Brooklyn drivers pay an average of $1,192/year — $579 less than the national average. With 128 crashes per year and a 2.0 per 1,000 vehicle theft rate, comparing 5+ carriers can save you up to $148/year.
(888) 217-6781Estimated full coverage auto insurance rates for Brooklyn, OH from top carriers. Rates are adjusted for Brooklyn's 128 annual crashes, 2.0 per 1,000 theft rate, and local risk factors:
| Insurance Company | 6-Month Premium | Monthly Cost |
|---|---|---|
| GEICO ⭐ | $451 | $75/mo |
| Erie Insurance | $477 | $79/mo |
| Progressive | $508 | $85/mo |
| State Farm | $560 | $93/mo |
| Allstate | $679 | $113/mo |
Estimates based on 2026 rate filings for ZIP 44144. GEICO is cheapest at ~$75/mo. Actual rates vary by driver profile and exact Brooklyn location.
These Brooklyn-specific safety and risk statistics directly impact what you pay for auto insurance:
Compare rates from 5+ insurance companies serving Brooklyn, OH. Takes under 2 minutes.
(888) 217-6781Brooklyn is a smaller city in Ohio with a population of 11,359. Drivers here generally benefit from lower traffic density and fewer claims than larger metro areas, which translates to more affordable auto insurance. However, local factors such as lake-effect snow, severe thunderstorms, tornadoes, flooding, ice, rural highway speeds, and distance to repair facilities can still impact premiums. Comparing carriers is essential to find the best rate in Brooklyn.
For official Ohio insurance regulations, visit the Ohio Department of Insurance. For driver licensing, see the Ohio BMV.
Your specific ZIP code within Brooklyn can swing your premium by hundreds of dollars. Here's how rates compare across Brooklyn neighborhoods:
| ZIP Code | Neighborhood | Avg. Annual | Monthly |
|---|---|---|---|
| 44147 | Brooklyn South Side | $1,114/yr | $93/mo |
| 44152 | Brooklyn West Side | $1,177/yr | $98/mo |
| 44148 | Brooklyn North Side | $1,179/yr | $98/mo |
| 44154 | Brooklyn East Side | $1,238/yr | $103/mo |
| 44144 | Brooklyn Downtown/Central | $1,292/yr | $108/mo |
The cheapest ZIP is 44147 (Brooklyn South Side) at $1,114/yr. The most expensive is 44144 (Brooklyn Downtown/Central) at $1,292/yr — a $178/year difference for the same driver.
Your Brooklyn ZIP code matters. Call for a rate specific to your exact location.
(888) 217-6781Age is one of the biggest rating factors in Brooklyn. Here's how rates differ by age group:
| Age Group | Avg. Annual | Monthly | vs. City Avg |
|---|---|---|---|
| Teen (16-19) | $2,503/yr | $209/mo | +110% vs avg |
| Young Adult (20-25) | $1,669/yr | $139/mo | +40% vs avg |
| Adult (26-35) | $1,192/yr | $99/mo | 0% vs avg |
| Mid-Career (36-50) | $1,049/yr | $87/mo | -12% vs avg |
| Senior (51-65) | $989/yr | $82/mo | -17% vs avg |
| 65+ | $1,061/yr | $88/mo | -11% vs avg |
Teens in Brooklyn pay an average of $2,503/year — 110% more than the city average. The best rates go to Senior (51-65) drivers at $989/year. Good student discounts, driver training courses, and being added to a parent's policy can significantly reduce teen rates.
Compare auto insurance rates in other Ohio cities:
Our rate analysis is based on publicly available rate filings and industry data. We regularly update our research to ensure accuracy.
Brooklyn drivers can save up to $148/year. ZIP 44147 (Brooklyn South Side) has the lowest rates starting at $1,114/yr.
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