teen rates.
Compare auto insurance rates in other Ohio cities:
Our rate analysis is based on publicly available rate filings and industry data. We regularly update our research to ensure accuracy.
Englewood drivers can save up to $252/year. ZIP 45337 (Englewood South Side) has the lowest rates starting at $1,194/yr.
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