Blackfoot drivers pay an average of $1,293/year — $478 less than the national average. With 147 crashes per year and a 1.7 per 1,000 vehicle theft rate, comparing 5+ carriers can save you up to $285/year.
(888) 217-6781Estimated full coverage auto insurance rates for Blackfoot, ID from top carriers. Rates are adjusted for Blackfoot's 147 annual crashes, 1.7 per 1,000 theft rate, and local risk factors:
| Insurance Company | 6-Month Premium | Monthly Cost |
|---|---|---|
| Idaho Farm Bureau ⭐ | $472 | $79/mo |
| GEICO | $489 | $82/mo |
| Progressive | $551 | $92/mo |
| State Farm | $607 | $101/mo |
| Farmers | $691 | $115/mo |
Estimates based on 2026 rate filings for ZIP 83203. Idaho Farm Bureau is cheapest at ~$79/mo. Actual rates vary by driver profile and exact Blackfoot location.
These Blackfoot-specific safety and risk statistics directly impact what you pay for auto insurance:
Compare rates from 5+ insurance companies serving Blackfoot, ID. Takes under 2 minutes.
(888) 217-6781Blackfoot is a smaller city in Idaho with a population of 12,346. Drivers here generally benefit from lower traffic density and fewer claims than larger metro areas, which translates to more affordable auto insurance. However, local factors such as snow, ice, wildlife crossings, wildfire smoke, mountain roads, rural highway speeds, and distance to repair facilities can still impact premiums. Comparing carriers is essential to find the best rate in Blackfoot.
For official Idaho insurance regulations, visit the Idaho Department of Insurance. For driver licensing, see the Idaho Transportation Department.
Your specific ZIP code within Blackfoot can swing your premium by hundreds of dollars. Here's how rates compare across Blackfoot neighborhoods:
| ZIP Code | Neighborhood | Avg. Annual | Monthly |
|---|---|---|---|
| 83206 | Blackfoot South Side | $1,226/yr | $102/mo |
| 83206 | Blackfoot North Side | $1,233/yr | $103/mo |
| 83223 | Blackfoot West Side | $1,261/yr | $105/mo |
| 83207 | Blackfoot East Side | $1,325/yr | $110/mo |
| 83203 | Blackfoot Downtown/Central | $1,385/yr | $115/mo |
The cheapest ZIP is 83206 (Blackfoot South Side) at $1,226/yr. The most expensive is 83203 (Blackfoot Downtown/Central) at $1,385/yr — a $159/year difference for the same driver.
Your Blackfoot ZIP code matters. Call for a rate specific to your exact location.
(888) 217-6781Age is one of the biggest rating factors in Blackfoot. Here's how rates differ by age group:
| Age Group | Avg. Annual | Monthly | vs. City Avg |
|---|---|---|---|
| Teen (16-19) | $2,715/yr | $226/mo | +110% vs avg |
| Young Adult (20-25) | $1,810/yr | $151/mo | +40% vs avg |
| Adult (26-35) | $1,293/yr | $108/mo | 0% vs avg |
| Mid-Career (36-50) | $1,138/yr | $95/mo | -12% vs avg |
| Senior (51-65) | $1,073/yr | $89/mo | -17% vs avg |
| 65+ | $1,151/yr | $96/mo | -11% vs avg |
Teens in Blackfoot pay an average of $2,715/year — 110% more than the city average. The best rates go to Senior (51-65) drivers at $1,073/year. Good student discounts, driver training courses, and being added to a parent's policy can significantly reduce teen rates.
Compare auto insurance rates in other Idaho cities:
Our rate analysis is based on publicly available rate filings and industry data. We regularly update our research to ensure accuracy.
Blackfoot drivers can save up to $285/year. ZIP 83206 (Blackfoot South Side) has the lowest rates starting at $1,226/yr.
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