Brook Park drivers pay an average of $1,219/year — $552 less than the national average. With 213 crashes per year and a 2.1 per 1,000 vehicle theft rate, comparing 5+ carriers can save you up to $175/year.
(888) 217-6781Estimated full coverage auto insurance rates for Brook Park, OH from top carriers. Rates are adjusted for Brook Park's 213 annual crashes, 2.1 per 1,000 theft rate, and local risk factors:
| Insurance Company | 6-Month Premium | Monthly Cost |
|---|---|---|
| GEICO ⭐ | $461 | $77/mo |
| Erie Insurance | $488 | $81/mo |
| Progressive | $519 | $87/mo |
| State Farm | $572 | $95/mo |
| Allstate | $694 | $116/mo |
Estimates based on 2026 rate filings for ZIP 44142. GEICO is cheapest at ~$77/mo. Actual rates vary by driver profile and exact Brook Park location.
These Brook Park-specific safety and risk statistics directly impact what you pay for auto insurance:
Compare rates from 5+ insurance companies serving Brook Park, OH. Takes under 2 minutes.
(888) 217-6781Brook Park is a smaller city in Ohio with a population of 18,595. Drivers here generally benefit from lower traffic density and fewer claims than larger metro areas, which translates to more affordable auto insurance. However, local factors such as lake-effect snow, severe thunderstorms, tornadoes, flooding, ice, rural highway speeds, and distance to repair facilities can still impact premiums. Comparing carriers is essential to find the best rate in Brook Park.
For official Ohio insurance regulations, visit the Ohio Department of Insurance. For driver licensing, see the Ohio BMV.
Your specific ZIP code within Brook Park can swing your premium by hundreds of dollars. Here's how rates compare across Brook Park neighborhoods:
| ZIP Code | Neighborhood | Avg. Annual | Monthly |
|---|---|---|---|
| 44154 | Brook Park South Side | $1,140/yr | $95/mo |
| 44144 | Brook Park North Side | $1,195/yr | $100/mo |
| 44162 | Brook Park West Side | $1,209/yr | $101/mo |
| 44148 | Brook Park East Side | $1,220/yr | $102/mo |
| 44142 | Brook Park Downtown/Central | $1,305/yr | $109/mo |
The cheapest ZIP is 44154 (Brook Park South Side) at $1,140/yr. The most expensive is 44142 (Brook Park Downtown/Central) at $1,305/yr — a $165/year difference for the same driver.
Your Brook Park ZIP code matters. Call for a rate specific to your exact location.
(888) 217-6781Age is one of the biggest rating factors in Brook Park. Here's how rates differ by age group:
| Age Group | Avg. Annual | Monthly | vs. City Avg |
|---|---|---|---|
| Teen (16-19) | $2,560/yr | $213/mo | +110% vs avg |
| Young Adult (20-25) | $1,707/yr | $142/mo | +40% vs avg |
| Adult (26-35) | $1,219/yr | $102/mo | 0% vs avg |
| Mid-Career (36-50) | $1,073/yr | $89/mo | -12% vs avg |
| Senior (51-65) | $1,012/yr | $84/mo | -17% vs avg |
| 65+ | $1,085/yr | $90/mo | -11% vs avg |
Teens in Brook Park pay an average of $2,560/year — 110% more than the city average. The best rates go to Senior (51-65) drivers at $1,012/year. Good student discounts, driver training courses, and being added to a parent's policy can significantly reduce teen rates.
Compare auto insurance rates in other Ohio cities:
Our rate analysis is based on publicly available rate filings and industry data. We regularly update our research to ensure accuracy.
Brook Park drivers can save up to $175/year. ZIP 44154 (Brook Park South Side) has the lowest rates starting at $1,140/yr.
(888) 217-6781Free quote · No obligation · Licensed agents · Under 2 minutes