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Cheap Auto Insurance in Barberton, OH

Barberton drivers pay an average of $1,256/year β€” $515 less than the national average. With 313 crashes per year and a 1.8 per 1,000 vehicle theft rate, comparing 5+ carriers can save you up to $212/year.

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Written & reviewed by Richard Mohn Licensed Insurance Agent & Founder, Rate Reduction Insurance
πŸŽ–οΈ U.S. Military Veteran πŸ“‹ Licensed in 50 States πŸ• 15+ Years Experience πŸ“… Updated: April 10, 2026

Barberton, OH Auto Insurance Rates by Carrier (2026)

Estimated full coverage auto insurance rates for Barberton, OH from top carriers. Rates are adjusted for Barberton's 313 annual crashes, 1.8 per 1,000 theft rate, and local risk factors:

Insurance Company6-Month PremiumMonthly Cost
GEICO ⭐$475$79/mo
Erie Insurance$502$84/mo
Progressive$535$89/mo
State Farm$590$98/mo
Allstate$715$119/mo

Estimates based on 2026 rate filings for ZIP 44203. GEICO is cheapest at ~$79/mo. Actual rates vary by driver profile and exact Barberton location.

Barberton Driving Safety & Insurance Stats

These Barberton-specific safety and risk statistics directly impact what you pay for auto insurance:

$1,256
Avg. Annual Premium
313
Crashes Per Year
3
Fatal Crashes/Year
83
DUI Arrests/Year
1.8 per 1,000
Vehicle Thefts
9%
Uninsured Drivers
22.1 min
Avg. Commute
25K
Population

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Auto Insurance in Barberton: What Drives Your Rate

Barberton is a smaller city in Ohio with a population of 25,191. Drivers here generally benefit from lower traffic density and fewer claims than larger metro areas, which translates to more affordable auto insurance. However, local factors such as lake-effect snow, severe thunderstorms, tornadoes, flooding, ice, rural highway speeds, and distance to repair facilities can still impact premiums. Comparing carriers is essential to find the best rate in Barberton.

Key Risk Factors in Barberton

For official Ohio insurance regulations, visit the Ohio Department of Insurance. For driver licensing, see the Ohio BMV.

Auto Insurance Rates by ZIP Code in Barberton, OH

Your specific ZIP code within Barberton can swing your premium by hundreds of dollars. Here's how rates compare across Barberton neighborhoods:

ZIP CodeNeighborhoodAvg. AnnualMonthly
44209Barberton South Side$1,157/yr$96/mo
44207Barberton North Side$1,226/yr$102/mo
44207Barberton West Side$1,234/yr$103/mo
44209Barberton East Side$1,298/yr$108/mo
44203Barberton Downtown/Central$1,375/yr$115/mo

The cheapest ZIP is 44209 (Barberton South Side) at $1,157/yr. The most expensive is 44203 (Barberton Downtown/Central) at $1,375/yr β€” a $218/year difference for the same driver.

πŸŽ–οΈ Live in Barberton South Side or Barberton Downtown/Central?

Your Barberton ZIP code matters. Call for a rate specific to your exact location.

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Auto Insurance Rates by Age in Barberton, OH

Age is one of the biggest rating factors in Barberton. Here's how rates differ by age group:

Age GroupAvg. AnnualMonthlyvs. City Avg
Teen (16-19)$2,638/yr$220/mo+110% vs avg
Young Adult (20-25)$1,758/yr$147/mo+40% vs avg
Adult (26-35)$1,256/yr$105/mo0% vs avg
Mid-Career (36-50)$1,105/yr$92/mo-12% vs avg
Senior (51-65)$1,042/yr$87/mo-17% vs avg
65+$1,118/yr$93/mo-11% vs avg

Teens in Barberton pay an average of $2,638/year β€” 110% more than the city average. The best rates go to Senior (51-65) drivers at $1,042/year. Good student discounts, driver training courses, and being added to a parent's policy can significantly reduce teen rates.

