Creve Coeur drivers pay an average of $1,878/year — $107 more than the national average. With 206 crashes per year and a 2.0 per 1,000 vehicle theft rate, comparing 5+ carriers can save you up to $318/year.
(888) 217-6781Estimated full coverage auto insurance rates for Creve Coeur, MO from top carriers. Rates are adjusted for Creve Coeur's 206 annual crashes, 2.0 per 1,000 theft rate, and local risk factors:
| Insurance Company | 6-Month Premium | Monthly Cost |
|---|---|---|
| GEICO ⭐ | $715 | $119/mo |
| Shelter Insurance | $775 | $129/mo |
| Progressive | $803 | $134/mo |
| State Farm | $879 | $147/mo |
| Allstate | $1,066 | $178/mo |
Estimates based on 2026 rate filings for ZIP 63141. GEICO is cheapest at ~$119/mo. Actual rates vary by driver profile and exact Creve Coeur location.
These Creve Coeur-specific safety and risk statistics directly impact what you pay for auto insurance:
Compare rates from 5+ insurance companies serving Creve Coeur, MO. Takes under 2 minutes.
(888) 217-6781Creve Coeur is a smaller city in Missouri with a population of 18,834. Drivers here generally benefit from lower traffic density and fewer claims than larger metro areas, which translates to more affordable auto insurance. However, local factors such as tornadoes, severe thunderstorms, flooding, ice storms, hail, rural highway speeds, and distance to repair facilities can still impact premiums. Comparing carriers is essential to find the best rate in Creve Coeur.
For official Missouri insurance regulations, visit the Missouri Department of Commerce and Insurance. For driver licensing, see the Missouri DOR Motor Vehicle.
Your specific ZIP code within Creve Coeur can swing your premium by hundreds of dollars. Here's how rates compare across Creve Coeur neighborhoods:
| ZIP Code | Neighborhood | Avg. Annual | Monthly |
|---|---|---|---|
| 63150 | Creve Coeur South Side | $1,792/yr | $149/mo |
| 63146 | Creve Coeur North Side | $1,802/yr | $150/mo |
| 63149 | Creve Coeur West Side | $1,855/yr | $155/mo |
| 63149 | Creve Coeur East Side | $1,950/yr | $163/mo |
| 63141 | Creve Coeur Downtown/Central | $2,019/yr | $168/mo |
The cheapest ZIP is 63150 (Creve Coeur South Side) at $1,792/yr. The most expensive is 63141 (Creve Coeur Downtown/Central) at $2,019/yr — a $227/year difference for the same driver.
Your Creve Coeur ZIP code matters. Call for a rate specific to your exact location.
(888) 217-6781Age is one of the biggest rating factors in Creve Coeur. Here's how rates differ by age group:
| Age Group | Avg. Annual | Monthly | vs. City Avg |
|---|---|---|---|
| Teen (16-19) | $3,944/yr | $329/mo | +110% vs avg |
| Young Adult (20-25) | $2,629/yr | $219/mo | +40% vs avg |
| Adult (26-35) | $1,878/yr | $157/mo | 0% vs avg |
| Mid-Career (36-50) | $1,653/yr | $138/mo | -12% vs avg |
| Senior (51-65) | $1,559/yr | $130/mo | -17% vs avg |
| 65+ | $1,671/yr | $139/mo | -11% vs avg |
Teens in Creve Coeur pay an average of $3,944/year — 110% more than the city average. The best rates go to Senior (51-65) drivers at $1,559/year. Good student discounts, driver training courses, and being added to a parent's policy can significantly reduce teen rates.
Compare auto insurance rates in other Missouri cities:
Our rate analysis is based on publicly available rate filings and industry data. We regularly update our research to ensure accuracy.
Creve Coeur drivers can save up to $318/year. ZIP 63150 (Creve Coeur South Side) has the lowest rates starting at $1,792/yr.
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