How to Get the Cheapest Auto Insurance in Barberton

Ohio Auto Insurance Guides

πŸ“„ Cheap Car Insuranceβ€Ί πŸ“„ Minimum Coverageβ€Ί πŸ“„ Full Coverageβ€Ί πŸ“„ SR-22 Insuranceβ€Ί πŸ“„ No Deposit Insuranceβ€Ί πŸ“„ Liability Insuranceβ€Ί πŸ“„ Collision Insuranceβ€Ί πŸ“„ Comprehensive Insuranceβ€Ί πŸ“„ Uninsured Motorist Insuranceβ€Ί πŸ“„ PIP Insuranceβ€Ί πŸ“„ Gap Insuranceβ€Ί πŸ“„ Non-Owner Car Insuranceβ€Ί πŸ“„ Teen Driver Insuranceβ€Ί πŸ“„ Senior Driver Insuranceβ€Ί πŸ“„ Military Car Insuranceβ€Ί πŸ“„ High Risk Auto Insuranceβ€Ί πŸ“„ First-Time Driver Insuranceβ€Ί πŸ“„ Insurance After DUIβ€Ί πŸ“„ Bad Credit Car Insuranceβ€Ί πŸ“„ Multi-Car Insuranceβ€Ί πŸ“„ Rideshare Insuranceβ€Ί πŸ“„ Car Insurance Discountsβ€Ί πŸ“„ Bundle Home & Autoβ€Ί πŸ“„ Pay-Per-Mile Insuranceβ€Ί πŸ“„ Same-Day Car Insuranceβ€Ί πŸ“„ Month-to-Month Insuranceβ€Ί πŸ“„ Insurance After Accidentβ€Ί πŸ“„ Electric Vehicle Insuranceβ€Ί

More Ohio Cities

Compare auto insurance rates in other Ohio cities:

Barberton, OH Auto Insurance FAQ

How much is car insurance in Barberton, OH?
The average annual auto insurance premium in Barberton is $1,256, which is $515 below the national average. Rates range from $1,157/yr in Barberton South Side (ZIP 44209) to $1,375/yr in Barberton Downtown/Central (ZIP 44203). Your driving record, age, vehicle, and exact ZIP code all affect your rate.
Who has the cheapest auto insurance in Barberton?
GEICO typically offers the cheapest full coverage in Barberton at around $79/month. However, with 313 annual crashes and a 9% uninsured driver rate in Barberton, rates vary widely β€” comparing quotes from multiple companies is essential. Call (888) 217-6781 for a free comparison.
What auto insurance is required in Barberton, OH?
Barberton follows Ohio state law requiring minimum liability of 25/50/25. However, with 313 crashes per year and 3 fatal crashes annually in Barberton, experts recommend at least 50/100/50 coverage plus comprehensive and collision to protect against Barberton's risks including lake-effect snow, severe thunderstorms, tornadoes, flooding, ice.
Can I get a free auto insurance quote for Barberton?
Yes! Call Rate Reduction Insurance at (888) 217-6781 for a free, no-obligation quote. Our licensed agents compare 5+ carriers to find the cheapest rate for your specific Barberton ZIP code β€” whether you're in Barberton South Side or Barberton Downtown/Central. Most quotes take under 2 minutes.
Why is car insurance affordable in Barberton?
Barberton has 313 crashes per year, 83 DUI arrests annually, and a vehicle theft rate of 1.8 per 1,000. Despite these factors, Barberton's 22.1 min average commute and lower traffic density help keep rates manageable compared to larger metro areas. Comparing quotes regularly is the best way to save.
What ZIP code has the cheapest car insurance in Barberton?
ZIP code 44209 (Barberton South Side) tends to have the lowest rates in Barberton at around $1,157/year. The most expensive area is Barberton Downtown/Central (ZIP 44203) at $1,375/year β€” a difference of $218/year for the same driver profile.

Sources & Methodology

Our rate analysis is based on publicly available rate filings and industry data. We regularly update our research to ensure accuracy.

  1. Rate data based on 2026 carrier rate filings analyzed by state insurance departments and third-party data providers including Quadrant Information Services.
  2. Ohio Department of Insurance β€” official state insurance regulator for Ohio.
  3. National Association of Insurance Commissioners (NAIC) β€” national insurance data and consumer resources.
  4. Ohio BMV β€” Ohio vehicle registration and licensing requirements.
  5. Insurance Information Institute (III) β€” independent insurance education and research.
  6. National Highway Traffic Safety Administration (NHTSA) β€” crash and safety statistics.
  7. NHTSA FARS Database β€” fatal crash and DUI arrest data by state and locality.

Stop Overpaying for Auto Insurance in Barberton

Barberton drivers can save up to $212/year. ZIP 44209 (Barberton South Side) has the lowest rates starting at $1,157/yr.

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